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Whisp Oaks Estate in Dade City

Whisp Oaks Estate
Homes for Sale in Dade City, FL

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All 354 homes for sale in Dade City, FL · median $389,995 · 84 homes for sale in 33523 · Hernando County homes for sale

Community in Dade City · Hernando County · ZIP 33523
119 homesBuilt 1984–2024
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data11 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Whisp Oaks Estate Ph 3 in Dade City, FL has 2 homes for sale. Homes listed or recently sold were built 1983 - 2025 with 2 new construction; 15 of 15 report an HOA (median $22/mo); 5 of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 69 ft).

Part of Whisp Oaks Estate, Dade City, FL — see all Whisp Oaks Estate homes for sale (4 listings across 7 sections in the MLS).

Last 30 days in Whisp Oaks Estate: 1 new listing (median asking $350,000), 1 under contract right now. As of October 20, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Whisp Oaks Estate Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
2.0mo
Supply
3 to 6 months is the balanced band
33%
Under contract
Hernando: 28% (401 of 1,445)
2 · 1
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
69%
Owner-occupied · Whisp Oaks Estate
94 of 137 parcels homesteaded (FL DOR 2025)
31%
Non-owner-occupied · Whisp Oaks Estate
incl. 5% trust or LLC-held · 100% out-of-state
119
Homes in the community
plus 18 vacant residential lots · 137 residential parcels (FL DOR 2025)
Track record · 11 years of records
1984–2024
Years homes were built
median 1987 · county roll (FL DOR 2025)
1.7%/yr
Turnover rate
about 2 of 119 homes trade a year
Whisp Oaks Estate Housing Pulse · Momentum Research · as of August 10, 2026

Whisp Oaks Estate right now

🔴 Seller-leaning market. 2.0 months of supply and 33% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 10, 2026. Confidence: Low (3 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

By , Co-Founder, Momentum Realty · Updated October 20, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The Area Market

The market around Whisp Oaks Estate

Whisp Oaks Estate is too small for its own price trend, so here is the market around it.

In ZIP 33523, 89 homes are on the market and 21% are under contract — a steady corner of Dade City.

Across Hernando County, 1,044 homes are active and 401 pending (28% under contract).

ZIP and county figures describe the wider market, not Whisp Oaks Estate specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Whisp Oaks Estate

Live MLS inventory for Whisp Oaks Estate. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

6074 BEECHWOOD DRIVE home for sale in Whisp Oaks EstateActive · 3 daysTop listing
$350,000
3 bd · 2 ba · 2,170 sqft · built 1998
6074 BEECHWOOD DRIVE, Dade City, 33523
Listed by KELLER WILLIAMS TAMPA PROPERTIES
34433 CEDARFIELD DRIVE home for sale in Whisp Oaks EstateActive · 171 days
$285,000
2 bd · 2.5 ba · 1,812 sqft · built 1986
34433 CEDARFIELD DRIVE, Dade City, 33523
Listed by HERNANDO EAST REALTY INC.
5441 CHESTNUT RIDGE ROAD home for sale in Whisp Oaks EstatePending · 446 days
$309,000
3 bd · 2 ba · 1,701 sqft · built 2025
5441 CHESTNUT RIDGE ROAD, Dade City, 33523
Listed by ELITE BROKERS, LLC

Active and pending Whisp Oaks Estate listings as of 2026-10-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.

Interactive Map

Whisp Oaks Estate on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Community & Amenities

Life at Whisp Oaks Estate

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Hernando County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Hernando County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent Whisp Oaks Estate listings and can change; always confirm with Hernando County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Whisp Oaks Estate address.

Shop the zone: Homes zoned for Hernando High High School

The Strategy

The Whisp Oaks Estate buying strategy.

If we were buying in Whisp Oaks Estate today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whisp Oaks Estate.

The Deep Dive

A closer look at the Whisp Oaks Estate market

Inventory runs at 2.0 months of supply, a seller-leaning market.

The housing stock is 119 homes built between 1984 and 2024, and 69% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Whisp Oaks Estate. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Run Your Numbers

Tools for a Whisp Oaks Estate buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxHernando County millage and the homestead picture.Rent vs buyThe breakeven on owning in Whisp Oaks Estate.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whisp Oaks Estate sales matched to your home.

Selling in Whisp Oaks Estate

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Whisp Oaks Estate, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Whisp Oaks Estate home worth?

Get a no-obligation home value based on real comparable sales in Whisp Oaks Estate, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Dade City →

Real comps, not an automated estimate.

Recently off market in WHISP OAKS ESTATE PH 3

Homes in WHISP OAKS ESTATE PH 3 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Whisp Oaks Estate key facts
LocationDade City, Hernando County, FL · ZIP 33523
Homes in the community119 (FL DOR 2025 assessment roll)
Years built1984–2024 (median 1987)
Typical living area2,758 sq ft (median)
Home types (current listings and sales)single-family 73%, villas 27%
Amenities listed by sellersDeed Restrictions, Association Recreation - Owned, Golf Carts OK, Recreation Facilities, Special Community Restrictions, Vehicle Restrictions
For sale right now2 active, 1 pending · median asking $299,900 · 2.0 months of supply
Owner-occupied (homestead) share69%
Zoned public schoolsHernando County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply

Data as of August 10, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Whisp Oaks Estate key facts,” movewithmomentum.com/neighborhoods/whispering-oaks-ridge-manor, data as of August 10, 2026.

Housing distress & ownership in WHISP OAKS ESTATE PH 3, Dade City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-10-18)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Just listed in Whisp Oaks Estate

The newest homes for sale in Whisp Oaks Estate right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 20, 2026. All new listings in this market.

Every Home for Sale in Whispering Oaks Ridge Manor Right Now (4)

All 4 active and pending Whispering Oaks Ridge Manor listings with a detail page, newest first, refreshed twice a day from the MLS.

Email me new listings in Whisp Oaks Estate

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Whisp Oaks Estate

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Whisp Oaks Estate will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

How much local inventory is already under contract

18% of homes for sale in ZIP 33523 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

Whispering Oaks Estates Market Scorecard

Strong seller's market

Whispering Oaks Estates is currently a strong seller's market. About 2.2 months of supply, a median asking price of $317,500, and homes go under contract in about 87 days.

2.2
Months supply
$317,500
Median list
$310,000
Median sold
$159
Per sqft
87
Days on mkt
2/1/11
Active/Pend/Sold

Typical home value in the 33523 ZIP is $258,333, about 14.3% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

What it really costs to own in Whisp Oaks Estate

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMLS listings here mostly enter dues as billed annually, but the median entry is only $264/year across 13 listings (2026-10-20), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues.
Home and flood insuranceThe average Citizens Property Insurance premium in Hernando County is $1,699/yr (4,534 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 14 listing addresses checked against the FEMA flood map, 64% sit outside the high-risk zone and 36% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 1987 across 15 listings. An original roof here would be about 39 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Frequently Asked Questions

Is Whisp Oaks Estate a buyer's or seller's market right now?
As of August 10, 2026, Whisp Oaks Estate leans toward sellers: 2.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Whisp Oaks Estate?
The Florida DOR 2025 assessment roll shows 119 homes plus 18 vacant residential lots in Whisp Oaks Estate (public records).
What share of Whisp Oaks Estate is owner-occupied?
69% of Whisp Oaks Estate parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Whisp Oaks Estate built?
Homes in Whisp Oaks Estate were built between 1984 and 2024, with a median year built of 1987 (FL DOR 2025 roll).
What schools serve Whisp Oaks Estate?
Whisp Oaks Estate is served by Hernando County Public Schools, typically Hernando County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Whisp Oaks Estate?
The best agent for Whisp Oaks Estate is one who actively works Dade City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Whisp Oaks Estate.
How do I find a top Dade City real estate agent who knows Whisp Oaks Estate?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Whisp Oaks Estate and the wider Dade City area.
Can Momentum Realty connect me with an agent for Whisp Oaks Estate?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Whisp Oaks Estate purchase or sale - no call center and no pressure.
Where is Whisp Oaks Estate, and what county is it in?
Whisp Oaks Estate is in Dade City, Hernando County, FL, ZIP 33523.
Is Whisp Oaks Estate in a flood zone?
Partly. Of 14 homes we sampled in Whisp Oaks Estate, 64% sit outside a FEMA Special Flood Hazard Area (Zone X) and 36% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Whisp Oaks Estate a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Whisp Oaks Estate: the assessment roll counts 119 homes, 69% of them homesteaded (owner-occupied); listings report Hernando County Public Schools (verify by address), Confirm zoned elementary, middle, and high, Magnet and choice options may apply as the zoned schools; supply is 2.0 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 19, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 33523))
Under-contract sharesStellar MLS records, as of 2026-08-10
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2015 (22 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Whisp Oaks Estate with Momentum Realty’s local guides.

WOWhispering Oaks Estate0.1 mi awayWOWhisp Oaks Estate0.1 mi away · 17 homes, built 1987–15WOWhispering Oaks Estates0.1 mi away · median $320K, 3 sales/12 moWOWhispering Oaks Estates0.1 mi away · 58 homes, built 1984–88

Browse all neighborhood guides →

Thinking of selling in WHISP OAKS ESTATE PH 3? 2 recorded closings (window ending 2026-08-10). See the Hernando County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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