White Oak Estates in Laurel Hill

White Oak Estates
Homes for Sale in Laurel Hill, FL

All 29 homes for sale in Laurel Hill, FL · median $309,240 · Okaloosa County homes for sale

Community in Laurel Hill · Okaloosa County
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS dataUpdated twice daily

Nearby homes for sale

No active listings inside WHITE OAK ESTATES right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

3830 3Rd Avenue
$125K · 0.2 mi away
2 bd · 1 ba
3830 3Rd Avenue
Listed by Taylor Allen Properties LLC
3934 3rd Avenue
$100K · 0.2 mi away
2 bd · 2 ba
3934 3rd Avenue
Listed by Taylor Allen Properties LLC
3984 1st Avenue
$230K · 0.2 mi away
4 bd · 2 ba
3984 1st Avenue
Listed by ERA American Real Estate
8127 5Th Street
$268K · 0.2 mi away
4 bd · 2.5 ba
8127 5Th Street
Listed by Coldwell Banker Realty
8093 THIRD STREET
$175K · 0.4 mi away
2 bd · 1 ba
8093 THIRD STREET
Listed by Merrifield & Pilcher Realty
3869 Second Avenue
$210K · 0.4 mi away
2 bd · 2 ba
3869 Second Avenue
Listed by ERA American Real Estate

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

White Oak Estates is a community in Laurel Hill, Okaloosa County, FL. Across Laurel Hill as a whole, 51 homes closed in the last 12 months at a median of $309,899, 79 median days on market, with 30 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,000 ($3,490 with the full homestead exemption).

Live · White Oak Estates Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily

The market around White Oak Estates

White Oak Estates is too small for its own price trend, so here is the market around it.

Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).

ZIP and county figures describe the wider market, not White Oak Estates specifically. Momentum Research analysis of MLS records.

If we were buying in White Oak Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in White Oak Estates.

“

The location and the amenities are priced into every listing in White Oak Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed White Oak Estates sales matched to your home.

What is your White Oak Estates home worth?

Get a no-obligation home value based on real comparable sales in White Oak Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Laurel Hill →

Real comps, not an automated estimate.

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: November 10, 2026)
Under-contract sharesEmerald Coast MLS records, as of 2026-11-09

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in White Oak Estates

Development, infrastructure, retail, and school activity affecting White Oak Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Retail & Dining

    7 Brew drive-thru coffee stand opens on Beal Parkway in Fort Walton Beach

    The stand at 799 Beal Parkway opened Oct. 19 and is the chain's second in Fort Walton Beach. It is expected to add 75 local jobs, and an opening fundraiser raised $4,661 for an equine therapy nonprofit.

    What it may mean for the marketA new drive-thru option along Beal Parkway adds early-morning and late-night food and beverage access and about 75 jobs nearby. The project is about 9 miles southwest of White Oak Estates, elsewhere in Okaloosa County.

    Source: Get The Coast
  2. October 2026
    Infrastructure

    Okaloosa outlines Gap Creek drainage projects and permitting hurdles in Fort Walton Beach

    County staff described five stormwater efforts, including the Overbrook drainage work, a planned 2.67-acre Sylvania Heights stormwater park estimated at $4 million, and Lloyd Street and Mayflower Avenue improvements expected to go to bid in early 2027. Air Force environmental review and state and Army Corps permits for dredging complicate the timeline.

    What it may mean for the marketPlanned drainage upgrades could reduce flooding exposure in the Gap Creek basin over time, though permitting delays mean relief is likely several years out. The project is about 10 miles southwest of White Oak Estates, elsewhere in Okaloosa County.

    Source: Get The Coast
  3. October 2026
    Parks & Amenities

    Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking

    Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.

    What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 9 miles southwest of White Oak Estates, elsewhere in Okaloosa County.

    Source: Get The Coast
  4. September 2026
    Parks & Amenities

    Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park

    Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.

    What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The project is about 11 miles south of White Oak Estates, elsewhere in Okaloosa County.

    Source: Get The Coast
  5. June 2026
    Civic

    DeSantis signs state budget with funding for Okaloosa County projects

    Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.

    What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 3 miles southeast of White Oak Estates.

    Source: Get The Coast
  6. May 2026
    Infrastructure

    Okaloosa County opens $212M Southwest Crestview Bypass

    Okaloosa County opened the $212 million Southwest Crestview Bypass, a 3.5 mile four lane corridor connecting Antioch Road to State Road 85 with access from U.S. Highway 90. The project includes a 1,713 foot bridge, sidewalks, a multi use path, and direct access to the new Pineview K-8 school opening in August 2026.

    What it may mean for the marketAdds a major four lane traffic corridor serving southwest Crestview and expands regional road capacity for surrounding growth in north Okaloosa County. The project is about 12 miles north of White Oak Estates, elsewhere in Okaloosa County.

    Source: Get The Coast

Development alerts for White Oak EstatesGet a short monthly email when something new is approved, funded, or opens near White Oak Estates.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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Nearby Communities

Explore more neighborhoods near White Oak Estates with Momentum Realty’s local guides.

LHLaurel Hill0.6 mi away · 2 for saleFairview0.6 mi away · 21 homes, built 1900–22Fairview L H0.7 mi away · 4 homes, built 1945–24Hunters Creek (Okaloosa)1.2 mi away · 15 homes, built 2007–24HPHeritage Plantation (Okaloosa)7.3 mi away · 25 homes, built 2024–24, 4 for saleHeritage Plantation7.7 mi away

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