Waterfront Homes for Sale in Clermont, FL
This page tracks every Clermont listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
49 waterfront homes are for sale or pending in Clermont, FL today across 39 communities. The median asking price is $899,000, from $80,000 to $4,795,000. Listings in Clermont without that feature have a median of $519,450. Most listings right now: Mirror Lake (3), Clermont (2), Aurora Homes Sub (2). Updated September 8, 2026 from the MLS.
Clermont waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Mirror Lake | 3 | 3 | $2,721,250 | $2,452,749 |
| Clermont | 2 | 0 | $1,571,500 | $1,149,000 |
| Aurora Homes Sub | 2 | 0 | $749,000 | $599,000 |
| Clermont Emerald Lakes Co-Op Lt 01 | 2 | 0 | $222,450 | $209,900 |
| Postal Groves | 1 | 0 | $4,795,000 | $4,795,000 |
| Osprey Pointe Sub | 1 | 0 | $1,999,999 | $1,999,999 |
| Caywood Hills | 1 | 1 | $1,899,999 | $1,899,999 |
| Waterbrooke | 1 | 1 | $1,795,000 | $1,795,000 |
| Johns Lake Lndg Ph 5 | 1 | 0 | $1,500,000 | $1,500,000 |
| Lake Montgomery Estates | 1 | 0 | $1,475,000 | $1,475,000 |
| Preston Cove Sub | 1 | 0 | $1,449,000 | $1,449,000 |
| Innovation/Hidden Lake | 1 | 0 | $1,299,000 | $1,299,000 |
| Lake Gertrude Court Rep | 1 | 0 | $1,220,000 | $1,220,000 |
| Lake Monte Vista Sub | 1 | 0 | $1,200,000 | $1,200,000 |
| Oak Haven Estates | 1 | 0 | $1,075,000 | $1,075,000 |
| Quail Roost | 1 | 0 | $995,000 | $995,000 |
| Swiss Fairways Ph One Sub | 1 | 0 | $975,000 | $975,000 |
| Apshawa Groves | 1 | 0 | $950,000 | $950,000 |
| Vista Grande Ph I Sub | 1 | 0 | $899,000 | $899,000 |
| Clermont Indian Hills | 1 | 0 | $838,500 | $838,500 |
| Lake Crescent Hills Tr A & B | 1 | 0 | $810,000 | $810,000 |
| Swiss Fairway Phase 2 | 1 | 0 | $749,000 | $749,000 |
| Saw Mill Run Sub | 1 | 0 | $689,900 | $689,900 |
| Swiss Fairways Ph Two Sub | 1 | 0 | $680,000 | $680,000 |
| Glenbrook Sub | 1 | 0 | $565,000 | $565,000 |
| Cagan Crossing | 1 | 0 | $550,000 | $550,000 |
| Clermont Point Place | 1 | 0 | $550,000 | $550,000 |
| Montclair Ph Ii Sub | 1 | 0 | $499,900 | $499,900 |
| Sunrise Lakes Ph Ii Sub | 1 | 0 | $489,000 | $489,000 |
| Serenoa Lakes | 1 | 0 | $469,000 | $469,000 |
| Marina Cove | 1 | 0 | $389,900 | $389,900 |
| Clerando | 1 | 0 | $349,900 | $349,900 |
| Siena Ridge Sub | 1 | 0 | $339,000 | $339,000 |
| Postal Colony 28-23-25 | 1 | 0 | $225,000 | $225,000 |
| Emerald Lakes | 1 | 0 | $208,000 | $208,000 |
| Clermont Lake Dot Villas Condo | 1 | 0 | $199,900 | $199,900 |
| Vacation Village | 1 | 0 | $155,000 | $155,000 |
| Outdoor Resorts Of America | 1 | 0 | $129,900 | $129,900 |
| Outdoor Resorts America | 1 | 0 | $80,000 | $80,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Clermont?
What do waterfront homes cost in Clermont?
Which Clermont community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Clermont
- All homes for sale in Clermont
- Clermont ZIP codes with prices
- Clermont pool homes
- Waterfront Homes in every city
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Clermont, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.