Waterfront Homes for Sale in Fruitland Park, FL

This page tracks every Fruitland Park listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

12 waterfront homes are for sale or pending in Fruitland Park, FL today across 6 communities. The median asking price is $402,450, from $125,000 to $1,200,000. Listings in Fruitland Park without that feature have a median of $304,950. Most listings right now: Eagle Nest Sub (3), Crescent Cove (2), Fruitland Park Wingspread Sub (1). Updated September 25, 2026 from the MLS.

Fruitland Park waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityWaterfront HomesNew buildMedian listFrom
Eagle Nest Sub30$329,000$250,000
Crescent Cove20$339,450$299,000
Fruitland Park Wingspread Sub10$1,200,000$1,200,000
Picciola Harbors Rohrs Add10$589,900$589,900
Eagle Ridge First Add Sub10$425,000$425,000
Lake Griffin Isles Unit 0110$125,000$125,000

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Fruitland Park?
As of September 25, 2026, 12 Fruitland Park, FL listings whose MLS record reports waterfront are active or pending, across 6 communities. The count updates with every MLS refresh.
What do waterfront homes cost in Fruitland Park?
The median asking price today is $402,450, with listings from $125,000 to $1,200,000. Fruitland Park listings without that feature have a median of $304,950.
Which Fruitland Park community has the most waterfront homes for sale?
Eagle Nest Sub has the most right now (3), followed by Crescent Cove (2), Fruitland Park Wingspread Sub (1), Picciola Harbors Rohrs Add (1).
Is a waterfront home always in a flood zone?
Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Fruitland Park

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Fruitland Park, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

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