Waterfront Homes for Sale in Stuart, FL
This page tracks every Stuart listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
154 waterfront homes are for sale or pending in Stuart, FL today across 88 communities. The median asking price is $477,450, from $79,777 to $35,000,000. Listings in Stuart without that feature have a median of $789,000. Most listings right now: Circle Bay Yacht Club Condo (10), Sailfish Point (7), Harborage Yacht Condo (7). Updated September 8, 2026 from the MLS.
Stuart waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Circle Bay Yacht Club Condo | 10 | 0 | $332,000 | $198,888 |
| Sailfish Point | 7 | 1 | $6,750,000 | $2,095,000 |
| Harborage Yacht Condo | 7 | 0 | $359,900 | $319,000 |
| Highpointe | 6 | 1 | $874,822 | $806,165 |
| Vista Del Lago Condo | 5 | 0 | $154,900 | $99,000 |
| Sailfish Cove Condominium | 4 | 0 | $1,025,000 | $695,000 |
| Camellia | 4 | 0 | $412,297 | $384,845 |
| Hansons Landing Condo | 4 | 0 | $389,000 | $325,000 |
| Montego Cove Condo | 4 | 0 | $302,400 | $278,900 |
| Lost River Manors | 3 | 0 | $1,895,000 | $1,140,000 |
| Beau Rivage | 3 | 0 | $1,495,000 | $1,300,000 |
| Manatee Isles | 3 | 2 | $830,000 | $775,000 |
| Lexington Lakes | 3 | 0 | $339,900 | $259,900 |
| Twin Lakes South & Town Villas Condo | 3 | 0 | $169,900 | $140,600 |
| King Mountain Condo (Aka Monterey Yacht & Country | 3 | 0 | $105,000 | $89,000 |
| Cabana Point | 2 | 0 | $934,500 | $769,000 |
| Indian Groves | 2 | 0 | $932,000 | $925,000 |
| Florida Club | 2 | 0 | $597,450 | $469,900 |
| Hutchinson House Condo | 2 | 0 | $444,000 | $349,000 |
| Ocean View Condo | 2 | 0 | $421,000 | $375,000 |
| River Glen | 2 | 0 | $419,950 | $414,900 |
| Mariner Cay Condo | 2 | 0 | $406,500 | $389,000 |
| Trillium | 2 | 0 | $349,000 | $339,000 |
| Mariner Sands | 2 | 0 | $334,000 | $289,000 |
| South River Village Condo | 2 | 0 | $214,900 | $169,900 |
| St Lucie Point Building Lots | 1 | 0 | $3,950,888 | $3,950,888 |
| Box Ranch Groves | 1 | 0 | $3,950,000 | $3,950,000 |
| Yacht Club Beach | 1 | 0 | $3,799,000 | $3,799,000 |
| Sailfish Point | 1 | 0 | $3,495,000 | $3,495,000 |
| Lost River Cove | 1 | 0 | $2,600,000 | $2,600,000 |
| Mariner Cay Yacht Club | 1 | 0 | $2,574,000 | $2,574,000 |
| Sunset Estates | 1 | 0 | $2,149,000 | $2,149,000 |
| Chas A Porter Addition | 1 | 0 | $1,650,000 | $1,650,000 |
| Manatee Cove | 1 | 0 | $1,500,000 | $1,500,000 |
| Willoughby Golf Club | 1 | 0 | $1,285,000 | $1,285,000 |
| North River Shores | 1 | 0 | $1,200,000 | $1,200,000 |
| Sailfish Cove Luxury Newes | 1 | 0 | $1,190,000 | $1,190,000 |
| Palmetto Harbor | 1 | 0 | $1,175,000 | $1,175,000 |
| Willoughby | 1 | 0 | $1,155,000 | $1,155,000 |
| Timber Trail Unrecorded | 1 | 1 | $1,150,000 | $1,150,000 |
| St Lucie Settlement Unrecorded | 1 | 0 | $999,000 | $999,000 |
| Cape Live Oak | 1 | 0 | $998,777 | $998,777 |
| Manatee Isles | 1 | 1 | $970,000 | $970,000 |
| Lost River Cove Ph 02 | 1 | 0 | $949,000 | $949,000 |
| Highpointe Pud | 1 | 0 | $939,000 | $939,000 |
| South Fork Estates | 1 | 0 | $925,000 | $925,000 |
| Highpointe Pud Phase 2 | 1 | 1 | $873,160 | $873,160 |
| The Preserve At Park Trace Pud | 1 | 1 | $838,990 | $838,990 |
| Salerno Reserve At Showcase Pud | 1 | 1 | $828,888 | $828,888 |
| Rustic Acres Unrecorded | 1 | 0 | $824,900 | $824,900 |
| Edgewater Villas Condo | 1 | 0 | $747,500 | $747,500 |
| River Marina | 1 | 0 | $739,900 | $739,900 |
| Cove Lakes Pud | 1 | 0 | $735,000 | $735,000 |
| Edgewater Villas | 1 | 0 | $715,000 | $715,000 |
| Mariner Sands | 1 | 0 | $695,000 | $695,000 |
| Willow Pointe | 1 | 0 | $678,000 | $678,000 |
| Kanner Lake (Aka Willow Pointe) | 1 | 0 | $659,000 | $659,000 |
| Willoughby (Aka Willoughby Glen) | 1 | 0 | $585,000 | $585,000 |
| Mariner Village Pud R 01 | 1 | 0 | $579,900 | $579,900 |
| River Village Condo | 1 | 0 | $554,000 | $554,000 |
Also with waterfront homes for sale: Springtree (1), Martins Crossing (1), Coral Gardens (1), Port Salerno (1), Sandpebble Condo (1), Willoughby Cay (1), Fisherman's Hideaway (1), Towne Park Replat No. 2 (1), Suntide Condo (1), Angler's Cove Condo (1), Fairway Apartments Condo In Mariner Sands (1), River Glen (1), Willoughby Townhomes Pud (1), The Windjammer Condo Apartments (1), Mariner Sands Country Club (1), Fork River (1), Tropical Paradise (1), Dixie Park Addition (1), Poppleton Creek Condo (1), The Gardens at Poppleton Creek (1), The Village Of Stuart Condo (1), Conquistador Condo (1), Indian Pines Condo (1), South River (1), Vista Del Lago (1), King Mountain Condo, Monterey Yacht & Country (1), Pinelake Gardens and Estates (1), Monterey Yacht & Country Club (1).
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Stuart?
What do waterfront homes cost in Stuart?
Which Stuart community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Stuart
- All homes for sale in Stuart
- Stuart ZIP codes with prices
- Stuart pool homes
- Waterfront Homes in every city
Live data: BeachesMLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Stuart, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.