Waterfront Homes for Sale in Stuart, FL
This page tracks every Stuart listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
255 waterfront homes are for sale or pending in Stuart, FL today across 147 communities. The median asking price is $495,000, from $89,000 to $22,950,000. Listings in Stuart without that feature have a median of $378,500. Most listings right now: Sailfish Point (9), Circle Bay Yacht Club Condo (9), Highpointe (8). Updated September 27, 2026 from the MLS.
Live waterfront homes in Stuart: the listings
218 active listings carry the flag today (35% of Stuart inventory), median asking $552,000, $352/sq ft, median 102 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Stuart
The most expensive waterfront homes in Stuart
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 3016 SE Dune Drive | $35,000,000 | 11,606 | martin county |
| 109 S River Road | $22,950,000 | 10,242 | — |
| 6819 SE South Marina Way | $14,995,888 | 7,606 | — |
| 6819 SE South Marina Way | $14,995,888 | 7,606 | Sailfish Point |
| 3066 SE Dune Drive | $14,995,000 | 9,962 | — |
| 7034 SE Harbor Circle | $9,500,000 | 7,205 | martin county |
| 2660 NW South Shore Road | $7,900,000 | 4,744 | — |
| 6968 SE Harbor Circle | $6,750,000 | 6,353 | Sailfish Point |
| 6460 SE Harbor Circle | $6,500,000 | 5,360 | — |
| 6854 SE Isle Way | $5,950,000 | 4,266 | Sailfish Point |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 35 | 16% |
| $300K–$500K | 65 | 30% |
| $500K–$750K | 33 | 15% |
| $750K–$1M | 29 | 13% |
| $1M+ | 56 | 26% |
Stuart waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Sailfish Point | 9 | 0 | $2,495,000 | $1,950,000 |
| Circle Bay Yacht Club Condo | 9 | 0 | $325,000 | $198,888 |
| Highpointe | 8 | 1 | $894,932 | $806,165 |
| Sailfish Point | 7 | 0 | $6,750,000 | $2,095,000 |
| Harborage Yacht Condo | 7 | 0 | $359,900 | $319,000 |
| Hansons Landing Condo | 6 | 0 | $394,450 | $325,000 |
| Sandpebble Condo | 5 | 0 | $440,000 | $415,000 |
| Circle Bay Yacht Club Condo 01-03 | 5 | 0 | $325,000 | $299,000 |
| King Mountain Condo (Aka Monterey Yacht & Country | 5 | 0 | $105,000 | $89,000 |
| Sailfish Cove Condominium | 4 | 0 | $949,500 | $685,000 |
| Florida Club | 4 | 0 | $597,450 | $459,900 |
| Camellia | 4 | 0 | $412,297 | $384,845 |
| Windjammer Condo | 4 | 0 | $318,250 | $309,000 |
| Lexington Lakes | 4 | 0 | $302,400 | $259,900 |
| De La Bahia Condo | 4 | 0 | $219,450 | $194,500 |
| Beau Rivage | 3 | 0 | $1,495,000 | $1,300,000 |
| Manatee Isles | 3 | 2 | $830,000 | $775,000 |
| Resort Villas Condo 01 & 02 Irp | 3 | 1 | $599,000 | $525,000 |
| Mariner Sands Country Club | 3 | 0 | $509,000 | $369,000 |
| Lakeside Condo Irp | 3 | 0 | $439,000 | $369,000 |
| Sandpebble | 3 | 0 | $425,000 | $395,000 |
| Mariner Cay Condo | 3 | 0 | $415,000 | $275,000 |
| Mariner Sands | 3 | 0 | $289,000 | $279,000 |
| Twin Lakes South & Town Villas Condo | 3 | 0 | $169,900 | $140,600 |
| Vista Del Lago Condo | 3 | 0 | $154,900 | $154,000 |
| Lost River Manors | 2 | 0 | $1,570,000 | $1,140,000 |
| Indian Groves | 2 | 0 | $899,000 | $899,000 |
| Cabana Point | 2 | 0 | $882,000 | $769,000 |
| The Preserve At Park Trace Pud | 2 | 2 | $778,240 | $717,490 |
| Plantation House Condo Irp | 2 | 0 | $759,444 | $650,000 |
| Ocean View Condo | 2 | 0 | $592,000 | $559,000 |
| Crestwood Condo | 2 | 0 | $450,000 | $425,000 |
| Hutchinson House Condo | 2 | 0 | $444,000 | $349,000 |
| River Glen | 2 | 0 | $418,450 | $417,000 |
| River Glen | 2 | 0 | $414,950 | $414,900 |
| Mariner Cay Condo | 2 | 0 | $406,500 | $389,000 |
| Trillium | 2 | 0 | $349,000 | $339,000 |
| Montego Cove Condo | 2 | 0 | $287,450 | $279,900 |
| Inlet Village North Condo Ph 01 Irp | 2 | 0 | $281,000 | $275,000 |
| Montego Cove Condo All Ph | 2 | 0 | $272,450 | $225,000 |
| South River Village Condo | 2 | 0 | $214,900 | $169,900 |
| Arbela | 1 | 0 | $22,950,000 | $22,950,000 |
| Sailfish Point 01 | 1 | 0 | $14,995,888 | $14,995,888 |
| Sailfish Point 21 | 1 | 0 | $14,995,000 | $14,995,000 |
| Beau Rivage | 1 | 0 | $7,900,000 | $7,900,000 |
| Sailfish Point PUD 04 | 1 | 0 | $6,500,000 | $6,500,000 |
| Coral Point | 1 | 0 | $5,499,000 | $5,499,000 |
| North River Shores Sec 02 | 1 | 0 | $5,450,000 | $5,450,000 |
| Riverside | 1 | 0 | $4,849,000 | $4,849,000 |
| Hutchinson Island | 1 | 0 | $4,140,000 | $4,140,000 |
| Yacht Club Beach | 1 | 0 | $4,000,000 | $4,000,000 |
| Sewalls Point | 1 | 0 | $3,995,000 | $3,995,000 |
| St Lucie Point Building Lots | 1 | 0 | $3,950,888 | $3,950,888 |
| Box Ranch Groves | 1 | 0 | $3,950,000 | $3,950,000 |
| Box Ranch Grvs 01 Add/Plat 01 | 1 | 0 | $3,950,000 | $3,950,000 |
| Riverview Sub | 1 | 0 | $3,944,000 | $3,944,000 |
| Yacht Club Beach | 1 | 0 | $3,799,000 | $3,799,000 |
| Bay Colony Of Stuart | 1 | 0 | $3,490,000 | $3,490,000 |
| North Rivers Shores | 1 | 0 | $2,895,000 | $2,895,000 |
| River House Stuart | 1 | 0 | $2,790,000 | $2,790,000 |
Also with waterfront homes for sale
- Lost River Cove (1)
- Mariner Cay Yacht Club (1)
- Harbor Front (1)
- Sunset Estates (1)
- Dutchers Estate (1)
- Hanson Grant/inside Mariner Cay (1)
- Chas A Porter Addition (1)
- Manatee Cove (1)
- Willoughby Golf Club (1)
- Mariner Sands 03 (1)
- Sailfish Cove Luxury Newes (1)
- Willoughby (1)
- Manatee Bay Rev (1)
- Cape Live Oak (1)
- Manatee Isles (1)
- Lost River Cove Ph 02 (1)
- St Lucie Settlement Unrecorded (1)
- Highpointe Pud (1)
- River Shores Plantation (1)
- Venetian Village (1)
- Islander 12 Condo (1)
- Cove Royale Pud Phase 1 (1)
- Salerno Reserve At Showcase Pud (1)
- Gregor Woods (1)
- Rustic Acres Unrecorded (1)
- Krueger Estates (1)
- Ocean House At Irp Condo (1)
- Edgewater Villas Condo (1)
- River Marina (1)
- Cove Lakes Pud (1)
- Edgewater Villas (1)
- Mariner Sands (1)
- Willow Pointe (1)
- Kanner Lake (Aka Willow Pointe) (1)
- Riverbend At Irp Condo (1)
- Legacy Cove (1)
- Florida Club PUD Ph 02b (1)
- Willoughby (Aka Willoughby Glen) (1)
- Mariner Village Pud R 01 (1)
- Inlet Village South Condo Ph 02 Irp (1)
- Bayview Irp Condo (1)
- River Village Condo (1)
- St Lucie Park Sec 01 & 02 (1)
- Harborage Yacht Condo 08 (1)
- Cove Isle PUD (1)
- Salerno Reserve At Showcase Pud Phase 2 (1)
- Edgewater Villas Condo (1)
- Salerno Reserve (1)
- Sandpebble Condo (1)
- Willoughby Cay (1)
- Port Salerno (1)
- Fisherman's Hideaway (1)
- Towne Park Replat No. 2 (1)
- Ocean View Condo (1)
- Tennis Villas Condo 02 Irp (1)
- Suntide Condo (1)
- South River Colony Unrec (1)
- Hutchinson House East (1)
- Fairway Apartments Condo In Mariner Sands (1)
- Emerald Lakes (1)
- Plantation Club Villas Irp (1)
- Fishermans Hideaway Sec 03 (1)
- Fairway Villas Condo Irp (1)
- Willoughby Townhomes Pud (1)
- Circle Bay Yacht & Sailing Club (1)
- Hutchinson House West Condo (1)
- Fork River (1)
- Lexington Lakes Ph 04 (1)
- Lexington Lakes Condo (1)
- Inlet Village (1)
- Tropical Paradise (1)
- Dixie Park Addition (1)
- Poppleton Creek (1)
- Fairmont Estates (1)
- Poppleton Creek Condo (1)
- South River Village 03 Condo (1)
- The Gardens at Poppleton Creek (1)
- The Village Of Stuart Condo (1)
- South River Village 05 Condo (1)
- Conquistador Condo (1)
- South River (1)
- Vista Del Lago (1)
- South River Village 02 Condo (1)
- Vista Del Lago Condo (1)
- King Mountain/Monterey (1)
- King Mountain Condo, Monterey Yacht & Country (1)
- Vista Del Lago (1)
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Stuart?
What do waterfront homes cost in Stuart?
Which Stuart community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Stuart
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- Stuart 4-bedroom homes
- Stuart homes under $300K
- Stuart homes $300K–$500K
- Waterfront Homes in every city
Live data: BeachesMLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Stuart, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.