Homes for Sale $300K to $500K in Palm City, FL
This page tracks every Palm City listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
60 homes listed between $300,000 and $500,000 are for sale or pending in Palm City, FL today across 45 communities. The median asking price is $422,450, from $300,000 to $499,900. Listings in Palm City without that feature have a median of $785,000. Most listings right now: The Meadows At Martin Downs (5), Newfield Crossroads Phase 1A-3 (4), Monarch (3). Updated September 11, 2026 from the MLS.
Palm City homes $300K–$500K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes $300K–$500K | New build | Median list | From |
|---|---|---|---|---|
| The Meadows At Martin Downs | 5 | 0 | $419,900 | $305,000 |
| Newfield Crossroads Phase 1A-3 | 4 | 4 | $479,900 | $459,900 |
| Monarch | 3 | 0 | $470,000 | $425,000 |
| Quail Meadow At Martin Downs (Aka Martin Downs Pla | 3 | 0 | $325,000 | $300,000 |
| Parkside At Martin Downs | 2 | 0 | $477,450 | $459,900 |
| Harbour Ridge - Laurel Oak | 2 | 0 | $473,500 | $448,000 |
| Charter Club At Martin Downs | 2 | 0 | $454,500 | $430,000 |
| Martin Downs Plat No 29 (Aka Monarch Country Club) | 2 | 0 | $449,450 | $399,000 |
| Pipers Landing 06 | 1 | 0 | $499,900 | $499,900 |
| Harbour Ridge 6 Laurel Oak/Royal Fern | 1 | 0 | $499,888 | $499,888 |
| Harbour Ridge No 6 Laurel Oak/Royal Fern | 1 | 0 | $499,888 | $499,888 |
| Magnolia Ridge Of Palm Ci | 1 | 0 | $499,000 | $499,000 |
| The Villas | 1 | 0 | $485,000 | $485,000 |
| Palm City Gardens | 1 | 0 | $475,000 | $475,000 |
| Harbour Ridge Yacht & Country Club - Fig Tree | 1 | 0 | $469,000 | $469,000 |
| Monarch Country Club | 1 | 0 | $469,000 | $469,000 |
| Mallard Creek M D 21 & 21a | 1 | 0 | $460,000 | $460,000 |
| Harbour Ridge Y&CC - Deer Moss Village | 1 | 0 | $459,000 | $459,000 |
| The Meadows At Martin Dow | 1 | 0 | $450,000 | $450,000 |
| Palm Pointe At Martin Dow | 1 | 0 | $450,000 | $450,000 |
| Ibis Point | 1 | 0 | $449,000 | $449,000 |
| La Mariposa | 1 | 0 | $439,000 | $439,000 |
| Martin Downs 29a | 1 | 0 | $410,000 | $410,000 |
| Osprey Creek | 1 | 0 | $399,999 | $399,999 |
| Harbour Ridge Yacht & Country Club - Bayhead Villa | 1 | 0 | $399,900 | $399,900 |
| Harbour Ridge Y&CC-Bayhead Village | 1 | 0 | $399,500 | $399,500 |
| Pipers Landing | 1 | 0 | $399,000 | $399,000 |
| Bay Haven Condo | 1 | 0 | $395,000 | $395,000 |
| Osprey Creek At Martin Downs (Aka Martin Downs Pla | 1 | 0 | $390,000 | $390,000 |
| Egret Pond | 1 | 0 | $389,999 | $389,999 |
| Harbour Ridge - Green Briar Village | 1 | 0 | $388,000 | $388,000 |
| Harbour Ridge | 1 | 0 | $360,000 | $360,000 |
| Hendersons Addition | 1 | 0 | $358,000 | $358,000 |
| Starling Court At Martin Downs (Aka Martin Downs P | 1 | 0 | $354,900 | $354,900 |
| Martin Downs Starling Court M D 15 | 1 | 0 | $350,000 | $350,000 |
| The Meadows at Martin Downs | 1 | 0 | $349,900 | $349,900 |
| Eagle Lake 07 Martin Downs | 1 | 0 | $349,900 | $349,900 |
| Eagle Lake | 1 | 0 | $339,000 | $339,000 |
| Harbour Ridge - Dewberry Village | 1 | 0 | $335,000 | $335,000 |
| Palm City Amd | 1 | 0 | $335,000 | $335,000 |
| Harbour Ridge Y&CC - South Shore Village | 1 | 0 | $329,500 | $329,500 |
| Pine Ridge At Martin | 1 | 0 | $325,000 | $325,000 |
| Pine Ridge At Martin Downs Condo 14 | 1 | 0 | $325,000 | $325,000 |
| Villas At Sunset Trace Md 16 | 1 | 0 | $310,000 | $310,000 |
| Whispering Sound 01-04a | 1 | 0 | $310,000 | $310,000 |
Where this band sits in the market
The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.
Questions to ask about any listing in this band
What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.
Common questions
How many homes listed between $300,000 and $500,000 are for sale in Palm City?
What do homes $300K–$500K cost in Palm City?
Which Palm City community has the most homes $300K–$500K for sale?
What is the monthly payment on a $400,000 home?
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Live data: BeachesMLS, MIAMI REALTORS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Palm City, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.