What $400K Buys in Nassau County, FL
A $400K budget buys a very different house depending on which Nassau County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 93 homes for sale in Nassau County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,767 sq ft, built 2022, at $221/sq ft; 28% of them are new construction and the median has been on the market 50 days. The most house for the money is in Yulee (1,791 sq ft median); the least in Hilliard (1,630 sq ft); the newest in Hilliard (median build year 2024).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Yulee | 57 | 1,791 | 3 / 2 | 2023 | $219 | 35% | 54 |
| Fernandina Beach | 23 | 1,716 | 3 / 2 | 2018 | $235 | 4% | 65 |
| Hilliard | 6 | 1,630 | 3 / 2 | 2024 | $248 | 50% | 49 |
| Callahan | 6 | 1,729 | 3 / 2 | 2001 | $221 | 33% | 29 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 32097 Yulee | 57 | 1,791 | 2023 | $219 | 35% |
| 32034 Fernandina Beach | 23 | 1,716 | 2018 | $235 | 4% |
| 32046 Hilliard | 6 | 1,630 | 2024 | $248 | 50% |
| 32011 Callahan | 6 | 1,729 | 2001 | $221 | 33% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Wildlight | Yulee | 16 | 1,696 | 2026 |
| River Glen | Yulee | 7 | 2,160 | 2023 |
| Amelia Concourse | Fernandina Beach | 6 | 1,741 | 2018 |
| Liberty Cove | Yulee | 6 | 1,655 | 2026 |
| Tributary | Yulee | 6 | 1,813 | 2023 |
| Lofton Point | Yulee | 4 | 1,853 | 2003 |
| Concourse Crossing | Fernandina Beach | 4 | 2,060 | 2024 |
| Hilliard Terrace | Hilliard | 4 | 1,689 | 2024 |
| Del Webb Wildlight | Yulee | 4 | 1,438 | 2024 |
| Nassau Crossing Townhomes | Yulee | 2 | 2,198 | 2022 |
| Page Hill | Yulee | 2 | 1,500 | 2004 |
| Plummer Creek | Yulee | 1 | 1,993 | 2014 |
| The Palms At Amelia | Fernandina Beach | 1 | 1,193 | 1999 |
| The Hideaway | Yulee | 1 | 1,894 | 2008 |
| Amelia Walk | Fernandina Beach | 1 | 2,282 | 2022 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of September 27, 2026; property mix at this price: Single-family 83%, Townhouse 13%, Condo 2%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Nassau County: $300K, $500K, $750K. Back to homes for sale in Nassau County, FL.