Bayou Woods
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 282 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Bayou Woods 2ND Addn in Fort Walton Beach, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $425,000, a median 73 days on market, sellers accepting 90% of original asking. Homes listed or recently sold were built 1964–1967; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 31 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,480 ($4,970 with the full homestead exemption).
Price here is driven by condition and by what a given lot has been built into, not by a uniform product type. With a build range running from 1947 to 2024 and a median year built of 1966, this is an established, mostly mid-century pocket where some homes have been renovated or replaced and others have not. The median living area of roughly 2,297 square feet points to real interior space, but the spread in age means two similar-looking homes can price very differently based on updates, systems, and finish.
The current posture is thin. One active listing against 101 homes, and just two closings in the trailing window, means there is very little to comp against and very little to choose from. For a seller, that scarcity can work in your favor if your home shows well. For a buyer, it means patience: you may wait for the right home, and when it lists you should be ready to move on it rather than assume another comparable will follow quickly.
Bayou Woods right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bayou Woods market snapshot (as of September 20, 2026): the median sale price is about $425K, a median 73 days on market for closed sales, and 4.0 months of supply, a balanced market.
In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.
County records show 6 qualified sales in BAYOU WOODS across 2024–2025 (4 in 2024, 2 in 2025), median $650,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Bayou Woods is a community of 101 homes in Fort Walton Beach, Okaloosa County, built between 1947 and 2024 (median 1966), with a median living area of about 2,297 square feet. 67% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Bayou Woods 2nd Addn is a small, established enclave in Fort Walton Beach where roughly two-thirds of homes are homesteaded, signaling an owner-occupied core rather than a rental-heavy street.
The setting & the homes.
Aerial and on-site photos of Bayou Woods. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Bayou Woods
Bayou Woods
Bayou WoodsPhotos from Emerald Coast MLS listings in Bayou Woods; content deemed reliable but not guaranteed.
Who Bayou Woods is best for.
Best for
- Long-hold buyers targeting an established street who can wait for the right listing
- Renovation-minded buyers comfortable underwriting a mostly older housing stock
- Buyers wanting real interior square footage in an owner-occupied core
Probably not for
- Buyers on a tight timeline who need to close fast
- Buyers who want shared community amenities, which none were identified here
- Buyers who want a wide selection to compare before committing
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($425K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
16% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Bayou Woods Market Scorecard
Bayou Woods is currently a balanced market. About 4.0 months of supply, a median asking price of $399,000, and homes go under contract in about 1 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in BAYOU WOODS 2ND ADDN, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Bayou Woods
Live MLS inventory for Bayou Woods. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bayou Woods listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Bayou Woods on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Elliott Point · Elementary
- Bruner · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Bayou Woods listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bayou Woods address.
Shop the zone: Homes zoned for Fort Walton Beach High School
The Bayou Woods buying strategy.
If we were buying in Bayou Woods today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bayou Woods.
An established pocket that turns over slowly
With 101 homes and a homestead share near 67%, this is a settled neighborhood that does not churn much. That stability shows up in the listing count: at the snapshot date there was a single active home. Low turnover tends to keep well-kept homes tightly held, so inventory arrives in ones and twos rather than in waves.
The wide build range, from 1947 through 2024, is the thing to underwrite. A median year built of 1966 means most of the housing stock predates modern construction standards, and buyers should budget diligence for roofs, electrical, plumbing, and HVAC. The newer builds scattered in show the area does support tear-down and rebuild, which is part of why price tracks condition so closely here rather than a single tidy range. No community amenities were identified from current MLS listings, so value is in the homes and the location, not shared facilities.
The location and the amenities are priced into every listing in Bayou Woods. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bayou Woods buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.4). Basis: Liquidity & Demand 4.0 months of supply; Owner Commitment 67% owner-occupied; Pricing Power 90.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a neighborhood this thin on data, the comps do most of the lying and the details do most of the truth-telling. We read condition, age of systems, and permit history against a median build year of 1966 so you are pricing the actual home in front of you, not a neighborhood average. With one active listing and only two recent closings, timing and readiness matter more than usual, and that is exactly the kind of low-volume market where local judgment earns its keep.
Bayou Woods in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bayou Woods buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bayou Woods sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bayou Woods, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bayou Woods home worth?
Get a no-obligation home value based on real comparable sales in Bayou Woods, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in BAYOU WOODS 2ND ADDN
Homes in BAYOU WOODS 2ND ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 229 NW Theresa Court · off market
Frequently Asked Questions
What is the median home price in Bayou Woods?
How long do homes in Bayou Woods take to sell?
Is Bayou Woods a buyer's or seller's market right now?
How many homes are in Bayou Woods?
What share of Bayou Woods is owner-occupied?
When were the homes in Bayou Woods built?
Who is the best real estate agent for Bayou Woods?
How do I find a top Fort Walton Beach real estate agent who knows Bayou Woods?
Can Momentum Realty connect me with an agent for Bayou Woods?
Where is Bayou Woods, and what county is it in?
Should you buy in Bayou Woods?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1994 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how BAYOU WOODS 2ND ADDN fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Bayou Woods
- Home values · What homes in Bayou Woods actually sell for
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