Vesta Heights in Fort Walton Beach

Vesta Heights
Homes for Sale in Fort Walton Beach, FL

All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 282 homes for sale in 32548 · Okaloosa County homes for sale

Community in Fort Walton Beach · Okaloosa County · ZIP 32548
186 homesBuilt 1954–2020
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data30 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 16 closed sales in Vesta Heights 2ND Addn in Fort Walton Beach, FL since 1996, the most recent in May 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).

VESTA HEIGHTS 2ND ADDN key facts
LocationFort Walton Beach, Okaloosa County, FL · ZIP 32548
Homes in the community186 (FL DOR 2025 assessment roll)
Years built1954–2020 (median 1961.0)
Typical living area1,570 sq ft (median)
For sale right now0 active, 0 pending
Owner-occupied (homestead) share72%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “VESTA HEIGHTS 2ND ADDN key facts,” movewithmomentum.com/neighborhoods/vesta-heights-2nd-addn, data as of September 20, 2026.

Live · Vesta Heights Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
72%
Owner-occupied · Vesta Heights
134 of 186 parcels homesteaded (FL DOR 2025)
28%
Non-owner-occupied · Vesta Heights
incl. 8% trust or LLC-held · 6% out-of-state
186
Homes in the community
186 residential parcels (FL DOR 2025)
Track record · 30 years of records
8
Recorded sales · 2024-2025
median $345K · qualified sales on the county roll (FL DOR 2025)
Est. 1954
Community established
homes built 1954-2020, median 1961 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Vesta Heights 2nd Addn is an older Fort Walton Beach pocket, with a median build year of 1961 and stock stretching from 1954 into 2020. That spread tells you price here is driven by condition and updates rather than square footage. At a median of about 1,570 living square feet, these are modest footprints, so what separates one sale from the next is roof age, systems, and whether a home has been renovated or left original.

With 72% homestead ownership, this is a lived-in, owner-occupied neighborhood, not an investor churn. That tends to keep turnover measured and inventory tight. Buyers should expect to compete on well-updated homes and to underwrite renovation costs on the dated ones; sellers who have modernized have a real story to tell, while original homes will be priced against the work they need.

Nearby homes for sale

No active listings inside VESTA HEIGHTS 2ND ADDN right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

234 NW Holmes Boulevard
$325K · 0.1 mi away
3 bd · 2 ba
234 NW Holmes Boulevard
Listed by All American Realty and Investment Group PLLC
113 NW Maurice Avenue
$284K · 0.1 mi away
3 bd · 1 ba
113 NW Maurice Avenue
Listed by Brix Realty
113 NW Memorial Parkway
$285K · 0.1 mi away
4 bd · 2.5 ba
113 NW Memorial Parkway
Listed by Lokation
46 NW Hemlock Drive
$354K · 0.2 mi away
3 bd · 2 ba
46 NW Hemlock Drive
Listed by Bastion Realty LLC
222 NW Moriarty Street
$275K · 0.2 mi away
4 bd · 2 ba
222 NW Moriarty Street
Listed by Rising Star Real Estate Inc
238 NW Martisa Road
$400K · 0.2 mi away
3 bd · 2 ba
238 NW Martisa Road
Listed by Coldwell Banker Realty

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Vesta Heights 2nd Addn is a compact, established Fort Walton Beach community of 186 homes where a wide range of build years — 1954 through 2020 — means each block mixes original mid-century houses with rebuilds and updates.

Emerald Coast MLS sales records identify 161 homes in VESTA HEIGHTS that have changed hands since 2001, built between 1955 and 2021 (median 1960), with a median living area of about 1,564 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 8 qualified sales in VESTA HEIGHTS across 2024–2025 (5 in 2024, 3 in 2025), median $345,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers wanting an established Fort Walton Beach address in a modestly sized, single-story home
  • Renovation-minded buyers with budget set aside for updating an original mid-century house
  • Long-hold owners drawn to a high owner-occupancy, no-HOA setting

Probably not for

  • Buyers who require newer, larger-footprint construction
  • Buyers who want pool, clubhouse, or other shared amenities on site
  • Investors seeking quick turnover in a high-churn rental market

The market around Vesta Heights

Vesta Heights is too small for its own price trend, so here is the market around it.

In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Vesta Heights specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in VESTA HEIGHTS 2ND ADDN, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 9 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Vesta Heights today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Vesta Heights.

Best Buy
Buyers who want an established Fort Walton Beach location and are comfortable judging homes on condition.
Biggest Risk
Older median vintage means deferred maintenance is common and must be underwritten.
Sweet Spot
An updated home in the roughly 1,570-square-foot range that has already addressed roof and systems.
Avoid If
You need newer construction or shared community amenities.

Condition is the whole story

When the median home dates to 1961 and the newest to 2020, you are effectively shopping two markets under one name: original homes carrying deferred maintenance, and updated or rebuilt homes that have already absorbed that cost. The median living area near 1,570 square feet keeps most of these houses in the practical, single-story range typical of the era, so value swings come from what has been done to a home, not from size.

There are no community amenities identified from current MLS listings — no HOA structure, pool, or shared facilities to price in. That keeps carrying costs simple and puts the emphasis squarely on the house itself and its position within Fort Walton Beach and Okaloosa County. Do your diligence on roof, HVAC, plumbing, and electrical age, because those items define the gap between an easy purchase and a project.

“

The location and the amenities are priced into every listing in Vesta Heights. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a neighborhood where price is set by condition rather than a published range, the value we add is reading each home honestly — what has been updated, what is deferred, and what that means at the offer stage. We will steer you toward the renovated homes worth paying up for and flag the original ones where the numbers only work if you budget for the work.

Vesta Heights in 15 seconds.

Best forBuyers who want an established Fort Walton Beach location and are comfortable judging homes on condition.
Biggest advantageHigh owner-occupancy and no HOA amenities to carry keep the picture simple.
Biggest riskOlder median vintage means deferred maintenance is common and must be underwritten.
Sweet spotAn updated home in the roughly 1,570-square-foot range that has already addressed roof and systems.
Avoid ifYou need newer construction or shared community amenities.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Vesta Heights homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Vesta Heights.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Vesta Heights sales matched to your home.

What is your Vesta Heights home worth?

Get a no-obligation home value based on real comparable sales in Vesta Heights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Vesta Heights?
The Florida DOR 2025 assessment roll shows 186 homes in Vesta Heights (public records).
What share of Vesta Heights is owner-occupied?
72% of Vesta Heights parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Vesta Heights built?
Homes in Vesta Heights were built between 1954 and 2020, with a median year built of 1961.0 (FL DOR 2025 roll).
Who is the best real estate agent for Vesta Heights?
The best agent for Vesta Heights is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Vesta Heights.
How do I find a top Fort Walton Beach real estate agent who knows Vesta Heights?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Vesta Heights and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Vesta Heights?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Vesta Heights purchase or sale - no call center and no pressure.
Where is Vesta Heights, and what county is it in?
Vesta Heights is in Fort Walton Beach, Okaloosa County, FL, ZIP 32548. The community's center is about 6 miles west of the center of Fort Walton Beach (straight-line).
Buyers wanting an established Fort Walton Beach address in a modestly sized, single-story homeExcellent fit
Renovation-minded buyers with budget set aside for updating an original mid-century houseExcellent fit
Long-hold owners drawn to a high owner-occupancy, no-HOA settingExcellent fit
Buyers who require newer, larger-footprint constructionProbably not
Buyers who want pool, clubhouse, or other shared amenities on siteProbably not
Investors seeking quick turnover in a high-churn rental marketProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32548))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1996 (16 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Vesta Heights with Momentum Realty’s local guides.

Municipal S D0.1 mi away · 215 homes, built 1954–23, 2 for saleVesta Heights0.2 mi away · 268 homes, built 1954–20, 2 for saleVesta Heights0.2 mi away · median $314K, 4 sales/12 moMMunicipal0.2 mi away · 1 for saleBayou Woods0.3 mi away · 96 homes, built 1959–16Municipal S D0.3 mi away · median $300K, 3 sales/12 mo

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