Bayou Woods
Homes for Sale in Fort Walton Beach, FL
All 405 homes for sale in Fort Walton Beach, FL · median $389,999 · 282 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Homes listed or recently sold were built 1967–1971; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft). As of October 2026, the MLS records 25 closed sales in Bayou Woods 3RD Addn in Fort Walton Beach, FL since 1993, the most recent in March 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 385 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
Last 30 days in Bayou Woods: 1 closed sale (median $435,000). As of October 20, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Bayou Woods 3rd Addition is a small, established pocket of Fort Walton Beach, and with no current MLS pricing snapshot to lean on, the honest read is that value here gets set house by house rather than by any community-wide number. Condition, lot, and how a given home has been maintained or updated will move price more than any headline figure, so treat each listing on its own merits.
For buyers, that means comparables matter more than a neighborhood average, and it pays to look closely at what a specific home offers. For sellers, it argues for pricing off a real, current comp study rather than assumptions — in a thin, individualized submarket, the wrong anchor number costs you time.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Bayou Woods 3rd Addition is a compact established neighborhood in Fort Walton Beach, in Okaloosa County, where inventory turns over quietly and homes are best judged individually rather than by a community formula.
Emerald Coast MLS sales records identify 139 homes in BAYOU WOODS that have changed hands since 2001, built between 1959 and 2015 (median 1965), with a median living area of about 1,876 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in BAYOU WOODS across 2024–2025 (2 in 2024, 2 in 2025), median $638,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Bayou Woods. Swipe to explore the community.
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Bayou Woods
Bayou Woods
Bayou WoodsPhotos from Emerald Coast MLS listings in Bayou Woods; content deemed reliable but not guaranteed.
Who Bayou Woods is best for.
Best for
- Buyers seeking an established Fort Walton Beach location who will evaluate each home individually
- Patient shoppers comfortable waiting for the right specific property in a low-turnover pocket
- Owner-occupants prioritizing house and lot over dues-funded community features
Probably not for
- Buyers who want on-site amenities such as a pool, clubhouse, or gated entry
- Shoppers needing broad, always-available inventory to choose from
- Anyone who wants to price off a neighborhood average rather than property-specific comps
The market around Bayou Woods
Bayou Woods is too small for its own price trend, so here is the market around it.
In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Bayou Woods specifically. Momentum Research analysis of MLS records.
Bayou Woods on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
The Bayou Woods buying strategy.
If we were buying in Bayou Woods today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bayou Woods.
A small-pocket submarket
This is an addition-style subdivision, meaning a defined, limited set of homes rather than a sprawling master plan. There are no shared community amenities identified in current listings, so what you are buying is the house and the lot, plus the location within Fort Walton Beach — not a bundle of on-site facilities or dues-funded features.
Because the pool of homes is small, pricing tends to be driven by the individual property: layout, updates, and upkeep will outweigh any generic per-square-foot benchmark. That makes disciplined comp work essential on both sides of a deal, and it rewards buyers who are willing to wait for the right specific home rather than the next available one.
The location and the amenities are priced into every listing in Bayou Woods. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, condition-driven pocket like this, the value is in reading each property honestly against real comparables — not in a headline number. We track this Fort Walton Beach corner closely and will tell you plainly when a specific listing is priced to its condition and when it is not.
Bayou Woods in 15 seconds.
Email me new listings in Bayou Woods
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Bayou Woods
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bayou Woods will answer, and the answer is published on this page for the next buyer.
What it really costs to own in Bayou Woods
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $1,271/yr across 3 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1967 across 3 listings. An original roof here would be about 59 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bayou Woods buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bayou Woods sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bayou Woods, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bayou Woods home worth?
Get a no-obligation home value based on real comparable sales in Bayou Woods, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in BAYOU WOODS 3RD ADDN
Homes in BAYOU WOODS 3RD ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 250 NW Briarwood Circle · off market
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32548 |
|---|---|
| Homes in the community | 52 (FL DOR 2025 assessment roll) |
| Years built | 1967–2017 (median 1968.0) |
| Typical living area | 2,324 sq ft (median) |
| Amenities listed by sellers | Playground, Short Term Rental - Allowed |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 77% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bayou Woods key facts,” movewithmomentum.com/neighborhoods/bayou-woods-3rd-addn, data as of September 20, 2026.
Housing distress & ownership in BAYOU WOODS 3RD ADDN, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
More Fort Walton Beach home searches
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- Fort Walton Beach waterfront homes for sale
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- Homes under $300K in Fort Walton Beach
- Homes from $300K to $500K in Fort Walton Beach
- 4-bedroom homes for sale in Fort Walton Beach
- Fort Walton Beach home values: what is my house worth?
- ZIP 32548 housing scorecard
- 2 coming-soon communities in Okaloosa County
Fort Walton Beach guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
- Home builders (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Frequently Asked Questions
How many homes are in Bayou Woods?
What share of Bayou Woods is owner-occupied?
When were the homes in Bayou Woods built?
Who is the best real estate agent for Bayou Woods?
How do I find a top Fort Walton Beach real estate agent who knows Bayou Woods?
Can Momentum Realty connect me with an agent for Bayou Woods?
Where is Bayou Woods, and what county is it in?
Should you buy in Bayou Woods?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1993 (25 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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