Bayou Woods in Fort Walton Beach

Bayou Woods
Homes for Sale in Fort Walton Beach, FL

All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 282 homes for sale in 32548 · Okaloosa County homes for sale

Community in Fort Walton Beach · Okaloosa County · ZIP 32548
52 homesBuilt 1967–2017
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data33 years of closingsFL DOR public recordsUpdated twice daily

Homes listed or recently sold were built 1967–1971; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft). As of October 2026, the MLS records 25 closed sales in Bayou Woods 3RD Addn in Fort Walton Beach, FL since 1993, the most recent in March 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).

BAYOU WOODS 3RD ADDN key facts
LocationFort Walton Beach, Okaloosa County, FL · ZIP 32548
Homes in the community52 (FL DOR 2025 assessment roll)
Years built1967–2017 (median 1968.0)
Typical living area2,324 sq ft (median)
Amenities listed by sellersPlayground, Short Term Rental - Allowed
For sale right now0 active, 1 pending
Owner-occupied (homestead) share77%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “BAYOU WOODS 3RD ADDN key facts,” movewithmomentum.com/neighborhoods/bayou-woods-3rd-addn, data as of September 20, 2026.

Live · Bayou Woods Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Okaloosa: 23% (551 of 2,441)
0 · 1
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
77%
Owner-occupied · Bayou Woods
40 of 52 parcels homesteaded (FL DOR 2025)
23%
Non-owner-occupied · Bayou Woods
incl. 19% trust or LLC-held · 6% out-of-state
52
Homes in the community
52 residential parcels (FL DOR 2025)
Track record · 33 years of records
4
Recorded sales · 2024-2025
median $638K · qualified sales on the county roll (FL DOR 2025)
Est. 1967
Community established
homes built 1967-2017, median 1968 (FL DOR 2025)
3.8%/yr
Turnover rate
about 2 of 52 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Bayou Woods 3rd Addition is a small, established pocket of Fort Walton Beach, and with no current MLS pricing snapshot to lean on, the honest read is that value here gets set house by house rather than by any community-wide number. Condition, lot, and how a given home has been maintained or updated will move price more than any headline figure, so treat each listing on its own merits.

For buyers, that means comparables matter more than a neighborhood average, and it pays to look closely at what a specific home offers. For sellers, it argues for pricing off a real, current comp study rather than assumptions — in a thin, individualized submarket, the wrong anchor number costs you time.

The 60-Second Overview

Bayou Woods 3rd Addition is a compact established neighborhood in Fort Walton Beach, in Okaloosa County, where inventory turns over quietly and homes are best judged individually rather than by a community formula.

Emerald Coast MLS sales records identify 136 homes in BAYOU WOODS that have changed hands since 2001, built between 1959 and 2015 (median 1965), with a median living area of about 1,876 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 4 qualified sales in BAYOU WOODS across 2024–2025 (2 in 2024, 2 in 2025), median $638,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking an established Fort Walton Beach location who will evaluate each home individually
  • Patient shoppers comfortable waiting for the right specific property in a low-turnover pocket
  • Owner-occupants prioritizing house and lot over dues-funded community features

Probably not for

  • Buyers who want on-site amenities such as a pool, clubhouse, or gated entry
  • Shoppers needing broad, always-available inventory to choose from
  • Anyone who wants to price off a neighborhood average rather than property-specific comps

The market around Bayou Woods

Bayou Woods is too small for its own price trend, so here is the market around it.

In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Bayou Woods specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in BAYOU WOODS 3RD ADDN, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Bayou Woods

Live MLS inventory for Bayou Woods. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Bayou Woods listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Bayou Woods 3Rd Addn Right Now (1)

All 1 active and pending Bayou Woods 3Rd Addn listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 250 NW Briarwood Circle · $449,000 · 3 bd / 2 ba · pending · listed Aug 26, 2026 · listed by ERA American Real Estate

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Elliott Point · Elementary
  • Bruner · Middle
  • Fort Walton Beach · High

Zoned schools reflect the assignments reported on recent Bayou Woods listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Bayou Woods address.

If we were buying in Bayou Woods today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bayou Woods.

Best Buy
Buyers who want an established Fort Walton Beach pocket and will judge a home on its own condition.
Biggest Risk
Limited inventory means fewer options and long waits for the specific home you want.
Sweet Spot
A well-maintained or updated home priced honestly against current comps.
Avoid If
You need shared amenities like a pool, clubhouse, or on-site recreation.

A small-pocket submarket

This is an addition-style subdivision, meaning a defined, limited set of homes rather than a sprawling master plan. There are no shared community amenities identified in current listings, so what you are buying is the house and the lot, plus the location within Fort Walton Beach — not a bundle of on-site facilities or dues-funded features.

Because the pool of homes is small, pricing tends to be driven by the individual property: layout, updates, and upkeep will outweigh any generic per-square-foot benchmark. That makes disciplined comp work essential on both sides of a deal, and it rewards buyers who are willing to wait for the right specific home rather than the next available one.

“

The location and the amenities are priced into every listing in Bayou Woods. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin, condition-driven pocket like this, the value is in reading each property honestly against real comparables — not in a headline number. We track this Fort Walton Beach corner closely and will tell you plainly when a specific listing is priced to its condition and when it is not.

Bayou Woods in 15 seconds.

Best forBuyers who want an established Fort Walton Beach pocket and will judge a home on its own condition.
Biggest advantageA small, defined neighborhood where the right individual property, not a formula, sets the deal.
Biggest riskLimited inventory means fewer options and long waits for the specific home you want.
Sweet spotA well-maintained or updated home priced honestly against current comps.
Avoid ifYou need shared amenities like a pool, clubhouse, or on-site recreation.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Bayou Woods homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Bayou Woods.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bayou Woods sales matched to your home.

What is your Bayou Woods home worth?

Get a no-obligation home value based on real comparable sales in Bayou Woods, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

16% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Frequently Asked Questions

How many homes are in Bayou Woods?
The Florida DOR 2025 assessment roll shows 52 homes in Bayou Woods (public records).
What share of Bayou Woods is owner-occupied?
77% of Bayou Woods parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Bayou Woods built?
Homes in Bayou Woods were built between 1967 and 2017, with a median year built of 1968.0 (FL DOR 2025 roll).
Who is the best real estate agent for Bayou Woods?
The best agent for Bayou Woods is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bayou Woods.
How do I find a top Fort Walton Beach real estate agent who knows Bayou Woods?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bayou Woods and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Bayou Woods?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bayou Woods purchase or sale - no call center and no pressure.
Where is Bayou Woods, and what county is it in?
Bayou Woods is in Fort Walton Beach, Okaloosa County, FL, ZIP 32548. The community's center is about 6 miles northwest of the center of Fort Walton Beach (straight-line).
Buyers seeking an established Fort Walton Beach location who will evaluate each home individuallyExcellent fit
Patient shoppers comfortable waiting for the right specific property in a low-turnover pocketExcellent fit
Owner-occupants prioritizing house and lot over dues-funded community featuresExcellent fit
Buyers who want on-site amenities such as a pool, clubhouse, or gated entryProbably not
Shoppers needing broad, always-available inventory to choose fromProbably not
Anyone who wants to price off a neighborhood average rather than property-specific compsProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32548))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1993 (25 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in BAYOU WOODS 3RD ADDN? 2 recorded closings (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Bayou Woods with Momentum Realty’s local guides.

Natures Trail0.1 mi away · 9 homes, built 1983–13B8Beg 896 Ft S Of Nw Cor0.3 mi away · 1 for saleBayou Woods0.3 mi away · median $425K, 3 sales/12 moBayou Vista (Okaloosa)0.3 mi away · 1 for saleSunset Beach0.3 mi away · median $385K, 4 sales/12 moBayou Woods0.4 mi away · 96 homes, built 1959–16Bayou Woods0.4 mi away · median $358K, 4 sales/12 moBayou S D0.4 mi away · 82 homes, built 1947–24, 1 for sale

Browse all neighborhood guides →

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