Bluewater Bay Village 1a
Homes for Sale in Niceville, FL
All 182 homes for sale in Niceville, FL · median $499,900 · 183 homes for sale in 32578 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Bluewater Bay Village 1A in Niceville, FL has 1 home for sale. Homes listed or recently sold were built 1979–1987; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 47 ft).
Part of the Bluewater Bay master-planned community in Niceville, FL — see all Bluewater Bay homes for sale (14 listings across 17 villages and sections in the MLS).
| Location | Niceville, Okaloosa County, FL · ZIP 32578 |
|---|---|
| Homes in the community | 164 (FL DOR 2025 assessment roll) |
| Years built | 1978–2012 (median 1987.0) |
| Typical living area | 2,214 sq ft (median) |
| Amenities listed by sellers | Boat Launch, Dock, Fishing, Marina, Pets Allowed, Pickleball |
| For sale right now | 1 active, 0 pending · median asking $665,000 · 6.0 months of supply |
| Owner-occupied (homestead) share | 77% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “BLUEWATER BAY VILLAGE 1A key facts,” movewithmomentum.com/neighborhoods/bluewater-bay-village-1a, data as of September 20, 2026.
Price here is driven by condition and square footage, not by amenities or newness. The median home runs about 2,447 finished square feet with a median build year of 1987, so the spread between an updated house and one still wearing its original finishes is where the negotiation lives. The median sits at $387,000, but treat that as a midpoint on a wide, condition-dependent curve rather than a sticker price.
The current posture is thin and slow-moving: one active listing against a median of 62 days on market and only three closings in the recent window. That is not a market where a seller can lean on urgency, and a buyer who finds the right house has room to inspect, negotiate, and take their time. Homestead share near 79% tells you this is an owner-occupied street, so turnover is low and inventory stays tight.
Bluewater Bay Village 1a right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bluewater Bay Village 1A is a mature, established pocket of 253 homes in Niceville built between 1978 and 2014, with most stock dating to the late 1980s. No community amenities show up in current MLS listings, so what you are buying is the house and the location, not a shared package.
Emerald Coast MLS sales records identify 49 homes in BLUEWATER BAY VILLAGE 1A that have changed hands since 2001, built between 1978 and 2002 (median 1980), with a median living area of about 1,770 sq ft and a typical 3-bedroom, 2-bath layout; 92% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 10 qualified sales in BLUEWATER BAY VILLAGE 1A across 2024–2025 (5 in 2024, 5 in 2025), median $440,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Bluewater Bay Village 1a. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Bluewater Bay Village 1a
Bluewater Bay Village 1a
Bluewater Bay Village 1aPhotos from Emerald Coast MLS listings in Bluewater Bay Village 1a; content deemed reliable but not guaranteed.
Who Bluewater Bay Village 1a is best for.
Best for
- Buyers targeting a roomy, established home who can move when the right listing surfaces
- Renovation-minded buyers ready to price and take on an older home's deferred work
- Long-hold owner-occupants comfortable in a low-turnover, quiet resale market
Probably not for
- Buyers who want new construction or a lock-and-leave, low-maintenance home
- Anyone who needs pools, clubhouses, or other shared amenities on site
- Buyers on a tight timeline who need several homes to choose from at once
The market around Bluewater Bay Village 1a
Bluewater Bay Village 1a is too small for its own price trend, so here is the market around it.
In ZIP 32578, 265 homes are on the market and 31% are under contract — a fast-moving corner of Niceville.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32578 (Niceville), 347 homes closed in the last 12 months at a median of $530K, down 4.2% year over year, with a median 43 days on market. Right now 66 active and 39 pending listings put supply at about 3.4 months — a healthy market. See the live ZIP 32578 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Bluewater Bay Village 1a specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in BLUEWATER BAY VILLAGE 1A, Niceville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Bluewater Bay Village 1a
Live MLS inventory for Bluewater Bay Village 1a. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bluewater Bay Village 1a listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Bluewater Bay Village 1A Right Now (1)
All 1 active and pending Bluewater Bay Village 1A listings with a detail page, newest first, refreshed twice a day from the MLS.
- 109 Bermuda Way · $665,000 · 4 bd / 2.5 ba · listed Jul 6, 2026 · listed by Berkshire Hathaway Home Services PenFed Realty
Bluewater Bay Village 1a on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Bluewater · Elementary
- Lewis or Ruckel · Middle
- Niceville · High
Zoned schools reflect the assignments reported on recent Bluewater Bay Village 1a listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bluewater Bay Village 1a address.
Shop the zone: Homes zoned for Niceville High School
The Bluewater Bay Village 1a buying strategy.
If we were buying in Bluewater Bay Village 1a today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bluewater Bay Village 1a.
A condition-driven resale market
With a median build year of 1987, the housing stock has reached the age where mechanicals, roofs, and kitchens separate the updated from the deferred. The median living area of roughly 2,447 square feet gives most homes real room, but square footage alone won't set the price — the buyer who reads the difference between a renovated house and a project will do best here.
Values in the area have climbed about 82% since 2012, which tells you the neighborhood has held demand over the long run. That is history, not a forecast; nothing about a past trend guarantees what the next sale does. With only one active listing and three recent closings, comparables are scarce, and pricing any individual home takes careful work rather than a formula.
The location and the amenities are priced into every listing in Bluewater Bay Village 1a. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin inventory and few recent closings mean the numbers you'll find online won't tell you much on their own. We price from condition, square footage, and the specific comps that actually exist, and we know how to negotiate in a slow market where neither side should be rushed.
Bluewater Bay Village 1a in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bluewater Bay Village 1a buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bluewater Bay Village 1a sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bluewater Bay Village 1a, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bluewater Bay Village 1a home worth?
Get a no-obligation home value based on real comparable sales in Bluewater Bay Village 1a, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Niceville →
30% of homes for sale in ZIP 32578 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
Is Bluewater Bay Village 1a a buyer's or seller's market right now?
How many homes are in Bluewater Bay Village 1a?
What share of Bluewater Bay Village 1a is owner-occupied?
When were the homes in Bluewater Bay Village 1a built?
Who is the best real estate agent for Bluewater Bay Village 1a?
How do I find a top Niceville real estate agent who knows Bluewater Bay Village 1a?
Can Momentum Realty connect me with an agent for Bluewater Bay Village 1a?
Where is Bluewater Bay Village 1a, and what county is it in?
Should you buy in Bluewater Bay Village 1a?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32578)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1994 (76 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how BLUEWATER BAY VILLAGE 1A fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Bluewater Bay Village 1a
- Home values · What homes in Bluewater Bay Village 1a actually sell for
Nearby Communities
Explore more neighborhoods near Bluewater Bay Village 1a with Momentum Realty’s local guides.