Canoe Creek Woods
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of October 2026, Canoe Creek Woods in St Cloud, FL has 5 homes for sale and 2 pending, asking from $320,000 to $425,000 (median $340,000). Over the 12 months ending 2026-09-20, 19 recorded sales closed at a median of $350,000, $217 per square foot, a median 65 days on market, sellers accepting 98% of original asking (+1% versus the prior year). Homes listed or recently sold were built 1990 - 1999; 13 of 19 report an HOA (median $29/mo); 2 of the 19 geocoded homes sit in a FEMA special flood hazard zone (median elevation 78 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $5,330 ($4,730 with the full homestead exemption).
Last 30 days in Canoe Creek Woods: 2 under contract right now, 1 closed sale (median $367,500). As of October 16, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Canoe Creek Woods
Live MLS inventory for Canoe Creek Woods. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 55 daysTop listing
Active · 117 days
Active · 120 days
Active · 2 days
Active · 94 days
Pending · 5 days
Pending · 45 daysActive and pending Canoe Creek Woods listings as of 2026-10-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Tap any home to ask about it.
Canoe Creek Woods right now
🟡 Balanced market. 2.4 months of supply and 43% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: High (7 active and pending listings, 19 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($350K) is up 0.7% from the prior 12 months ($348K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (19 and 12 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Canoe Creek Woods market snapshot (as of September 20, 2026): the median sale price is about $350K ($217 per sq ft over the trailing 12 months of closed sales), a median 65 days on market for closed sales, and 2.4 months of supply, a balanced market. The trailing-12-month median is up 1% from the prior 12 months, computed from record-level Stellar MLS closed sales (19 closings in the current window).
In ZIP 34772 (St Cloud), 1,990 homes closed in the last 12 months at a median of $410K ($206/sq ft), down 1.0% year over year, with a median 43 days on market. Right now 321 active and 158 pending listings put supply at about 3.7 months - a healthy market. See the live ZIP 34772 housing market and the Osceola County market.
County records show 11 qualified sales in Canoe Creek Woods across 2024 - 2025 (5 in 2024, 6 in 2025), median $360,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Canoe Creek Woods: of 17 listing addresses checked against the FEMA National Flood Hazard Layer, 88% sit outside the FEMA Special Flood Hazard Area (Zone X); 12% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
Canoe Creek Woods is a community of 243 homes in St Cloud, Osceola County, built between 1987 and 2019 (median 1992), with a median living area of about 1,957 square feet. 81% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Canoe Creek Woods. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Canoe Creek WoodsCanoe Creek WoodsCanoe Creek WoodsCanoe Creek WoodsCanoe Creek WoodsCanoe Creek WoodsCanoe Creek Woods
Canoe Creek WoodsPhotos from Stellar MLS listings in Canoe Creek Woods; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($350K) IS the median in the snapshot above, and the move from 2025 ($348K) IS the +0.7% one-year change.
Windows contain 0 to 37 sales each (19 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.
26% of homes for sale in ZIP 34772 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-17).
CANOE CREEK WOODS Market Scorecard
CANOE CREEK WOODS is currently a seller's market. About 2.9 months of supply, a median asking price of $340,000, and homes go under contract in about 94 days.
Typical home value in the 34772 ZIP is $393,754, about 8.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Canoe Creek Woods on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Canoe Creek Woods
- Deed Restrictions · reported on 3 of 12 listings
- Park · reported on 1 of 12 listings
- Playground · reported on 1 of 12 listings
- Recreation Facilities · reported on 1 of 12 listings
- Tennis Court(s) · reported on 1 of 12 listings
- Fence Restrictions · reported on 1 of 12 listings
- Community Mailbox · reported on 1 of 12 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Michigan Avenue Elem (K 5) · Elementary
- St. Cloud Middle (6-8) · Middle
- St. Cloud High School · High
Zoned schools reflect the assignments reported on recent Canoe Creek Woods listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Canoe Creek Woods address.
Shop the zone: Homes zoned for St. Cloud High School
Recent Developments in Canoe Creek Woods
Development, infrastructure, retail, and school activity affecting Canoe Creek Woods, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Infrastructure
CFX holds public meetings on 14-mile toll road through part of Split Oak Forest
The Central Florida Expressway Authority held public meetings on Sept. 16 and 17 for a 14-mile road from State Road 417 near Boggy Creek Road in Orange County to Nova Road in Osceola County. CFX says portions could begin construction next year and that the road would ease traffic on Narcoossee Road. The agency faces a legal challenge from Orange County and is pursuing an eminent domain case.
What it may mean for the marketIf built, the road would add a new east-west route between Lake Nona and St. Cloud, changing commute options and access to east Orange and Osceola land. The project is about 13 miles northeast of Canoe Creek Woods, elsewhere in Osceola County.
Source: Spectrum News 13 - August 2026Civic
St. Cloud council approves $6.7 million downtown apartment and parking garage agreement
The City Council unanimously approved an agreement with Atlantic Housing Partners for apartments and a parking garage next to City Hall. The Community Redevelopment Agency contributes $6.25 million and the city $460,000. The garage would hold 450 to 500 spaces, with 250 reserved for apartment residents.
What it may mean for the marketNew downtown rental housing and public parking would add residents and parking capacity to the St. Cloud core. The site is about 2 miles north of Canoe Creek Woods.
Source: Spectrum News 13 - March 2026Development
Orlando approves the 380-acre Dowden Central Community Development District in Lake Nona
Orlando approved the Dowden Central Community Development District, a roughly 380-acre district in the Lake Nona area of southeast Orlando, in March 2026. The district provides the framework to build roads, drainage, utilities, and parks for future development phases.
What it may mean for the marketA new community development district lays the groundwork for large-scale growth in the Lake Nona area, a step that typically precedes new housing and commercial activity nearby. The site is about 11 miles north of Canoe Creek Woods.
Source: ClickOrlando
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Canoe Creek Woods buying strategy.
If we were buying in Canoe Creek Woods today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Canoe Creek Woods.
A closer look at the Canoe Creek Woods market
At a median of $217 per square foot, Canoe Creek Woods prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 2.4 months of supply, a balanced market and the trailing-12-month median up 1% year over year. Homes that do trade take a median 65 days on market, useful leverage on any listing that has lingered.
The housing stock is 243 homes built between 1987 and 2019, and 81% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Canoe Creek Woods. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Canoe Creek Woods buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.6). Basis: Recent Direction +0.7% year-over-year; Liquidity & Demand 2.4 months of supply; Owner Commitment 81% owner-occupied; Pricing Power 97.9% sale-to-list. Refreshed with each data update.
What it really costs to own in Canoe Creek Woods
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $29/month across 438 MLS listings (most billed annually; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 17 listing addresses checked against the FEMA flood map, 88% sit outside the high-risk zone and 12% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1992 across 18 listings. An original roof here would be about 34 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Canoe Creek Woods
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Canoe Creek Woods
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Canoe Creek Woods will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $29/month (about $348/yr) · median of 438 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $29 per month ($348 a year) - the median AssociationFee across 438 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 17 sampled listing addresses in this community: 88% outside the FEMA Special Flood Hazard Area (Zone X/B/C); 12% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=17) · as of 2026-10
Tools for a Canoe Creek Woods buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Canoe Creek Woods sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Canoe Creek Woods, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Canoe Creek Woods home worth?
Get a no-obligation home value based on real comparable sales in Canoe Creek Woods, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Canoe Creek Woods on the map →
Recently off market in Canoe Creek Woods
Homes in Canoe Creek Woods that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 1012 Tony Circle · off market
- 1308 Cinda Court · off market
- 1620 Christa Court · off market
| Location | St Cloud, Osceola County, FL · ZIP 34772 |
|---|---|
| Homes in the community | 243 (FL DOR 2025 assessment roll) |
| Years built | 1987–2019 (median 1992) |
| Typical living area | 1,957 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Deed Restrictions, Other, Park, Playground, Recreation Facilities, Tennis Court(s) |
| Sale prices, last 12 months | $350,000 median across 19 closed sales · $217 per sq ft · +0.7% vs the prior 12 months |
| Days on market (closed sales) | 65 median |
| For sale right now | 4 active, 3 pending · median asking $359,000 · 2.4 months of supply |
| Owner-occupied (homestead) share | 81% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Canoe Creek Woods key facts,” movewithmomentum.com/neighborhoods/canoe-creek-woods-st-cloud, data as of September 20, 2026.
Housing distress & ownership in Canoe Creek Woods, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Canoe Creek Woods
The newest homes for sale in Canoe Creek Woods right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 1533 Cypress Woods Circle $329,900 · 3 bd · 2 ba · 1,216 sq ft · 37 days on market Courtesy of ENTERA REALTY LLC
- 1123 Anne Elisa Circle $425,000 · 3 bd · 2 ba · 1,592 sq ft · 55 days on market Courtesy of FLORIDA REALTY RESULTS LLC
- 1369 Wood Lake Circle $320,000 · 2 bd · 2 ba · 1,620 sq ft · 94 days on market Courtesy of DREAM BUILDERS REALTY
- 1393 Wood Lake Circle $369,900 · 3 bd · 2 ba · 1,933 sq ft · 117 days on market Courtesy of KELLER WILLIAMS ADVANTAGE III
- 1564 Cypress Woods Circle $340,000 · 3 bd · 2 ba · 1,408 sq ft · 120 days on market Courtesy of CORCORAN CONNECT LLC
Checked against the MLS Oct 16, 2026. All new listings in this market.
Every Home for Sale in Canoe Creek Woods St Cloud Right Now (7)
All 7 active and pending Canoe Creek Woods St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1648 Cypress Woods Circle · $415,000 · 5 bd / 2 ba · pending · listed Oct 1, 2026 · listed by Wemert Group Realty Llc
- 1533 Cypress Woods Circle · $329,900 · 3 bd / 2 ba · listed Sep 9, 2026 · listed by Entera Realty Llc
- 1588 Cypress Woods Circle · $344,500 · 3 bd / 2.5 ba · pending · listed Aug 29, 2026 · listed by La Rosa Realty Kissimmee
- 1123 Anne Elisa Circle · $425,000 · 3 bd / 2 ba · listed Aug 3, 2026 · listed by Florida Realty Results Llc
- 1564 Cypress Woods Circle · $340,000 · 3 bd / 2 ba · listed Jul 21, 2026 · listed by Corcoran Connect Llc
- 1369 Wood Lake Circle · $320,000 · 2 bd / 2 ba · listed Jul 19, 2026 · listed by Dream Builders Realty
- 1393 Wood Lake Circle · $369,900 · 3 bd / 2 ba · listed Jul 18, 2026 · listed by Keller Williams Advantage Iii
Recently sold in Canoe Creek Woods St Cloud
- 1620 Christa Court · sold $367,500
- 1308 Cinda Court · sold $410,000
- 1012 Tony Circle · sold $407,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Creek Woods Circle (25 homes on record)
- Wood Lake Circle (24 homes on record)
- Anne Elisa Circle (16 homes on record)
- Cypress Woods Circle (14 homes on record)
- Anne Elisa Circle (13 homes on record)
- Wood Lake Circle (12 homes on record)
- Cypress Woods Circle (9 homes on record)
- Cypress Woods Circle (8 homes on record)
- Creek Woods Circle (7 homes on record)
- Cypress Woods Circle (6 homes on record)
- Cypress Woods Circle (4 homes on record)
- Creek Woods Circle (4 homes on record)
Frequently Asked Questions
What is the median home price in Canoe Creek Woods?
How long do homes in Canoe Creek Woods take to sell?
Is Canoe Creek Woods a buyer's or seller's market right now?
How many homes are in Canoe Creek Woods?
What share of Canoe Creek Woods is owner-occupied?
When were the homes in Canoe Creek Woods built?
Who is the best real estate agent for Canoe Creek Woods?
How do I find a top St Cloud real estate agent who knows Canoe Creek Woods?
Can Momentum Realty connect me with an agent for Canoe Creek Woods?
Where is Canoe Creek Woods, and what county is it in?
Is Canoe Creek Woods in a flood zone?
Is Canoe Creek Woods a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (199 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Canoe Creek Woods fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Canoe Creek Woods
- Home values · What homes in Canoe Creek Woods actually sell for
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