Canoe Creek Estates
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 21 closed sales in Canoe Creek Ests Ph 2 in St Cloud, FL since 2010, the most recent in December 2021. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
| Location | St Cloud, Osceola County, FL · ZIP 34772 |
|---|---|
| Homes in the community | 284 (FL DOR 2025 assessment roll) |
| Years built | 1994–2005 (median 2002.0) |
| Typical living area | 1,862 sq ft (median) |
| Owner-occupied (homestead) share | 58% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2010 through 2021; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Canoe Creek Ests Ph 2 key facts,” movewithmomentum.com/neighborhoods/canoe-creek-ests-ph-2, data as of September 20, 2026.
Canoe Creek Ests Ph 2 is a built-out pocket of St Cloud — 326 homes with a median year built of 2002, so the housing stock reads as consistent in age and construction era rather than a mix of old and new. With no closings recorded in the current window, there is no active price signal to point to; this is a market where a seller needs a targeted pricing strategy built from comparable sales history rather than current listing activity, and a buyer has room to negotiate on terms since there is no competing-offer pressure visible right now.
The homestead share sitting just under 60% tells you this is a community where a majority of owners have filed for homestead exemption, which typically signals longer hold periods and fewer homes cycling through as short-term resales. That tends to keep inventory quieter and means listings here, when they do appear, are worth a closer look rather than a passing scroll.
Nearby homes for sale
No active listings inside Canoe Creek EstatesHomes for Sale in St. Cloud, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A single-phase community of 326 homes in St Cloud built out mainly between 1994 and 2005, with a median living area of 1,862 square feet and no formal amenity package identified in current MLS records.
Stellar MLS sales records identify 213 homes in Canoe Creek Estates that have changed hands since 2005, built between 1994 and 2004 (median 2002), with a median living area of about 1,636 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 7 qualified sales in Canoe Creek Estates across 2024–2025 (5 in 2024, 2 in 2025), median $345,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Canoe Creek Estates is best for.
Best for
- Buyers who want a home from a consistent, mid-2000s-and-earlier construction era rather than new-build or highly mixed-vintage stock
- Buyers comfortable doing extra comparable-sales homework given the lack of recent closing data
- Buyers seeking a straightforward residential setting without a homeowners' amenity program factored into pricing
Probably not for
- Buyers who want on-site amenities like a pool, clubhouse, or fitness facility as part of the purchase
- Buyers who need recent comparable sales inside the community to anchor an offer with confidence
- Buyers expecting a wide mix of home vintages and square footages to choose from
The market around Canoe Creek Estates
Canoe Creek Estates is too small for its own price trend, so here is the market around it.
In ZIP 34772, 511 homes are on the market and 28% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).
In ZIP 34772 (St Cloud), 1,994 homes closed in the last 12 months at a median of $410K ($206/sq ft), down 1.0% year over year, with a median 43 days on market. Right now 321 active and 158 pending listings put supply at about 3.7 months — a healthy market. See the live ZIP 34772 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Canoe Creek Estates specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Canoe Creek Ests Ph 2, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Canoe Creek Estates buying strategy.
If we were buying in Canoe Creek Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Canoe Creek Estates.
A quiet, settled stretch of St Cloud
The build years here span 1994 to 2005, with the median landing at 2002 — a tight enough range that most homes share similar-era construction methods and systems, which simplifies comparisons for anyone shopping the neighborhood. At a median of 1,862 square feet, this is a mid-sized single-family footprint, not an oversized or undersized outlier for the area.
There is no community amenity package identified from current MLS listings, so this reads as a straightforward residential subdivision rather than one built around a clubhouse, pool, or recreation program. With zero closings in the current window, buyers and sellers alike should treat pricing as something to build from broader comparable data rather than recent transaction trends inside the community itself.
The location and the amenities are priced into every listing in Canoe Creek Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no recent closings to point to, pricing a home correctly or making a sound offer takes more than pulling up an automated estimate — it takes pulling comparable sales from the surrounding St Cloud market and reading them against this community's build era and home sizes. That is the kind of groundwork we do before a listing goes live or an offer goes in.
Canoe Creek Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Canoe Creek Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Canoe Creek Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Canoe Creek Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Canoe Creek Estates home worth?
Get a no-obligation home value based on real comparable sales in Canoe Creek Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Canoe Creek Estates?
What share of Canoe Creek Estates is owner-occupied?
When were the homes in Canoe Creek Estates built?
Who is the best real estate agent for Canoe Creek Estates?
How do I find a top St Cloud real estate agent who knows Canoe Creek Estates?
Can Momentum Realty connect me with an agent for Canoe Creek Estates?
Where is Canoe Creek Estates, and what county is it in?
Should you buy in Canoe Creek Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2010 (21 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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Nearby Communities
Explore more neighborhoods near Canoe Creek Estates with Momentum Realty’s local guides.