Canoe Creek
Homes for Sale in St. Cloud, FL
All 1,131 homes for sale in St. Cloud, FL · median $429,000 · 258 homes for sale in 34772 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
Canoe Creek is a community in St. Cloud, Osceola County, FL (ZIP 34772). Across St. Cloud as a whole, 2,190 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 597 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
Canoe Creek sits in St. Cloud, on the growing southeast edge of Osceola County, and what sets price here is condition and specification rather than any single ceiling. With newer construction in the mix, the spread comes down to lot position, upgrades, and how move-in ready a home is on the day it lists.
As of mid-2026, treat this as a market where the well-prepared home clears and the dated or overpriced one lingers. Sellers should price to the current comps and stage honestly; buyers have room to be selective and should read days-on-market on each listing rather than the community average.
Nearby homes for sale
No active listings inside Canoe Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Canoe Creek is a St. Cloud community in southeast Osceola County, positioned for buyers who want relatively new inventory outside the older core of town. It rewards a close read of each individual home over broad assumptions about the neighborhood.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Canoe Creek is best for.
Best for
- Buyers targeting relatively new construction who want to stay within their budget by shopping condition
- Buyers who value a St. Cloud location in southeast Osceola County over proximity to the older town center
- Sellers willing to prep and price to comps rather than chase an aspirational number
Probably not for
- Buyers who need a tightly predictable price bracket and dislike a wide condition-based spread
- Buyers who want a short commute into the denser urban core
- Sellers unwilling to invest in presentation before listing
The market around Canoe Creek
Canoe Creek is a small community — 2 recorded sales on file, most recently in 2021 — too few for its own price trend. Here is the market around it.
In ZIP 34772, 499 homes are on the market and 25% are under contract — a steady corner of St. Cloud.
Across Osceola County, 4,437 homes are active and 1,149 pending (21% under contract).
Homes here are ?.
In ZIP 34772 (St. Cloud), 1,998 homes closed in the last 12 months at a median of $411K ($203/sq ft), down 0.8% year over year, with a median 44 days on market. Right now 328 active and 152 pending listings put supply at about 3.7 months — a healthy market. See the live ZIP 34772 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Canoe Creek specifically. Momentum Research analysis of MLS records.
The Canoe Creek buying strategy.
If we were buying in Canoe Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Canoe Creek.
What actually drives value in Canoe Creek
Because this is a St. Cloud address in a fast-moving stretch of Osceola County, location convenience and home condition do more to set price than any headline number. Two homes on the same street can trade apart based on finishes, lot, and how they show.
For sellers, that means the prep work is the pricing strategy — presentation and realistic comps decide the outcome. For buyers, it means the diligence is worth the effort: compare each home on its own merits rather than trusting a single community-wide figure.
The location and the amenities are priced into every listing in Canoe Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work St. Cloud and Osceola County directly, and we will tell you when a specific Canoe Creek listing is priced to condition and when it is not. Our job is to keep you anchored to the comps — whether that means pricing your home to actually sell or walking you away from a deal that does not hold up.
Canoe Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Canoe Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Canoe Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Canoe Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Canoe Creek home worth?
Get a no-obligation home value based on real comparable sales in Canoe Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Canoe Creek on the map →
Should you buy in Canoe Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-07-18 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More St. Cloud & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
See how Canoe Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Canoe Creek
Where is Canoe Creek?
Canoe Creek is a community in St. Cloud, Osceola County, Florida, ZIP 34772.
Are there homes for sale in Canoe Creek right now?
No active listings inside Canoe Creek at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Canoe Creek have an HOA or CDD?
No HOA is on record for Canoe Creek in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Canoe Creek with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Canoe Creek Market Scorecard
Canoe Creek is currently a thin data market. Limited supply, a median asking price of n/a.
Go deeper: true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.