Canoe Creek Estate
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, the MLS records 26 closed sales in Canoe Creek Estate in St Cloud, FL since 2014, the most recent in October 2025. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
| Location | St Cloud, Osceola County, FL · ZIP 34772 |
|---|---|
| Homes in the community | 80 (FL DOR 2025 assessment roll) |
| Years built | 1994–2000 (median 1996.0) |
| Typical living area | 1,409 sq ft (median) |
| Amenities listed by sellers | Park, Playground, Pool |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 64% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Canoe Creek Estate key facts,” movewithmomentum.com/neighborhoods/canoe-creek-estate, data as of September 20, 2026.
Canoe Creek Estate sits in St Cloud, in the southern reach of Osceola County. With only a single closing in the current window, there isn't enough recent transaction volume to draw a hard price trend here — what you see on any given listing is going to be driven far more by the individual home's condition, lot, and finishes than by any neighborhood-wide comp pattern.
For a seller, that thin data cuts both ways: there's no comparable sale doing the pricing work for you, so presentation and defensible pricing matter more than usual. For a buyer, it means underwriting the specific property on its own merits rather than assuming a going rate. This is a market where careful comparables from the surrounding area do more work than the community snapshot alone.
Nearby homes for sale
No active listings inside Canoe Creek EstateHomes for Sale in St. Cloud, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Canoe Creek Estate is a St Cloud community in Osceola County with very little recent closing activity, which makes it a spot to evaluate house by house rather than by neighborhood averages.
Stellar MLS sales records identify 34 homes in Canoe Creek Estate that have changed hands since 2014, built between 1994 and 2002 (median 1996), with a median living area of about 1,147 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Canoe Creek Estate is best for.
Best for
- Buyers who will underwrite a single property carefully rather than relying on neighborhood averages
- Sellers willing to invest in presentation and defensible pricing where comps are scarce
- Long-horizon owners who value a low-turnover setting over active resale liquidity
Probably not for
- Buyers who need a deep pool of recent comparables to feel confident on price
- Short-hold buyers counting on frequent turnover for a quick resale
- Sellers expecting a neighborhood trend to set their price for them
The market around Canoe Creek Estate
Canoe Creek Estate is too small for its own price trend, so here is the market around it.
In ZIP 34772, 511 homes are on the market and 28% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).
In ZIP 34772 (St Cloud), 1,994 homes closed in the last 12 months at a median of $410K ($206/sq ft), down 1.0% year over year, with a median 43 days on market. Right now 321 active and 158 pending listings put supply at about 3.7 months — a healthy market. See the live ZIP 34772 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Canoe Creek Estate specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Canoe Creek Estate, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Canoe Creek Estate buying strategy.
If we were buying in Canoe Creek Estate today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Canoe Creek Estate.
Reading a thin market
The defining feature of Canoe Creek Estate right now is data scarcity. One closing in the current window is not a trend — it's a single point. That doesn't make the community a poor choice; it makes it one where you can't lean on statistics to tell you what a home is worth. Condition, upgrades, lot position, and how a given house shows will carry the pricing conversation.
The upside of a quiet, low-turnover setting is that pricing tends to be less swayed by short-term momentum in either direction. The tradeoff is less certainty at the negotiating table on both sides. Expect to do the work: pull comparables from comparable St Cloud product, weigh the specific home carefully, and treat any listing here as its own case.
The location and the amenities are priced into every listing in Canoe Creek Estate. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with almost no recent closings, the value we add is disciplined comparable analysis — reaching into the broader St Cloud and Osceola County market to build a defensible price when the neighborhood itself won't hand you one. We would rather tell you a number is uncertain and show you why than pretend a single data point is a market.
Canoe Creek Estate in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $29/month (about $348/yr) · median of 21 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $29 per month ($348 a year) — the median AssociationFee across 21 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Canoe Creek Estate buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Canoe Creek Estate sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Canoe Creek Estate, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Canoe Creek Estate home worth?
Get a no-obligation home value based on real comparable sales in Canoe Creek Estate, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Canoe Creek Estate on the map →
Frequently Asked Questions
How many homes are in Canoe Creek Estate?
What share of Canoe Creek Estate is owner-occupied?
When were the homes in Canoe Creek Estate built?
Who is the best real estate agent for Canoe Creek Estate?
How do I find a top St Cloud real estate agent who knows Canoe Creek Estate?
Can Momentum Realty connect me with an agent for Canoe Creek Estate?
Where is Canoe Creek Estate, and what county is it in?
Should you buy in Canoe Creek Estate?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Nearby Communities
Explore more neighborhoods near Canoe Creek Estate with Momentum Realty’s local guides.