Sweetwater Crk Un 5
Homes for Sale in St Cloud, FL

Community in St Cloud · Osceola County
57 homesBuilt 2001–2016
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Built fromLive Stellar MLS data9 years of closingsFL DOR public recordsUpdated twice daily
Live · Sweetwater Crk Un 5 Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
79%
Owner-occupied · Sweetwater Crk Un 5
45 of 57 parcels homesteaded (FL DOR 2025)
21%
Non-owner-occupied · Sweetwater Crk Un 5
incl. 10% trust or LLC-held · 9% out-of-state
57
Homes in the community
57 residential parcels (FL DOR 2025)
Track record · 9 years of records
Est. 2001
Community established
homes built 2001-2016, median 2002 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Sweetwater Crk Un 5 is a small, contained pocket — 57 homes total — so pricing here moves on condition and lot specifics more than on broad market swings. With a median year built of 2002 but a build range stretching to 2016, you're looking at an older core with some later infill, which means finishes and mechanical age vary more than the address alone would suggest.

The homestead share sitting near 79% tells you most owners here have filed for the exemption, a signal of longer-term occupancy rather than a rotating rental or investor base. For a buyer, that usually means fewer forced-sale situations and a market that doesn't get flooded with inventory at once. For a seller, it means your comp set is thin — pay close attention to what's actually active and pending rather than assuming a neighborhood-wide trend.

Best for

  • Buyers who want a mid-size home (roughly 2,000-2,300 sqft) in an established St Cloud section
  • Buyers comfortable evaluating homes individually on condition and updates rather than relying on a uniform build era
  • Buyers prioritizing a settled, lower-turnover pocket over resort-style shared amenities

Probably not for

  • Buyers who want guaranteed access to a community pool, clubhouse, or recreational amenities
  • Buyers who want a single consistent construction vintage across the entire subdivision
  • Investors expecting a high volume of comparable recent sales to model pricing off of

The market around Sweetwater Crk Un 5

Sweetwater Crk Un 5 is too small for its own price trend, so here is the market around it.

Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Sweetwater Crk Un 5 specifically. Momentum Research analysis of MLS records.

If we were buying in Sweetwater Crk Un 5 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sweetwater Crk Un 5.

Best Buy
Buyers seeking a mid-size, established home in St Cloud without dependence on a shared amenity package.
Biggest Risk
The wide build-year spread (2001–2016) means home condition and system age need individual verification, not assumption.
Sweet Spot
Homes near the median 2,176 sqft mark tend to represent the section's typical layout and scale.
Avoid If
You are specifically shopping for a community with on-site amenities like a pool or clubhouse.

A small, mixed-vintage pocket

At 57 homes, Unit 5 is one of the smaller filings within Sweetwater Creek, and its build timeline reflects that — a median year built of 2002 anchors it as an early-2000s section, but construction continued in stages out to 2016. That spread matters practically: two homes on the same street may differ meaningfully in roof age, systems, and layout even though they share a subdivision name.

Typical living space runs around 2,176 square feet, which puts homes here in a mid-size range suited to buyers who want room to spread out without managing a larger footprint. Current MLS listings don't identify any shared community amenities, so whatever draws you to this section is likely the location and the home itself rather than a clubhouse, pool, or recreational package — worth confirming directly if amenities matter to your search.

The location and the amenities are priced into every listing in Sweetwater Crk Un 5. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a section this small, the comps that matter are the two or three homes that have actually transacted recently, not a generic neighborhood average — we track those closely and can tell you which nearby sales are genuinely comparable to a specific property versus which ones just share a zip code.

Sweetwater Crk Un 5 in 15 seconds.

Best forBuyers seeking a mid-size, established home in St Cloud without dependence on a shared amenity package.
Biggest advantageA high owner-occupancy pattern suggests a stable resale environment rather than one driven by rotating rental turnover.
Biggest riskThe wide build-year spread (2001–2016) means home condition and system age need individual verification, not assumption.
Sweet spotHomes near the median 2,176 sqft mark tend to represent the section's typical layout and scale.
Avoid ifYou are specifically shopping for a community with on-site amenities like a pool or clubhouse.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sweetwater Crk Un 5 sales matched to your home.

What is your Sweetwater Crk Un 5 home worth?

Get a no-obligation home value based on real comparable sales in Sweetwater Crk Un 5, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Sweetwater Crk Un 5?
The Florida DOR 2025 assessment roll shows 57 homes in Sweetwater Crk Un 5 (public records).
What share of Sweetwater Crk Un 5 is owner-occupied?
79% of Sweetwater Crk Un 5 parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Sweetwater Crk Un 5 built?
Homes in Sweetwater Crk Un 5 were built between 2001 and 2016, with a median year built of 2002 (FL DOR 2025 roll).
Who is the best real estate agent for Sweetwater Crk Un 5?
The best agent for Sweetwater Crk Un 5 is one who actively works St Cloud and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Sweetwater Crk Un 5.
How do I find a top St Cloud real estate agent who knows Sweetwater Crk Un 5?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Sweetwater Crk Un 5 and the wider St Cloud area.
Can Momentum Realty connect me with an agent for Sweetwater Crk Un 5?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Sweetwater Crk Un 5 purchase or sale - no call center and no pressure.
Buyers who want a mid-size home (roughly 2,000-2,300 sqft) in an established St Cloud sectionExcellent fit
Buyers comfortable evaluating homes individually on condition and updates rather than relying on a uniform build eraExcellent fit
Buyers prioritizing a settled, lower-turnover pocket over resort-style shared amenitiesExcellent fit
Buyers who want guaranteed access to a community pool, clubhouse, or recreational amenitiesProbably not
Buyers who want a single consistent construction vintage across the entire subdivisionProbably not
Investors expecting a high volume of comparable recent sales to model pricing off ofProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34772))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2017 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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