Cortez on the Water in St. Augustine

Cortez on the Water
Condos for Sale in St. Augustine, FL

All 1,065 homes for sale in St. Augustine, FL · median $475,000 · 123 condos for sale in St. Augustine · 156 homes for sale in 32080 · St. Johns County homes for sale

Community in St. Augustine · St. Johns County · ZIP 32080
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Built fromLive realMLS data1 years of closingsUpdated twice daily

As of September 2026, Cortez on the Water in St. Augustine, FL has 4 homes for sale and 1 pending, asking from $1,100,000 to $2,049,000 (median $1,389,500). Homes listed or recently sold were built 2022–2025 with 1 new construction; 7 of 7 report an HOA (median $1,278/mo); 7 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft).

Cortez on the Water key facts
LocationSt. Augustine, St. Johns County, FL · ZIP 32080
Home types (current listings and sales)condos 100%
Amenities listed by sellersBoat Dock, Spa/Hot Tub, Marina, Other
For sale right now7 active, 2 pending · median asking $1,329,000 · 84.0 months of supply

Data as of August 10, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cortez on the Water key facts,” movewithmomentum.com/neighborhoods/cortez-on-the-water-st-augustine, data as of August 10, 2026.

Live · Cortez on the Water Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
22%
Under contract
St. Johns: 32% (871 of 2,722)
7 · 2
For sale · pending
live counts, refreshed twice daily

Homes For Sale Right Now in Cortez on the Water

Live MLS inventory for Cortez on the Water. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cortez on the Water listings as of 2026-09-20, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in Cortez On The Water St Augustine Right Now (5)

All 5 active and pending Cortez On The Water St Augustine listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 73 Cortez Avenue · $2,049,000 · 4 bd / 3.5 ba · listed Jun 24, 2026 · listed by House & Haven
  • 82 Cortez Avenue · $1,329,000 · 4 bd / 3.5 ba · listed Jun 22, 2026 · listed by House & Haven
  • 35 Cortez Avenue · $1,450,000 · 4 bd / 3.5 ba · listed Jun 22, 2026 · listed by House & Haven
  • 15 Comares Avenue · $1,100,000 · 4 bd / 3.5 ba · listed Jun 22, 2026 · listed by House & Haven
  • 47 Cortez Avenue · $1,999,000 · 4 bd / 3.5 ba · pending · listed Jun 22, 2026 · listed by House & Haven

The market around Cortez on the Water

Cortez on the Water is too small for its own price trend, so here is the market around it.

In ZIP 32080, 211 homes are on the market and 18% are under contract — a steady corner of St. Augustine.

Across St. Johns County, 1,851 homes are active and 871 pending (32% under contract).

ZIP and county figures describe the wider market, not Cortez on the Water specifically. Momentum Research analysis of MLS records.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • R. B. Hunt · Elementary
  • Sebastian · Middle
  • St. Augustine · High

Zoned schools reflect the assignments reported on recent Cortez on the Water listings and can change; always confirm with St. Johns County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Cortez on the Water address.

If we were buying in Cortez on the Water today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cortez on the Water.

The location and the amenities are priced into every listing in Cortez on the Water. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Cortez on the Water Condos for Sale in St. Augustine, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Cortez on the Water Condos for Sale in St. Augustine, FL.
In short
  • HOA dues reported around $1,278/month (about $15,336/yr) · median of 18 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $1,278 per month ($15,336 a year) — the median AssociationFee across 18 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cortez on the Water sales matched to your home.

What is your Cortez on the Water home worth?

Get a no-obligation home value based on real comparable sales in Cortez on the Water, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Augustine →

Real comps, not an automated estimate.

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: September 20, 2026)
Under-contract sharesrealMLS records, as of 2026-08-10
Historical depthClosed-sale records back to 2025 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Nearby Communities

Explore more neighborhoods near Cortez on the Water with Momentum Realty’s local guides.

CDCorona Del Mar St Augustine0.1 mi awaySRSalt Run St Augustine0.1 mi away · 4 for saleConch House Marina St Augustine0.2 mi awaySRSalt Run Ii St Augustine0.2 mi away · 2 for saleInlet Place St Augustine0.3 mi awayAIAnastasia Island Townhouses Condo St Augustine0.3 mi away · 1 for saleSRSalt Run Iii St Augustine0.3 mi away · 1 for saleDavis Shores St Augustine0.3 mi away · median $500K, 23 sales/12 mo

Browse all neighborhood guides →

Common questions about Cortez on the Water

Where is Cortez on the Water?

Cortez on the Water is a community in St. Augustine, St. Johns County, Florida, ZIP 32080.

Are there homes for sale in Cortez on the Water right now?

Yes — 7 active and 2 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Cortez on the Water have an HOA or CDD?

No HOA is on record for Cortez on the Water in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

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