Estates Of Westerly in St Cloud

Estates Of Westerly
Homes for Sale in St. Cloud, FL

Community in St Cloud · Osceola County · ZIP 34771
187 homesBuilt 2018–2021Median sale $378K
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Built fromLive Stellar MLS data8 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Estates Of Westerly in St Cloud, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 10 recorded sales closed at a median of $377,500, $203 per square foot, a median 32 days on market, sellers accepting 97% of original asking (-0% versus the prior year). Homes listed or recently sold were built 2018 - 2020; 16 of 16 report an HOA (median $77/mo); none of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 76 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $5,750 ($5,150 with the full homestead exemption).

Estates Of Westerly key facts
LocationST CLOUD, Osceola County, FL · ZIP 34771
Homes in the community187 (FL DOR 2025 assessment roll)
Years built2018–2021 (median 2019.0)
Typical living area2,136 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersPool, Security System, Community Mailbox, Deed Restrictions, Fence Restrictions, Park
Sale prices, last 12 months$377,500 median across 10 closed sales · $203 per sq ft · -0.5% vs the prior 12 months
Days on market (closed sales)32 median
For sale right now3 active, 1 pending · median asking $415,000 · 3.0 months of supply
Owner-occupied (homestead) share79%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2018 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Estates Of Westerly key facts,” movewithmomentum.com/neighborhoods/estates-of-westerly-st-cloud, data as of September 20, 2026.

Last 30 days in Estates Of Westerly: 2 new listings (median asking $405,000), 1 under contract right now, 2 closed sales (median $350,000). As of October 2, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Estates Of Westerly Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$378K ▼
Median sold · 12 mo
down 0.5% vs the prior 12 months
-0.5% ▼
1-yr price change
n = 10 and 6 sales in the two windows
$203/sf
Sold $/sqft · 12 mo
peak $217 in 2024
96.7%
Sale vs ask
Tempo
3.0mo
Supply
3 to 6 months is the balanced band
32days
Median DOM · closed
32 days at the 2026 low
25%
Under contract
Osceola: 20% (1,093 of 5,558)
3 · 1
For sale · pending
live counts, refreshed twice daily
10
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
79%
Owner-occupied · Estates Of Westerly
147 of 187 parcels homesteaded (FL DOR 2025)
21%
Non-owner-occupied · Estates Of Westerly
incl. 7% trust or LLC-held · 6% out-of-state
187
Homes in the community
187 residential parcels (FL DOR 2025)
Track record · 8 years of records
15
Recorded sales · 2024-2025
median $390K · qualified sales on the county roll (FL DOR 2025)
Est. 2018
Community established
homes built 2018-2021, median 2019 (FL DOR 2025)
1,843sqft
Median sold home size
12-mo windows, closed sales
5.3%/yr
Turnover rate
about 10 of 187 homes trade a year

Homes For Sale Right Now in Estates Of Westerly

Live MLS inventory for Estates Of Westerly. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Estates Of Westerly listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2018 through 2026. Tap any home to ask about it.

Every Home for Sale in Estates Of Westerly St Cloud Right Now (4)

All 4 active and pending Estates Of Westerly St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.

Estates Of Westerly Housing Pulse · Momentum Research · as of September 20, 2026

Estates Of Westerly right now

🟡 Balanced market. 3.0 months of supply and 25% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 10 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($378K) is down 0.5% from the prior 12 months ($380K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (10 and 6 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Estates Of Westerly market snapshot (as of September 20, 2026): the median sale price is about $378K ($203 per sq ft over the trailing 12 months of closed sales), a median 32 days on market for closed sales, and 3.0 months of supply, a balanced market. The trailing-12-month median is down 0% from the prior 12 months, computed from record-level Stellar MLS closed sales (10 closings in the current window).

In ZIP 34771 (ST CLOUD), 2,895 homes closed in the last 12 months at a median of $436K ($211/sq ft), up 0.5% year over year, with a median 45 days on market. Right now 473 active and 208 pending listings put supply at about 3.4 months - a healthy market. See the live ZIP 34771 housing market and the Osceola County market.

County records show 15 qualified sales in Estates Of Westerly across 2024 - 2025 (12 in 2024, 3 in 2025), median $390,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Estates Of Westerly: of 15 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.

Estates Of Westerly is a community of 187 homes in St Cloud, Osceola County, built between 2018 and 2021 (median 2019.0), with a median living area of about 2,136 square feet. 79% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 10 sales each (10 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2018 through 2026. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
051020182020202220242026
0 to 10 a year; 10 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,257/mo
Osceola County typical true cost to own
$145/mo
Osceola County typical home insurance
Has a CDD
Bond assessment on top of taxes

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

29% of homes for sale in ZIP 34771 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Estates of Westerly Market Scorecard

Seller's market

Estates of Westerly is currently a seller's market. About 3.0 months of supply, a median asking price of $415,000, and homes go under contract in about 16 days.

3.0
Months supply
$415,000
Median list
$370,080
Median sold
$216
Per sqft
16
Days on mkt
3/1/12
Active/Pend/Sold

Typical home value in the 34771 ZIP is $431,565, about 14.3% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Estates Of Westerly, ST CLOUD

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-09-21)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Osceola County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Hickory Tree Elem · Elementary
  • Narcoossee Middle · Middle
  • Harmony High · High

Zoned schools reflect the assignments reported on recent Estates Of Westerly listings and can change; always confirm with Osceola County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Estates Of Westerly address.

If we were buying in Estates Of Westerly today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Estates Of Westerly.

A closer look at the Estates Of Westerly market

At a median of $203 per square foot, Estates Of Westerly prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 3.0 months of supply, a balanced market and the trailing-12-month median down 0% year over year. Homes that do trade take a median 32 days on market, useful leverage on any listing that has lingered.

The housing stock is 187 homes built between 2018 and 2021, and 79% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Estates Of Westerly. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.1B · Buy Score
Recent Direction5.9/10
Liquidity & Demand7.0/10
Owner Commitment7.9/10
Pricing Power7.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.1). Basis: Recent Direction -0.5% year-over-year; Liquidity & Demand 3.0 months of supply; Owner Commitment 79% owner-occupied; Pricing Power 96.7% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Estates Of Westerly homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Estates Of Westerly.
In short
  • HOA dues reported around $77/month (about $924/yr) · median of 299 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $77 per month ($924 a year) - the median AssociationFee across 299 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Estates Of Westerly sales matched to your home.

What is your Estates Of Westerly home worth?

Get a no-obligation home value based on real comparable sales in Estates Of Westerly, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Estates Of Westerly on the map →

Real comps, not an automated estimate.

Recently off market in Estates Of Westerly

Homes in Estates Of Westerly that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.

Frequently Asked Questions

What is the median home price in Estates Of Westerly?
The median sale price in Estates Of Westerly was $378K over the 12 months ending September 20, 2026 (10 closed sales, Stellar MLS).
How long do homes in Estates Of Westerly take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 32 days on market (10 sales, Stellar MLS).
Is Estates Of Westerly a buyer's or seller's market right now?
As of September 20, 2026, Estates Of Westerly is roughly balanced: 3.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Estates Of Westerly?
The Florida DOR 2025 assessment roll shows 187 homes in Estates Of Westerly (public records).
What share of Estates Of Westerly is owner-occupied?
79% of Estates Of Westerly parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Estates Of Westerly built?
Homes in Estates Of Westerly were built between 2018 and 2021, with a median year built of 2019.0 (FL DOR 2025 roll).
Who is the best real estate agent for Estates Of Westerly?
The best agent for Estates Of Westerly is one who actively works St Cloud and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Estates Of Westerly.
How do I find a top St Cloud real estate agent who knows Estates Of Westerly?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Estates Of Westerly and the wider St Cloud area.
Can Momentum Realty connect me with an agent for Estates Of Westerly?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Estates Of Westerly purchase or sale - no call center and no pressure.
Where is Estates Of Westerly, and what county is it in?
Estates Of Westerly is in ST CLOUD, Osceola County, FL, ZIP 34771. The community's center is about 9 miles northeast of the center of ST CLOUD (straight-line).
Is Estates Of Westerly in a flood zone?
No, for the homes we can see: all 15 homes we sampled in Estates Of Westerly sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Estates Of Westerly a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Estates Of Westerly: the median sale price over the last 12 months was $378K (10 sales), 9% below the ST CLOUD median of $415K; homes took a median 32 days to go under contract; the assessment roll counts 187 homes, 79% of them homesteaded (owner-occupied); supply is 3.0 months at the current sales pace, which is balanced. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 34771))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2018 (26 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Estates Of Westerly? 10 recorded closings; median 32 days on market (window ending 2026-09-20). See the Osceola County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

More on Estates Of Westerly

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Estates Westerly0.1 mi away · 221 homes, built 2018–21Pine Grove Reserve0.6 mi away · 85 homes, built 1988–01, 3 for saleHunters Ridge0.6 mi awayGardens At Lancaster Park0.7 mi away · median $505K, 16 sales/12 moTwin Lakes Ranchettes0.8 mi away · 235 homes, built 1939–23, 2 for sale

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