Pine Grove Reserve
Homes for Sale in ST CLOUD, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, PINE GROVE RESERVE in ST CLOUD, FL has 4 homes for sale and 1 pending, asking from $438,288 to $474,999 (median $474,999). Over the 12 months ending 2026-08-02, 12 recorded sales closed at a median of $465,975, $194 per square foot, a median 113 days on market, sellers accepting 95% of original asking. Homes listed or recently sold were built 2025 - 2025 with 17 new construction; 17 of 17 report an HOA (median $154/mo); none of the 14 geocoded homes sit in a FEMA special flood hazard zone (median elevation 71 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $7,100 ($6,500 with the full homestead exemption).
Homes For Sale Right Now in Pine Grove Reserve
Live MLS inventory for Pine Grove Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 283 days
Pending · 398 daysActive and pending Pine Grove Reserve listings as of 2026-09-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2026. Tap any home to ask about it.
Pine Grove Reserve right now
🔴 Seller-leaning market. 0.9 months of supply and 67% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: High (3 active and pending listings, 12 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pine Grove Reserve market snapshot (as of August 2, 2026): the median sale price is about $466K ($194 per sq ft over the trailing 12 months of closed sales), a median 113 days on market for closed sales, and 0.9 months of supply, a seller-leaning market.
The setting & the homes.
Aerial and on-site photos of Pine Grove Reserve. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Pine Grove ReserveHousing distress & ownership in PINE GROVE RESERVE, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Pine Grove Reserve on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Pine Grove Reserve
- Playground · reported on 14 of 16 listings
- Pool · reported on 14 of 16 listings
- Tennis Court(s) · reported on 14 of 16 listings
- Trail(s) · reported on 13 of 16 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Pine Grove Reserve buying strategy.
If we were buying in Pine Grove Reserve today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Grove Reserve.
A closer look at the Pine Grove Reserve market
At a median of $194 per square foot, Pine Grove Reserve prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 0.9 months of supply, a seller-leaning market. Homes that do trade take a median 113 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Pine Grove Reserve. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pine Grove Reserve buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.2). Basis: Liquidity & Demand 0.9 months of supply; Owner Commitment 0% owner-occupied; Pricing Power 94.8% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Grove Reserve buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Grove Reserve sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Grove Reserve, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Grove Reserve home worth?
Get a no-obligation home value based on real comparable sales in Pine Grove Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Pine Grove Reserve on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
PINE GROVE RESERVE Market Scorecard
PINE GROVE RESERVE is currently a seller's market. About 3.4 months of supply, a median asking price of $474,999, and homes go under contract in about 256 days.
Typical home value in the 34772 ZIP is $398,990, about 8.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Pine Grove Reserve?
How long do homes in Pine Grove Reserve take to sell?
Is Pine Grove Reserve a buyer's or seller's market right now?
How many homes are in Pine Grove Reserve?
What share of Pine Grove Reserve is owner-occupied?
Do cash buyers compete in Pine Grove Reserve?
Who is the best real estate agent for Pine Grove Reserve?
How do I find a top ST CLOUD real estate agent who knows Pine Grove Reserve?
Can Momentum Realty connect me with an agent for Pine Grove Reserve?
Nearby Communities
Explore more neighborhoods near Pine Grove Reserve with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2025 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More St. Cloud & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
See how PINE GROVE RESERVE fits the bigger picture — live prices, inventory, and Momentum Scores: