Pine Grove Reserve St Cloud
Homes for Sale in Valrico, FL
True comps, carrying-cost math, and listings before the portals.
Pine Grove Reserve St Cloud right now
🟡 Balanced market. 3.0 months of supply and 25% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of July 15, 2026. Confidence: Low (4 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Pine Grove Reserve St Cloud. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Pine Grove Reserve St Cloud
Pine Grove Reserve St Cloud
Pine Grove Reserve St Cloud
Pine Grove Reserve St Cloud
Pine Grove Reserve St Cloud
Pine Grove Reserve St CloudThe market around Pine Grove Reserve St Cloud
Pine Grove Reserve St Cloud is a small community — 28 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.
Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).
The housing mix here is 48% townhouse, 48% villa, 2% single family residence.
ZIP and county figures describe the wider market, not Pine Grove Reserve St Cloud specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Pine Grove Reserve St Cloud
Live MLS inventory for Pine Grove Reserve St Cloud. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Pine Grove Reserve St Cloud listings as of 2026-07-16, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.
Pine Grove Reserve St Cloud on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Pine Grove Reserve St Cloud
- Playground · reported on 14 of 16 listings
- Pool · reported on 14 of 16 listings
- Tennis Court(s) · reported on 14 of 16 listings
- Trail(s) · reported on 13 of 16 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Drive times from PINE GROVE RESERVE. They are approximate and vary with traffic and your exact start point.
Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.
Nearby Communities
Explore more neighborhoods near PINE GROVE RESERVE Homes for Sale in St Cloud, FL with Momentum Realty’s local guides.
Carrying cost · the no-CDD edge
No CDD bond means thousands less per year than newer master plans.
Roughly $25,000 saved over 10 years in carrying cost, before resale.
Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Confirm current ratings before relying on them
- Private and parochial options nearby
PINE GROVE RESERVE is served by Osceola County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.
Buying with schools in mind? We can confirm the exact zoned schools for any PINE GROVE RESERVE address.
What actually shapes value at PINE GROVE RESERVE, reported and pointed to public records. We do not publish rumor.
Recent Developments in PINE GROVE RESERVE
Our read on what is being built around PINE GROVE RESERVE, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.
Location and character in St Cloud
Location and character in St Cloud
Established community profile
Established community profile
Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.
Development, infrastructure, retail, and school activity affecting PINE GROVE RESERVE, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.
Showing the latest, scroll for all updates ↓
- Public record
Community
PINE GROVE RESERVE in St Cloud, Osceola County
PINE GROVE RESERVE is recorded as a subdivision or community in St Cloud, Osceola County, Florida. Treat the details as reported and verify the parcel, the association status, and the boundaries with the Osceola County Property Appraiser. Why it matters: The location and character are the story; value turns on condition, the product, and the comp. Source
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Pine Grove Reserve St Cloud buying strategy.
If we were buying in Pine Grove Reserve St Cloud today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Grove Reserve St Cloud.
A closer look at the Pine Grove Reserve St Cloud market
Inventory runs at 3.0 months of supply, a balanced market.
The housing stock is 46 homes built between 1997 and 2001, and 83% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Pine Grove Reserve St Cloud. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- Mandatory HOA - confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Grove Reserve St Cloud buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Grove Reserve St Cloud sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Grove Reserve St Cloud, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Grove Reserve St Cloud home worth?
Get a no-obligation home value based on real comparable sales in Pine Grove Reserve St Cloud, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Pine Grove Reserve St Cloud on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
25% of homes for sale in ZIP 34772 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
PINE GROVE RESERVE Market Scorecard
PINE GROVE RESERVE is currently a balanced. About 4.0 months of supply, a median asking price of $469,144, and homes go under contract in about 357 days.
Typical home value in the 34772 ZIP is $398,561, about 8.1% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
PINE GROVE RESERVE Market Scorecard
PINE GROVE RESERVE is currently a balanced. About 4.0 months of supply, a median asking price of $469,144, and homes go under contract in about 357 days.
Typical home value in the 34772 ZIP is $398,561, about 8.1% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Pine Grove Reserve St Cloud a buyer's or seller's market right now?
How many homes are in Pine Grove Reserve St Cloud?
What share of Pine Grove Reserve St Cloud is owner-occupied?
When were the homes in Pine Grove Reserve St Cloud built?
Do cash buyers compete in Pine Grove Reserve St Cloud?
Who is the best real estate agent for Pine Grove Reserve St Cloud?
How do I find a top Valrico real estate agent who knows Pine Grove Reserve St Cloud?
Can Momentum Realty connect me with an agent for Pine Grove Reserve St Cloud?
Nearby Communities
Explore more neighborhoods near Pine Grove Reserve St Cloud with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: July 16, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2011 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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Buying or researching Osceola County? See the full Osceola County real estate market report - prices, inventory, schools, taxes, and every Osceola County neighborhood.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
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