Highland Lakes
Homes for Sale in Palm Harbor, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, highland lakes unit six in Palm Harbor, FL has 9 homes for sale and 5 pending, asking from $134,900 to $244,900 (median $159,900). Over the 12 months ending 2026-09-12, 7 recorded sales closed at a median of $402,000, $287 per square foot, a median 44 days on market, sellers accepting 95% of original asking. Homes listed or recently sold were built 1973 - 1978; 12 of 26 report an HOA (median $164/mo); none of the 24 geocoded homes sit in a FEMA special flood hazard zone (median elevation 64 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,790 ($6,980 with the full homestead exemption).
Homes For Sale Right Now in Highland Lakes
Live MLS inventory for Highland Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Highland Lakes listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.
Highland Lakes Unit Six is a small, uniform pocket of 81 homes, all built in 1978. That single-year construction means the housing stock is consistent in age and style, so condition and updates - not era - do most of the work in separating one listing from another. Over the trailing six-month window, the median sale landed at $384,750, working out to roughly $282 per square foot on a typical home near 1,620 living square feet.
With zero active listings at this snapshot, there is currently nothing on the market to compare against - this is a read on recent closings, not present inventory. A median 54.5 days on market suggests homes here do not move instantly, giving buyers room to negotiate when something does surface, but sellers should expect to price realistically and wait through a normal marketing period rather than count on quick turnarounds.
Highland Lakes right now
🟡 Balanced market. 5.7 months of supply and 36% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: High (14 active and pending listings, 7 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Highland Lakes market snapshot (as of September 12, 2026): the median sale price is about $402K ($287 per sq ft over the trailing 12 months of closed sales), a median 44 days on market for closed sales, and 5.7 months of supply, a balanced market.
Highland Lakes Unit Six is a compact, single-vintage section of Palm Harbor in Pinellas County, built entirely in 1978, with no active MLS listings at this snapshot and a high share of homestead-exempt ownership pointing to longer-term occupancy rather than turnover-driven inventory.
Who Highland Lakes is best for.
Best for
- Buyers focused specifically on Palm Harbor who are patient enough to wait for a listing in a very small, currently inventory-free community.
- Buyers comfortable with a 1978-built home and budgeting for condition-related updates rather than expecting recent construction.
- Long-term-hold buyers who value the stability implied by an 81.5% homestead-occupancy share over quick resale turnover.
Probably not for
- Buyers who need to choose among multiple active listings today, since there are currently none in this community.
- Buyers seeking newer construction or a wide range of floor plans, given the single 1978 build year across all 81 homes.
- Sellers expecting a fast sale; the 54.5-day median suggests a standard, not rushed, marketing timeline.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($402K) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Highland Lakes Market Scorecard
Highland Lakes is currently a balanced market. About 5.7 months of supply, a median asking price of $159,900, and homes go under contract in about 101 days.
Typical home value in the 34684 ZIP is $325,020, about 3.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in HIGHLAND LAKES, PALM HARBOR
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Highland Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Highland Lakes listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Highland Lakes address.
The Highland Lakes buying strategy.
If we were buying in Highland Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Highland Lakes.
A tight, aging pocket with almost no current supply
There is no way to sugarcoat the inventory picture: zero active listings across an 81-home community means buyers interested in Highland Lakes Unit Six are largely waiting on the next resale, not shopping a current list. That scarcity is compounded by an 81.5% homestead share, which typically signals owner-occupied, longer-hold ownership rather than a rotating pool of investment or vacation properties.
Because every home dates to 1978, pricing here is a condition story more than a construction-era story - updated kitchens, systems, and roofs will separate the higher end of the $384,750 median from homes that still carry original finishes. The median $282-per-square-foot figure and a typical size near 1,620 square feet give a workable benchmark, but with no active comps to lean on, any pricing conversation right now has to be built from recent closed sales rather than what is currently listed.
The location and the amenities are priced into every listing in Highland Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no active listings, the value we bring is knowing the closed-sale history cold - what actually sold, at what price, and after how many days on market - so a seller can price accurately and a buyer isn't guessing when something new hits the MLS. We track Highland Lakes Unit Six closely enough to move fast the moment inventory reappears.
Highland Lakes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Highland Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Highland Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Highland Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Highland Lakes home worth?
Get a no-obligation home value based on real comparable sales in Highland Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Frequently Asked Questions
What is the median home price in Highland Lakes?
How long do homes in Highland Lakes take to sell?
Is Highland Lakes a buyer's or seller's market right now?
What schools serve Highland Lakes?
Who is the best real estate agent for Highland Lakes?
How do I find a top Palm Harbor real estate agent who knows Highland Lakes?
Can Momentum Realty connect me with an agent for Highland Lakes?
Should you buy in Highland Lakes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Highland Lakes with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2014 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how highland lakes unit six fits the bigger picture — live prices, inventory, and Momentum Scores: