Highland Lakes
Homes for Sale in Palm Harbor, FL
All 585 homes for sale in Palm Harbor, FL · median $379,900 · 170 condos for sale in Palm Harbor · 229 homes for sale in 34684 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, highland lakes unit six in Palm Harbor, FL has 8 homes for sale and 2 pending, asking from $134,900 to $244,900 (median $164,700). Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $405,000, $282 per square foot, a median 37 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 1973 - 1978; 10 of 22 report an HOA (median $398/mo); none of the 22 geocoded homes sit in a FEMA special flood hazard zone (median elevation 66 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,850 ($7,040 with the full homestead exemption).
Last 30 days in Highland Lakes: 2 new listings (median asking $190,500), 2 under contract right now, 3 closed sales (median $190,000). As of October 16, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Highland Lakes
Live MLS inventory for Highland Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 115 daysTop listing
Active · 13 days
Active · 91 days
Active · 135 days
Active · 226 days
Active · 13 days
Active · 432 days
Active · 68 days
Pending · 276 days
Pending · 33 daysActive and pending Highland Lakes listings as of 2026-10-15, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.
Highland Lakes Unit Six is a small, uniform pocket of 81 homes, all built in 1978. That single-year construction means the housing stock is consistent in age and style, so condition and updates - not era - do most of the work in separating one listing from another. Over the trailing six-month window, the median sale landed at $384,750, working out to roughly $282 per square foot on a typical home near 1,620 living square feet.
With zero active listings at this snapshot, there is currently nothing on the market to compare against - this is a read on recent closings, not present inventory. A median 54.5 days on market suggests homes here do not move instantly, giving buyers room to negotiate when something does surface, but sellers should expect to price realistically and wait through a normal marketing period rather than count on quick turnarounds.
Highland Lakes right now
🟡 Balanced market. 4.9 months of supply and 18% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: High (11 active and pending listings, 6 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Highland Lakes market snapshot (as of September 20, 2026): the median sale price is about $405K ($282 per sq ft over the trailing 12 months of closed sales), a median 37 days on market for closed sales, and 4.9 months of supply, a balanced market.
In ZIP 34684 (Palm Harbor), 620 homes closed in the last 12 months at a median of $355K ($256/sq ft), down 2.2% year over year, with a median 45 days on market. Right now 120 active and 37 pending listings put supply at about 4.3 months - a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.
Stellar MLS sales records identify 1,461 homes in highland lakes that have changed hands since 2004, built between 1973 and 1991 (median 1981), with a median living area of about 1,407 sq ft and a typical 2-bedroom, 2-bath layout; 71% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Highland Lakes Unit Six is a compact, single-vintage section of Palm Harbor in Pinellas County, built entirely in 1978, with no active MLS listings at this snapshot and a high share of homestead-exempt ownership pointing to longer-term occupancy rather than turnover-driven inventory.
The setting & the homes.
Aerial and on-site photos of Highland Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Highland LakesHighland LakesHighland LakesHighland LakesHighland LakesHighland LakesHighland LakesHighland LakesPhotos from Stellar MLS listings in Highland Lakes; content deemed reliable but not guaranteed.
Who Highland Lakes is best for.
Best for
- Buyers focused specifically on Palm Harbor who are patient enough to wait for a listing in a very small, currently inventory-free community.
- Buyers comfortable with a 1978-built home and budgeting for condition-related updates rather than expecting recent construction.
- Long-term-hold buyers who value the stability implied by an 81.5% homestead-occupancy share over quick resale turnover.
Probably not for
- Buyers who need to choose among multiple active listings today, since there are currently none in this community.
- Buyers seeking newer construction or a wide range of floor plans, given the single 1978 build year across all 81 homes.
- Sellers expecting a fast sale; the 54.5-day median suggests a standard, not rushed, marketing timeline.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($405K) IS the median in the snapshot above.
Windows contain 0 to 6 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
20% of homes for sale in Highland Lakes are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-17).
Highland Lakes Market Scorecard
Highland Lakes is currently a balanced market. About 4.0 months of supply, a median asking price of $164,700, and homes go under contract in about 103 days.
Typical home value in the 34684 ZIP is $320,251, about 4.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Highland Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Highland Lakes listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Highland Lakes address.
Shop the zone: Homes zoned for Palm Harbor Univ High-Pn High School
The Highland Lakes buying strategy.
If we were buying in Highland Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Highland Lakes.
A tight, aging pocket with almost no current supply
There is no way to sugarcoat the inventory picture: zero active listings across an 81-home community means buyers interested in Highland Lakes Unit Six are largely waiting on the next resale, not shopping a current list. That scarcity is compounded by an 81.5% homestead share, which typically signals owner-occupied, longer-hold ownership rather than a rotating pool of investment or vacation properties.
Because every home dates to 1978, pricing here is a condition story more than a construction-era story - updated kitchens, systems, and roofs will separate the higher end of the $384,750 median from homes that still carry original finishes. The median $282-per-square-foot figure and a typical size near 1,620 square feet give a workable benchmark, but with no active comps to lean on, any pricing conversation right now has to be built from recent closed sales rather than what is currently listed.
The location and the amenities are priced into every listing in Highland Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no active listings, the value we bring is knowing the closed-sale history cold - what actually sold, at what price, and after how many days on market - so a seller can price accurately and a buyer isn't guessing when something new hits the MLS. We track Highland Lakes Unit Six closely enough to move fast the moment inventory reappears.
Highland Lakes in 15 seconds.
What it really costs to own in Highland Lakes
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $164/month across 318 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1974 across 20 listings. An original roof here would be about 52 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Highland Lakes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Highland Lakes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Highland Lakes will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $164/month (about $1,968/yr) · median of 318 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $164 per month ($1,968 a year) - the median AssociationFee across 318 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Highland Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Highland Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Highland Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Highland Lakes home worth?
Get a no-obligation home value based on real comparable sales in Highland Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Recently off market in highland lakes unit six
Homes in highland lakes unit six that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 1121 Queen Anne Drive #C · off market
- 1227 Queen Anne Drive #A · off market
- 1335 Queen Anne Drive #C · off market
- 1339 Queen Anne Drive #C · off market
- 2722 Sherbrooke Lane #D · off market
- 2842 Highlands Boulevard · off market
| Location | Palm Harbor, Pinellas County, FL · ZIP 34684 |
|---|---|
| Home types (current listings and sales) | condos 55%, villas 45% |
| Amenities listed by sellers | Clubhouse, Pool, Buyer Approval Required, Golf, Tennis Court(s), Deed Restrictions |
| Sale prices, last 12 months | $405,000 median across 6 closed sales · $282 per sq ft |
| Days on market (closed sales) | 37 median |
| For sale right now | 9 active, 2 pending · median asking $159,900 · 4.9 months of supply |
| Zoned public schools | Pinellas County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Highland Lakes key facts,” movewithmomentum.com/neighborhoods/highland-lakes-palm-harbor, data as of September 20, 2026.
Housing distress & ownership in highland lakes unit six, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Highland Lakes
The newest homes for sale in Highland Lakes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 1609 Whitebridge Drive #A $142,000 · 2 bd · 2 ba · 1,000 sq ft · 13 days on market Courtesy of BHHS FLORIDA PROPERTIES GROUP
- 1619 Whithorn Place #B $239,000 · 2 bd · 2 ba · 1,000 sq ft · 13 days on market Courtesy of COLDWELL BANKER REALTY
- 1610 Berwick Court #D $134,900 · 1 bd · 1 ba · 814 sq ft · 68 days on market Courtesy of CHARLES RUTENBERG REALTY INC
- 1009 Queen Anne Drive #B $189,000 · 2 bd · 2 ba · 1,000 sq ft · 91 days on market Courtesy of FILLMORE REAL ESTATE GROUP
- 2828 Highlands Boulevard #A $244,900 · 2 bd · 2 ba · 1,000 sq ft · 115 days on market Courtesy of COLDWELL BANKER REALTY
- 2740 Highlands Boulevard #B $180,000 · 2 bd · 2 ba · 1,000 sq ft · 135 days on market Courtesy of MAVREALTY
Checked against the MLS Oct 16, 2026. All new listings in this market.
Every Home for Sale in Highland Lakes Palm Harbor Right Now (10)
All 10 active and pending Highland Lakes Palm Harbor listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1619 Whithorn Place #B · $239,000 · 2 bd / 2 ba · listed Oct 1, 2026 · listed by Coldwell Banker Realty
- 1609 Whitebridge Drive #A · $142,000 · 2 bd / 2 ba · listed Sep 7, 2026 · listed by Bhhs Florida Properties Group
- 1610 Berwick Court #D · $134,900 · 1 bd / 1 ba · listed Aug 25, 2026 · listed by Charles Rutenberg Realty Inc
- 1614 Berwick Court #D · $159,900 · 1 bd / 1 ba · pending · listed Aug 22, 2026 · listed by Lpt Realty, Llc.
- 1009 Queen Anne Drive #B · $189,000 · 2 bd / 2 ba · listed Jul 16, 2026 · listed by Fillmore Real Estate Group
- 2828 Highlands Boulevard #A · $244,900 · 2 bd / 2 ba · listed Jul 16, 2026 · listed by Coldwell Banker Realty
- 2740 Highlands Boulevard #B · $180,000 · 2 bd / 2 ba · listed Jul 16, 2026 · listed by Mavrealty
- 1609 Whitebridge Drive #C · $149,400 · 1 bd / 1 ba · listed Jul 16, 2026 · listed by Beacon Real Estate & Assoc
- 2738 Sherbrooke Lane #C · $140,000 · 1 bd / 1.5 ba · listed Jul 16, 2026 · listed by Keller Williams Realty- Palm H
- 2739 Sherbrooke Lane #B · $230,000 · 2 bd / 2 ba · pending · listed Jul 16, 2026 · listed by Coldwell Banker Realty
Recently sold in Highland Lakes Palm Harbor
- 1121 Queen Anne Drive #C · sold $152,000
- 1227 Queen Anne Drive #A · sold $190,000
- 1339 Queen Anne Drive #C · sold $231,000
- 2722 Sherbrooke Lane #D · sold $100,000
- 1335 Queen Anne Drive #C · sold $170,000
- 1614 Berwick Court #D · sold $150,000
- 1339 Queen Anne Drive #C · sold $132,525
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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- Palm Harbor home values: what is my house worth?
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Mcmath Drive (36 homes on record)
- Tarpon Pointe Circle (30 homes on record)
- Malcolm Drive (27 homes on record)
- Oak Lake Drive (27 homes on record)
- Maclaren Drive (22 homes on record)
- Brunswick Circle (22 homes on record)
- E Dorchester Drive (20 homes on record)
- Glengarry Drive (19 homes on record)
- Lomond Drive (19 homes on record)
- Wicklow Drive (19 homes on record)
- Dundee Drive (18 homes on record)
- Queen Anne Boulevard (18 homes on record)
Frequently Asked Questions
What is the median home price in Highland Lakes?
How long do homes in Highland Lakes take to sell?
Is Highland Lakes a buyer's or seller's market right now?
What schools serve Highland Lakes?
Who is the best real estate agent for Highland Lakes?
How do I find a top Palm Harbor real estate agent who knows Highland Lakes?
Can Momentum Realty connect me with an agent for Highland Lakes?
Where is Highland Lakes, and what county is it in?
Is Highland Lakes a good place to live?
Should you buy in Highland Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 15, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2014 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how highland lakes unit six fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Highland Lakes
- Home values · What homes in Highland Lakes actually sell for
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