Lake Mills Shores
Homes for Sale in Chuluota, FL
All 19 homes for sale in CHULUOTA, FL · median $950,000 · 18 homes for sale in 32766 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of October 2026, Lake Mills Shores in Chuluota, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $371,500, $273 per square foot, a median 3 days on market, sellers accepting 105% of original asking (-6% versus the prior year). Homes listed or recently sold were built 1983 - 2014; 1 of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 50 ft). At the median price and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $5,640 ($5,040 with the full homestead exemption).
| Location | CHULUOTA, Seminole County, FL · ZIP 32766 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Fire Alarm |
| Sale prices, last 12 months | $371,500 median across 3 closed sales · $273 per sq ft · -5.9% vs the prior 12 months |
| Days on market (closed sales) | 3 median |
| For sale right now | 2 active, 0 pending · median asking $937,000 · 8.0 months of supply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Mills Shores key facts,” movewithmomentum.com/neighborhoods/lake-mills-shores-chuluota, data as of September 20, 2026.
Last 30 days in Lake Mills Shores: 2 new listings (median asking $602,000), 1 closed sale (median $225,000). As of October 2, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Lake Mills Shores
Live MLS inventory for Lake Mills Shores. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lake Mills Shores listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Tap any home to ask about it.
Every Home for Sale in Lake Mills Shores Chuluota Right Now (3)
All 3 active and pending Lake Mills Shores Chuluota listings with a detail page, newest first, refreshed twice a day from the MLS.
- 821 Nocturne Drive · $405,000 · 3 bd / 2 ba · listed Sep 23, 2026 · listed by Charles Rutenberg Realty Orlando
- 787 Fantasy Lane · $799,000 · 4 bd / 3.5 ba · listed Aug 30, 2026 · listed by Optima Real Estate
- 834 Millshore Drive · $1,075,000 · 3 bd / 2 ba · listed Jul 2, 2026 · listed by Keller Williams Advantage 2 Realty
Lake Mills Shores in Chuluota is a small, established pocket of 283 homes, and right now the resale market inside it is about as thin as it gets - a single active listing and a single closing in the most recent window. With inventory that tight, the 12-month supply figure is more a function of low turnover than of buyers pulling back; there simply isn't enough on the market to read a real trend from it.
With homestead exemptions on 81.3% of homes, most owners here are not treating these as investment or rental properties, which helps explain why so few come up for sale. For a buyer, that means patience and a willingness to move fast when something does list. For a seller, it means you are likely competing with almost no one else in the community, which is its own kind of leverage.
Lake Mills Shores right now
🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 3 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($372K) is down 5.9% from the prior 12 months ($395K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lake Mills Shores market snapshot (as of September 20, 2026): the median sale price is about $372K ($273 per sq ft over the trailing 12 months of closed sales), a median 3 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 6% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 32766 (CHULUOTA), 158 homes closed in the last 12 months at a median of $644K ($258/sq ft), up 5.1% year over year, with a median 28 days on market. Right now 22 active and 11 pending listings put supply at about 2.4 months - a healthy market. See the live ZIP 32766 housing market and the Seminole County market.
Stellar MLS sales records identify 92 homes in Lake Mills Shores that have changed hands since 2004, built between 1976 and 2018 (median 1991), with a median living area of about 1,654 sq ft and a typical 3-bedroom, 2-bath layout; 98% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Homes here span more than a century of construction, from properties built in 1911 through new builds finished in 2024, with the typical home dating to 1992 and running around 1,773 square feet. It is a mixed-vintage community rather than a single-era subdivision, so lot size, layout, and condition vary house to house more than in a typical planned development.
The setting & the homes.
Aerial and on-site photos of Lake Mills Shores. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Lake Mills Shores; content deemed reliable but not guaranteed.
Who Lake Mills Shores is best for.
Best for
- Buyers targeting a specific lake-area setting in Chuluota who are patient enough to wait for the right listing to surface
- Buyers comfortable evaluating a home on its own condition and age rather than leaning on a large set of recent comparable sales
- Sellers who want to list into a market with almost no competing active inventory
Probably not for
- Buyers who want a shortlist of comparable homes to choose between before making an offer
- Buyers seeking built-in community amenities such as a pool, clubhouse, or organized recreation
- Anyone on a tight timeline who cannot wait out a market with only one active listing at a time
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($372K) IS the median in the snapshot above, and the move from 2025 ($395K) IS the -5.9% one-year change.
Windows contain 0 to 9 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Seminole County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Seminole County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
38% of homes for sale in ZIP 32766 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Lake Mills Shores Market Scorecard
Lake Mills Shores is currently a buyer-leaning market. About 8.0 months of supply, a median asking price of $937,000, and homes go under contract in about 21 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Lake Mills Shores, CHULUOTA
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Lake Mills Shores on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Seminole County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Walker Elementary · Elementary
- Chiles Middle · Middle
- Hagerty High · High
Zoned schools reflect the assignments reported on recent Lake Mills Shores listings and can change; always confirm with Seminole County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Mills Shores address.
Shop the zone: Homes zoned for Hagerty High High School
The Lake Mills Shores buying strategy.
If we were buying in Lake Mills Shores today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Mills Shores.
A market with almost no supply
The single most important fact about Lake Mills Shores right now is scarcity: one active listing against 283 total homes. That is not a market you shop the way you'd shop a subdivision with dozens of comparable listings - there is effectively one data point to work from at any given time. Pricing conversations here lean heavily on the home's own condition, age, and lot rather than a deep pool of recent comparable sales.
No community amenities are identified from current MLS listings, which suggests this is a value proposition built around the lot, the lake proximity, and the home itself rather than shared recreational infrastructure. Buyers drawn here are typically drawn by the setting and the low-turnover, established character of the streets, not by a clubhouse or pool.
The location and the amenities are priced into every listing in Lake Mills Shores. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lake Mills Shores buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.5). Basis: Recent Direction -5.9% year-over-year; Liquidity & Demand 8.0 months of supply; Pricing Power 104.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with one listing and one recent closing, generic market data is close to useless - you need someone tracking this specific pocket of Chuluota closely enough to know the moment something comes up, and to price it against a thin, mixed-vintage inventory rather than a cookie-cutter comp set.
Lake Mills Shores in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $4/month · median of 38 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $4 per month - the median AssociationFee across 38 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Mills Shores buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Mills Shores sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Mills Shores, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Mills Shores home worth?
Get a no-obligation home value based on real comparable sales in Lake Mills Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Chuluota →
Recently off market in Lake Mills Shores
Homes in Lake Mills Shores that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 810 Mazurka Drive · off market
- 824 Nocturne Drive · off market
- 941 Mimosa Drive · off market
Frequently Asked Questions
What is the median home price in Lake Mills Shores?
How long do homes in Lake Mills Shores take to sell?
Is Lake Mills Shores a buyer's or seller's market right now?
Who is the best real estate agent for Lake Mills Shores?
How do I find a top Chuluota real estate agent who knows Lake Mills Shores?
Can Momentum Realty connect me with an agent for Lake Mills Shores?
Where is Lake Mills Shores, and what county is it in?
Should you buy in Lake Mills Shores?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (67 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Lake Mills Shores fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Lake Mills Shores
- Home values · What homes in Lake Mills Shores actually sell for
Nearby Communities
Explore more neighborhoods near Lake Mills Shores with Momentum Realty’s local guides.