Estates On Lake Mills in Chuluota

Estates On Lake Mills
Homes for Sale in Chuluota, FL

All 18 homes for sale in CHULUOTA, FL · median $889,950 · 19 homes for sale in 32766 · Seminole County homes for sale

Community in Chuluota · Seminole County · ZIP 32766
Median sale $1.10M
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Built fromLive Stellar MLS data12 years of closingsUpdated twice daily

Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $1,100,000, $315 per square foot, a median 15 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 2003 - 2004; 3 of 3 report an HOA (median $194/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 56 ft). At the median price and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $16,700 ($16,100 with the full homestead exemption).

Live · Estates On Lake Mills Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.10M
Median sold · 12 mo
$315/sf
Sold $/sqft · 12 mo
peak $315 in 2026
97.4%
Sale vs ask
Tempo
15days
Median DOM · closed
9 days at the 2015 low
0 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 2 a year
Track record · 12 years of records
3,487sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

This is a seven-home community, and right now none of them are on the market. That scarcity is the story here more than any single price point. With a median of $1,226,000 on homes built 2003-2005 and averaging just over 3,000 square feet, this is a small enclave where turnover is rare and each sale sets the tone for the next.

The recent closing pace (17-day median days on market, three closings in the recent window) suggests that when something here does list, it moves. High homestead share (85.7%) reinforces that most owners are settled in rather than treating these as investment flips. For a buyer, that means patience and a standing relationship with someone tracking the community closely; for a seller, it means limited direct comparables and a need to price carefully against a thin dataset.

Nearby homes for sale

No active listings inside Estates On Lake Mills right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

564 CHULA WOODS COURT
$399K · 0.1 mi away
3 bd · 2 ba · 1,309 sqft
564 CHULA WOODS COURT
Listed by COLDWELL BANKER REALTY
460 E 3RD STREET
$279K · 0.2 mi away
2 bd · 1 ba · 1,183 sqft
460 E 3RD STREET
Listed by THE AGENCY FL
787 FANTASY LANE
$799K · 0.3 mi away
4 bd · 3.5 ba · 3,430 sqft
787 FANTASY LANE
Listed by OPTIMA REAL ESTATE
824 NOCTURNE DRIVE
$215K · 0.3 mi away
3 bd · 2 ba · 1,302 sqft
824 NOCTURNE DRIVE
Listed by FLORIDA REALTY MARKETPLACE
834 MILLSHORE DRIVE
$1.07M · 0.4 mi away
3 bd · 2 ba · 1,798 sqft
834 MILLSHORE DRIVE
Listed by KELLER WILLIAMS ADVANTAGE 2 REALTY
539 GRANITE CIRCLE
$519K · 0.4 mi away
4 bd · 2 ba · 2,256 sqft
539 GRANITE CIRCLE
Listed by GLOBAL PROPERTIES SALES & MGMT

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Estates On Lake Mills market snapshot (as of September 12, 2026): the median sale price is about $1.10M ($315 per sq ft over the trailing 12 months of closed sales), and a median 15 days on market for closed sales.

In ZIP 32766 (CHULUOTA), 154 homes closed in the last 12 months at a median of $644K ($257/sq ft), up 6.1% year over year, with a median 28 days on market. Right now 20 active and 11 pending listings put supply at about 2.3 months - a healthy market. See the live ZIP 32766 housing market and the Seminole County market.

Stellar MLS sales records identify 49 homes in Estates On Lake Mills that have changed hands since 2004, built between 2003 and 2007 (median 2004), with a median living area of about 3,677 sq ft and a typical 5-bedroom, 4-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Estates On Lake Mills sits inside gated grounds in Chuluota, Seminole County - a compact run of seven homes built in the early 2000s, all similarly sized, with no active inventory as of this snapshot.

Best for

  • A buyer with a flexible timeline who wants a specific gated Chuluota address and is willing to wait for the next of only seven homes to list
  • A move-up buyer targeting a larger single-family home (median 3,091 sqft) built in the early 2000s rather than new construction
  • A buyer who values amenities like tennis, pickleball, and gated access and is comfortable verifying current HOA terms directly

Probably not for

  • A buyer who needs to compare several active listings side by side before deciding - there is currently nothing on market
  • A buyer working with a firm short-term deadline who cannot wait out a thin, low-turnover inventory pool
  • A buyer seeking variety in floor plans or build years - all seven homes were built within a tight 2003-2005 window

Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
0242014201620182020202220242026
0 to 4 a year; 3 in the current window.

ESTATES ON LAKE MILLS Market Scorecard

No active listings

ESTATES ON LAKE MILLS is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$1,100,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/3
Active/Pend/Sold

Typical home value in the 32766 ZIP is $606,581, about 16.8% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Estates On Lake Mills, CHULUOTA

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-09-13)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Estates On Lake Mills today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Estates On Lake Mills.

Best Buy
Buyers targeting a specific gated, low-turnover Chuluota address who can wait for the right listing rather than needing to buy this quarter.
Biggest Risk
The dataset is thin - seven homes total means pricing comparables are limited and each sale can swing the read on value.
Sweet Spot
A single-family buyer wanting a larger-format home (3,000+ sqft) in a gated, amenity-equipped setting without a large HOA footprint of units.
Avoid If
You need active inventory to choose from today or want multiple floor-plan options within one community - this is not that kind of market.

A small, tightly held pocket

Seven homes is the entire community - not a subset, not a phase, the whole thing. Built within a two-year window (2003-2005) and landing at a median 3,091 square feet, the homes here were delivered with a consistent size and era, which shows up in the tight construction-year range. That consistency simplifies comparisons when something does sell, but it also means there is little room for a buyer to shop for meaningfully different floor plans or vintages within the gates.

Pricing here is driven by condition and lot specifics more than by broad market swings, given the small sample size behind the $1,226,000 median and $291.49 median price per square foot. The community amenities on file - tennis and pickleball courts, a playground, basketball court, and gated access with reported guard and non-guard configurations - point to a full-amenity build, though buyers should confirm current access and guard status directly with the HOA, since amenity records span multiple listing periods.

The location and the amenities are priced into every listing in Estates On Lake Mills. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With zero active listings and only seven homes in the entire community, there is no MLS search that will surface real-time opportunity here - this is a network and relationship community. We track off-market movement, ownership changes, and pre-list signals in small enclaves like this one, and we give straight guidance on whether the wait is worth it for a given budget and timeline.

Estates On Lake Mills in 15 seconds.

Best forBuyers targeting a specific gated, low-turnover Chuluota address who can wait for the right listing rather than needing to buy this quarter.
Biggest advantageScarcity works in a seller's favor - with only seven homes and none currently listed, a well-priced entry tends to draw quick attention.
Biggest riskThe dataset is thin - seven homes total means pricing comparables are limited and each sale can swing the read on value.
Sweet spotA single-family buyer wanting a larger-format home (3,000+ sqft) in a gated, amenity-equipped setting without a large HOA footprint of units.
Avoid ifYou need active inventory to choose from today or want multiple floor-plan options within one community - this is not that kind of market.

HOA, CDD & Fees

In short
  • HOA dues reported around $194/month (about $2,328/yr) · median of 6 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $194 per month ($2,328 a year) - the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Estates On Lake Mills sales matched to your home.

What is your Estates On Lake Mills home worth?

Get a no-obligation home value based on real comparable sales in Estates On Lake Mills, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Estates On Lake Mills?
The median sale price in Estates On Lake Mills was $1.10M over the 12 months ending September 12, 2026 (3 closed sales, Stellar MLS).
How long do homes in Estates On Lake Mills take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 15 days on market (3 sales, Stellar MLS).
Who is the best real estate agent for Estates On Lake Mills?
The best agent for Estates On Lake Mills is one who actively works Chuluota and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Estates On Lake Mills.
How do I find a top Chuluota real estate agent who knows Estates On Lake Mills?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Estates On Lake Mills and the wider Chuluota area.
Can Momentum Realty connect me with an agent for Estates On Lake Mills?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Estates On Lake Mills purchase or sale - no call center and no pressure.
A buyer with a flexible timeline who wants a specific gated Chuluota address and is willing to wait for the next of only seven homes to listExcellent fit
A move-up buyer targeting a larger single-family home (median 3,091 sqft) built in the early 2000s rather than new constructionExcellent fit
A buyer who values amenities like tennis, pickleball, and gated access and is comfortable verifying current HOA terms directlyExcellent fit
A buyer who needs to compare several active listings side by side before deciding - there is currently nothing on marketProbably not
A buyer working with a firm short-term deadline who cannot wait out a thin, low-turnover inventory poolProbably not
A buyer seeking variety in floor plans or build years - all seven homes were built within a tight 2003-2005 windowProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 14, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2014 (23 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Estates On Lake Mills with Momentum Realty’s local guides.

CWChula Woods0.2 mi away · 1 for saleTrails The Reserve0.3 mi away · 1 for saleLake Mills Shores0.4 mi away · 2 for saleTTrails0.5 mi away · median $644K, 10 sales/12 moNorth Chuluota0.5 mi away · median $336K, 15 sales/12 moNNorth0.6 mi away

Browse all neighborhood guides →

Thinking of selling in Estates On Lake Mills? 3 recorded closings; median 15 days on market (window ending 2026-09-12). See the Seminole County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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