Estates On Lake Mills
Homes for Sale in Chuluota, FL
All 19 homes for sale in CHULUOTA, FL · median $799,000 · 16 homes for sale in 32766 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 2003 - 2004; 3 of 3 report an HOA (median $194/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 56 ft). As of October 2026, the MLS records 23 closed sales in Estates On Lake Mills in Chuluota, FL since 2014, the most recent in July 2026. Across Chuluota as a whole, 29 homes closed in the last 12 months at a median of $644,500, 30 median days on market, with 8 homes for sale today. At that median and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $9,780 ($9,180 with the full homestead exemption).
| Location | CHULUOTA, Seminole County, FL · ZIP 32766 |
|---|---|
| Homes in the community | 71 (FL DOR 2025 assessment roll) |
| Years built | 2003–2007 (median 2004) |
| Typical living area | 3,833 sq ft (median) |
| Amenities listed by sellers | Playground, Tennis Court(s), Gated Community, Gated Community - No Guard, Pickleball Court(s), Basketball Court |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 86% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Estates On Lake Mills key facts,” movewithmomentum.com/neighborhoods/estates-on-lake-mills-chuluota, data as of September 20, 2026.

This is a seven-home community, and right now none of them are on the market. That scarcity is the story here more than any single price point. With a median of $1,226,000 on homes built 2003-2005 and averaging just over 3,000 square feet, this is a small enclave where turnover is rare and each sale sets the tone for the next.
The recent closing pace (17-day median days on market, three closings in the recent window) suggests that when something here does list, it moves. High homestead share (85.7%) reinforces that most owners are settled in rather than treating these as investment flips. For a buyer, that means patience and a standing relationship with someone tracking the community closely; for a seller, it means limited direct comparables and a need to price carefully against a thin dataset.
Nearby homes for sale
No active listings inside Estates On Lake Mills right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Estates On Lake Mills sits inside gated grounds in Chuluota, Seminole County - a compact run of seven homes built in the early 2000s, all similarly sized, with no active inventory as of this snapshot.
Stellar MLS sales records identify 49 homes in Estates On Lake Mills that have changed hands since 2004, built between 2003 and 2007 (median 2004), with a median living area of about 3,677 sq ft and a typical 5-bedroom, 4-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in Estates On Lake Mills across 2025 - 2025, median $1.10M - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Estates On Lake Mills. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Estates On Lake Mills; content deemed reliable but not guaranteed.
Who Estates On Lake Mills is best for.
Best for
- A buyer with a flexible timeline who wants a specific gated Chuluota address and is willing to wait for the next of only seven homes to list
- A move-up buyer targeting a larger single-family home (median 3,091 sqft) built in the early 2000s rather than new construction
- A buyer who values amenities like tennis, pickleball, and gated access and is comfortable verifying current HOA terms directly
Probably not for
- A buyer who needs to compare several active listings side by side before deciding - there is currently nothing on market
- A buyer working with a firm short-term deadline who cannot wait out a thin, low-turnover inventory pool
- A buyer seeking variety in floor plans or build years - all seven homes were built within a tight 2003-2005 window
The market around Estates On Lake Mills
Estates On Lake Mills is too small for its own price trend, so here is the market around it.
In ZIP 32766, 59 homes are on the market and 32% are under contract — a fast-moving corner of Chuluota.
Across Seminole County, 1,676 homes are active and 570 pending (25% under contract).
In ZIP 32766 (CHULUOTA), 158 homes closed in the last 12 months at a median of $644K ($258/sq ft), up 5.1% year over year, with a median 28 days on market. Right now 22 active and 11 pending listings put supply at about 2.4 months - a healthy market. See the live ZIP 32766 housing market and the Seminole County market.
ZIP and county figures describe the wider market, not Estates On Lake Mills specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Estates On Lake Mills, CHULUOTA
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Estates On Lake Mills on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Estates On Lake Mills
- Playground · reported on 4 of 4 listings
- Tennis Court(s) · reported on 4 of 4 listings
- Gated Community - No Guard · reported on 3 of 4 listings
- Pickleball Court(s) · reported on 3 of 4 listings
- Gated Community · reported on 3 of 4 listings
- Gated · reported on 2 of 4 listings
- Golf Carts OK · reported on 1 of 4 listings
- Basketball Court · reported on 1 of 4 listings
- Gated Community - Guard · reported on 1 of 4 listings
- Security Lights · reported on 1 of 4 listings
- Fence Restrictions · reported on 1 of 4 listings
- Maintenance · reported on 1 of 4 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Estates On Lake Mills buying strategy.
If we were buying in Estates On Lake Mills today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Estates On Lake Mills.
A small, tightly held pocket
Seven homes is the entire community - not a subset, not a phase, the whole thing. Built within a two-year window (2003-2005) and landing at a median 3,091 square feet, the homes here were delivered with a consistent size and era, which shows up in the tight construction-year range. That consistency simplifies comparisons when something does sell, but it also means there is little room for a buyer to shop for meaningfully different floor plans or vintages within the gates.
Pricing here is driven by condition and lot specifics more than by broad market swings, given the small sample size behind the $1,226,000 median and $291.49 median price per square foot. The community amenities on file - tennis and pickleball courts, a playground, basketball court, and gated access with reported guard and non-guard configurations - point to a full-amenity build, though buyers should confirm current access and guard status directly with the HOA, since amenity records span multiple listing periods.
The location and the amenities are priced into every listing in Estates On Lake Mills. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings and only seven homes in the entire community, there is no MLS search that will surface real-time opportunity here - this is a network and relationship community. We track off-market movement, ownership changes, and pre-list signals in small enclaves like this one, and we give straight guidance on whether the wait is worth it for a given budget and timeline.
Estates On Lake Mills in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $194/month (about $2,328/yr) · median of 44 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $194 per month ($2,328 a year) - the median AssociationFee across 44 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Estates On Lake Mills buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Estates On Lake Mills sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Estates On Lake Mills, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Estates On Lake Mills home worth?
Get a no-obligation home value based on real comparable sales in Estates On Lake Mills, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Chuluota →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Seminole County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Seminole County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Estates On Lake Mills?
What share of Estates On Lake Mills is owner-occupied?
When were the homes in Estates On Lake Mills built?
Who is the best real estate agent for Estates On Lake Mills?
How do I find a top Chuluota real estate agent who knows Estates On Lake Mills?
Can Momentum Realty connect me with an agent for Estates On Lake Mills?
Where is Estates On Lake Mills, and what county is it in?
Should you buy in Estates On Lake Mills?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32766)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Estates On Lake Mills fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Estates On Lake Mills
- Find an agent · How to choose the best real estate agent in Estates On Lake Mills
Nearby Communities
Explore more neighborhoods near Estates On Lake Mills with Momentum Realty’s local guides.






