Landmark on St Andrews
Condos for Sale in Panama City, FL
All 258 homes for sale in Panama City, FL · median $349,600 · 237 condos for sale in Panama City · 124 homes for sale in 32401 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of September 2026, Landmark On St. Andrews Bay in Panama City, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 7 recorded sales closed at a median of $185,000, a median 134 days on market, sellers accepting 89% of original asking (-37% versus the prior year). Homes listed or recently sold were built 1969–1969; 4 of 4 report an HOA (median $535/mo); 3 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $2,270 ($1,790 with the full homestead exemption).
| Location | Panama City, Bay County, FL · ZIP 32401, 32408 |
|---|---|
| Sale prices, last 12 months | $185,000 median across 7 closed sales · -37.3% vs the prior 12 months |
| Days on market (closed sales) | 134 median |
| For sale right now | 2 active, 3 pending · median asking $243,300 |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Landmark On St. Andrews Bay key facts,” movewithmomentum.com/neighborhoods/landmark-on-st-andrews-bay, data as of September 20, 2026.
The number that matters here is the 134-day median time on market. That is not a market moving quickly on price — it is one where sellers are waiting for the right buyer, and where a listing that lingers is the norm rather than the exception. At a $189,000 median price, this is a value-priced corner of the St. Andrews Bay area, and the pricing reflects a mix of condition and unit-specific factors more than broad demand pressure.
The year-over-year change of -14.1% and a market heat score of 15 both point the same direction: this is a soft, buyer-leaning market right now. With only 7 closings in the current window, the sample is thin, which means any single sale can move the median. Sellers should price to the data they have, not to what the community did previously, and buyers have room to negotiate on terms and timeline.
Landmark on St Andrews right now
🔴 Off the recent peak. The trailing-12-month median ($185K) is down 37.3% from the prior 12 months ($295K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Medium (7 and 13 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Landmark on St Andrews market snapshot (as of September 20, 2026): the median sale price is about $185K, and a median 134 days on market for closed sales. The trailing-12-month median is down 37% from the prior 12 months, computed from record-level CPAR MLS closed sales (7 closings in the current window).
In ZIP 32401 (Panama City), 337 homes closed in the last 12 months at a median of $307K, up 0.5% year over year, with a median 62 days on market. Right now 166 active and 29 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.
CPAR sales records identify 9 homes in Landmark On St. Andrews Bay that have changed hands since 2024, built between 1969 and 1969 (median 1969), with a median living area of about 970 sq ft and a typical 2-bedroom, 1-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Landmark On St. Andrews Bay sits in the St. Andrews Bay corridor of Panama City, Bay County, and current activity is limited enough that each closing carries real weight in reading the market. This is a snapshot of a slow, low-volume period rather than a fast-turning one.
The setting & the homes.
Aerial and on-site photos of Landmark on St Andrews. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Landmark on St Andrews
Landmark on St Andrews
Landmark on St Andrews
Landmark on St AndrewsPhotos from CPAR MLS listings in Landmark on St Andrews; content deemed reliable but not guaranteed.
Who Landmark on St Andrews is best for.
Best for
- Buyers targeting a lower price point near St. Andrews Bay and willing to evaluate units individually on condition.
- Buyers with flexible timelines who can work through a slower-moving negotiation process.
- Buyers who want to verify amenities and building details directly rather than assume a standard package.
Probably not for
- Buyers who need a quick, competitive-offer closing timeline.
- Buyers expecting confirmed amenities like a pool or clubhouse as part of the purchase without independent verification.
- Buyers relying on recent local sales trends to project near-term price direction, given the limited closings data available.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($185K) IS the median in the snapshot above, and the move from 2025 ($295K) IS the -37.3% one-year change.
Windows contain 2 to 17 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
12% of homes for sale in ZIP 32401 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
Landmark on St Andrews Market Scorecard
Landmark on St Andrews is currently a balanced market., a median asking price of $243,300, and homes go under contract in about 330 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Landmark On St. Andrews Bay, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Landmark on St Andrews
Live MLS inventory for Landmark on St Andrews. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Landmark on St Andrews listings as of 2026-09-26, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Landmark on St Andrews on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Landmark on St Andrews buying strategy.
If we were buying in Landmark on St Andrews today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Landmark on St Andrews.
A slow-moving corner of the market
A median of 134 days on market means listings here are not moving on a compressed timeline. For sellers, that argues for realistic initial pricing and patience rather than chasing the market down with repeated cuts. For buyers, it means less urgency and more leverage to negotiate on price, closing costs, or repairs.
The -14.1% year-over-year change and a market heat score of 15 both describe a market that has cooled from wherever it stood previously. With just 7 closings in the current window, that shift is being driven by a small number of transactions, so it is worth treating any single data point as directional rather than definitive. Current MLS listings do not identify specific community amenities, so anything beyond the unit itself — pool, dock, clubhouse, or similar — should be confirmed directly rather than assumed.
The location and the amenities are priced into every listing in Landmark on St Andrews. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume market like this one, pricing strategy and negotiation matter more than usual because there are fewer comparable closings to lean on. We track the current window closely, help sellers set a number that reflects today's pace rather than an outdated one, and help buyers understand where there is room to negotiate given the extended time-on-market pattern.
Landmark on St Andrews in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $497/month (about $5,964/yr) · median of 79 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $497 per month ($5,964 a year) — the median AssociationFee across 79 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Landmark on St Andrews buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Landmark on St Andrews sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Landmark on St Andrews, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Landmark on St Andrews home worth?
Get a no-obligation home value based on real comparable sales in Landmark on St Andrews, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Landmark On St. Andrews Bay
Homes in Landmark On St. Andrews Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 2100 W Beach Drive B202 · off market
- 2100 W Beach Drive W101 · off market
Frequently Asked Questions
What is the median home price in Landmark on St Andrews?
How long do homes in Landmark on St Andrews take to sell?
Who is the best real estate agent for Landmark on St Andrews?
How do I find a top Panama City real estate agent who knows Landmark on St Andrews?
Can Momentum Realty connect me with an agent for Landmark on St Andrews?
Where is Landmark on St Andrews, and what county is it in?
Should you buy in Landmark on St Andrews?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (132 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Landmark On St. Andrews Bay fits the bigger picture — live prices, inventory, and Momentum Scores:
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