Miller's Crossing
Homes for Sale in Santa Rosa Beach, FL
All 848 homes for sale in Santa Rosa Beach, FL · median $1,135,000 · 878 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Miller's Crossing in Santa Rosa Beach, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $255,000, a median 165 days on market, sellers accepting 85% of original asking (-9% versus the prior year). Homes listed or recently sold were built 2018–2018. At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $2,490 ($2,100 with the full homestead exemption).
| Location | Santa Rosa Beach, Walton County, FL · ZIP 32459 |
|---|---|
| Home types (current listings and sales) | townhouses 100% |
| Amenities listed by sellers | Short Term Rental - Not Allowed, Pets Allowed |
| Sale prices, last 12 months | $255,000 median across 5 closed sales · -8.9% vs the prior 12 months |
| Days on market (closed sales) | 165 median |
| For sale right now | 2 active, 0 pending · median asking $262,450 · 4.8 months of supply |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Miller's Crossing key facts,” movewithmomentum.com/neighborhoods/miller-s-crossing, data as of September 20, 2026.
Miller's Crossing sits in Santa Rosa Beach with a median price of $257,500, which reads low for Walton County and tells you this is a market where condition and specifics drive the number far more than any headline. With no amenities identified from current MLS listings, you are buying the home itself, not a lifestyle package, so price here is a function of the property in front of you rather than a shared community draw.
The posture right now favors patience. Median days on market sit at 140 and prices are down 8% year over year, so sellers should expect a longer runway and buyers have room to negotiate on well-worn or dated inventory. With only one active listing and six closings in the window, this is a thin, slow-moving market — read every comp carefully before you anchor to a price.
Miller's Crossing right now
🟡 Balanced market. 4.8 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (2 active and pending listings, 5 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($255K) is down 8.9% from the prior 12 months ($280K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 29, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Miller's Crossing market snapshot (as of September 20, 2026): the median sale price is about $255K, a median 165 days on market for closed sales, and 4.8 months of supply, a balanced market. The trailing-12-month median is down 9% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (5 closings in the current window).
In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.
Emerald Coast MLS sales records identify 21 homes in Miller's Crossing that have changed hands since 2018, built between 2013 and 2019 (median 2018), with a median living area of about 1,526 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are townhomes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
This is a small, quiet pocket of Santa Rosa Beach where the median lands at $257,500 and inventory is scarce. Treat it as a property-by-property market rather than a community with a defining amenity.
The setting & the homes.
Aerial and on-site photos of Miller's Crossing. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Miller's CrossingPhotos from Emerald Coast MLS listings in Miller's Crossing; content deemed reliable but not guaranteed.
Who Miller's Crossing is best for.
Best for
- Value-focused buyers targeting a lower price point in Santa Rosa Beach
- Buyers comfortable with a slow market and long days on market
- Renovation-minded buyers willing to weigh condition against price
Probably not for
- Buyers who need to close fast or have limited time to shop
- Buyers wanting a wide selection of active listings to compare
- Buyers expecting on-site amenities as part of the community
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($255K) IS the median in the snapshot above, and the move from 2025 ($280K) IS the -8.9% one-year change.
Windows contain 0 to 7 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).
Miller's Crossing Market Scorecard
Miller's Crossing is currently a balanced market. About 4.8 months of supply, a median asking price of $262,450, and homes go under contract in about 198 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Miller's Crossing, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Miller's Crossing
Live MLS inventory for Miller's Crossing. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Miller's Crossing listings as of 2026-09-28, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Miller S Crossing Right Now (2)
All 2 active and pending Miller S Crossing listings with a detail page, newest first, refreshed twice a day from the MLS.
- 115 Crossing Lane #Unit D · $259,900 · 3 bd / 2.5 ba · listed Aug 20, 2026 · listed by Keller Williams Success Realty
- 64 Crossing Lane #Unit A · $265,000 · 3 bd / 2.5 ba · listed Jun 30, 2026 · listed by Compass
Miller's Crossing on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Dune Lakes · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Miller's Crossing listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Miller's Crossing address.
Shop the zone: Homes zoned for South Walton High School
The Miller's Crossing buying strategy.
If we were buying in Miller's Crossing today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Miller's Crossing.
A thin, slow market
The numbers here demand caution because there aren't many of them. Six closings in the window and a single active listing mean each transaction carries outsized weight, and the 140-day median on market says homes are not moving quickly. That combination gives a prepared buyer leverage, but it also means comps are sparse and pricing takes judgment, not a formula.
The 8% year-over-year decline reinforces the point: this is not a rising tide. Because no amenities show up in current listings, differences between homes come down to condition, lot, and layout. Expect a wide spread in what individual properties are worth, and budget for the possibility that the right home needs work.
The location and the amenities are priced into every listing in Miller's Crossing. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Miller's Crossing buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (3.0). Basis: Recent Direction -8.9% year-over-year; Liquidity & Demand 4.8 months of supply; Pricing Power 85.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this thin, the value is in reading the few data points correctly and pacing your offer to a 140-day norm rather than a hot-market reflex. We will walk the specific homes, weigh condition against the $257,500 median, and tell you plainly when a listing is priced for a faster market than this one actually is.
Miller's Crossing in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Miller's Crossing buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Miller's Crossing sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Miller's Crossing, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Miller's Crossing home worth?
Get a no-obligation home value based on real comparable sales in Miller's Crossing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
Frequently Asked Questions
What is the median home price in Miller's Crossing?
How long do homes in Miller's Crossing take to sell?
Is Miller's Crossing a buyer's or seller's market right now?
Who is the best real estate agent for Miller's Crossing?
How do I find a top Santa Rosa Beach real estate agent who knows Miller's Crossing?
Can Momentum Realty connect me with an agent for Miller's Crossing?
Where is Miller's Crossing, and what county is it in?
Is Miller's Crossing a good place to live?
Should you buy in Miller's Crossing?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 28, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2018 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Miller's Crossing fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Miller's Crossing
- Home values · What homes in Miller's Crossing actually sell for
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