Palm Court Yacht Club
Condos for Sale in Fort Walton Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Palm Court Yacht Club in Fort Walton Beach, FL has 3 homes for sale. Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $440,000, a median 61 days on market, sellers accepting 94% of original asking (-17% versus the prior year). Homes listed or recently sold were built 1999–1999; 6 of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,670 ($5,160 with the full homestead exemption).
Homes For Sale Right Now in Palm Court Yacht Club
Live MLS inventory for Palm Court Yacht Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 171 daysTop listingActive · 116 days
Active · 302 daysActive and pending Palm Court Yacht Club listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Palm Court Yacht Club is a small, thinly-traded pocket in Fort Walton Beach, and that scale is the first thing to understand. With only two closings in the recent window and five homes currently active, this is not a market you read off a single average — each sale is its own negotiation, and condition, position, and water access do more to set price than any neighborhood-wide trend.
For sellers, five active listings means your home is being measured directly against a handful of visible competitors, so presentation and pricing discipline matter more than they would in a deep market. For buyers, low volume cuts both ways: there is little to comp against, so the right move is to underwrite the specific property in front of you rather than assume the community carries you.
Palm Court Yacht Club right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: Medium (3 active and pending listings, 3 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($440K) is down 17.0% from the prior 12 months ($530K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 12. Confidence: Low (3 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Palm Court Yacht Club market snapshot (as of September 12, 2026): the median sale price is about $440K, a median 61 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 17% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (3 closings in the current window).
A compact, boating-oriented enclave in Okaloosa County where inventory is small enough that individual listings, not broad statistics, define the market. Expect to evaluate homes one at a time.
The setting & the homes.
Aerial and on-site photos of Palm Court Yacht Club. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Palm Court Yacht ClubPhotos from Emerald Coast MLS listings in Palm Court Yacht Club; content deemed reliable but not guaranteed.
Who Palm Court Yacht Club is best for.
Best for
- Boat owners who want water access and will verify dockage or slip rights on the specific home
- Buyers comfortable underwriting one property at a time in a low-inventory market
- Value-minded buyers willing to take on a condition-driven home where the spread works in their favor
Probably not for
- Buyers who need a large set of recent comparable sales before committing
- Anyone expecting shared community amenities like a pool or clubhouse
- Buyers who prioritize fast resale liquidity in a high-volume neighborhood
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($440K) IS the median in the snapshot above, and the move from 2025 ($530K) IS the -17.0% one-year change.
Windows contain 1 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
PALM COURT YACHT CLUB Market Scorecard
PALM COURT YACHT CLUB is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $420,000, and homes go under contract in about 171 days.
Typical home value in the 32548 ZIP is $341,402, about 7.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in PALM COURT YACHT CLUB, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Palm Court Yacht Club on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Elliott Point · Elementary
- Bruner · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Palm Court Yacht Club listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Palm Court Yacht Club address.
The Palm Court Yacht Club buying strategy.
If we were buying in Palm Court Yacht Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Court Yacht Club.
A small market that rewards patience
The MLS does not surface shared community amenities here, so the value proposition rests on the homes themselves and the location within Fort Walton Beach rather than on any club, pool, or common facility. Buyers drawn by the "yacht club" name should confirm exactly what water access, dockage, or slip rights come with a given property, because that varies by listing and is not guaranteed by the community name.
With such a limited number of active listings and only two recent closings, price discovery is genuinely difficult. A home in strong condition can command a premium and one needing work can trade well below it, and there simply are not enough transactions to smooth those differences into a tidy per-square-foot figure. That makes on-the-ground judgment more valuable here than in a high-volume subdivision.
The location and the amenities are priced into every listing in Palm Court Yacht Club. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Palm Court Yacht Club buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.6). Basis: Recent Direction -17.0% year-over-year; Liquidity & Demand 12.0 months of supply; Pricing Power 93.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this thin, the comps do not do the work for you — someone has to walk the specific home, read its condition against the small pool of active competition, and pressure-test what water access actually conveys. That is the analysis we bring, and it matters most exactly where the data is sparse.
Palm Court Yacht Club in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Palm Court Yacht Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Court Yacht Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palm Court Yacht Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palm Court Yacht Club home worth?
Get a no-obligation home value based on real comparable sales in Palm Court Yacht Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in PALM COURT YACHT CLUB
Homes in PALM COURT YACHT CLUB that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 321 Bream Avenue #502 · off market
- 321 Bream Avenue #604 · off market
Frequently Asked Questions
What is the median home price in Palm Court Yacht Club?
How long do homes in Palm Court Yacht Club take to sell?
Is Palm Court Yacht Club a buyer's or seller's market right now?
Who is the best real estate agent for Palm Court Yacht Club?
How do I find a top Fort Walton Beach real estate agent who knows Palm Court Yacht Club?
Can Momentum Realty connect me with an agent for Palm Court Yacht Club?
Should you buy in Palm Court Yacht Club?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Palm Court Yacht Club with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2001 (77 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how PALM COURT YACHT CLUB fits the bigger picture — live prices, inventory, and Momentum Scores: