Providence Reserve
Homes for Sale in Riverview, FL
All 777 homes for sale in Riverview, FL · median $379,999 · 290 homes for sale in 33578 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $520,000, $222 per square foot, a median 37 days on market, sellers accepting 95% of original asking (-3% versus the prior year). Homes listed or recently sold were built 2019 - 2021; 7 of 7 report an HOA (median $100/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 36 ft). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $8,180 ($7,550 with the full homestead exemption).
Providence Reserve right now
🟡 Off the recent peak. The trailing-12-month median ($520K) is down 2.8% from the prior 12 months ($535K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 24, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Providence Reserve market snapshot (as of September 20, 2026): the median sale price is about $520K ($222 per sq ft over the trailing 12 months of closed sales), and a median 37 days on market for closed sales. The trailing-12-month median is down 3% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
In ZIP 33578 (Riverview), 1,005 homes closed in the last 12 months at a median of $348K ($191/sq ft), down 3.4% year over year, with a median 37 days on market. Right now 226 active and 57 pending listings put supply at about 4.5 months - a balanced market. See the live ZIP 33578 housing market and the Hillsborough County market.
County records show 6 qualified sales in Providence Reserve across 2024 - 2025 (4 in 2024, 2 in 2025), median $535,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Providence Reserve is a community of 63 homes in Riverview, Hillsborough County, built between 2019 and 2021 (median 2020), with a median living area of about 2,618 square feet. 71% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Providence Reserve. Swipe to explore the community.
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Providence ReservePhotos from Stellar MLS listings in Providence Reserve; content deemed reliable but not guaranteed.
Homes For Sale Right Now in Providence Reserve
Live MLS inventory for Providence Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Providence Reserve listings as of 2026-10-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2026. Tap any home to ask about it.
Providence Reserve on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hillsborough County Public Schools (verify by address) · Public
- Symmes Elementary, McLane Middle, Spoto High commonly associated · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Providence Reserve listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Providence Reserve address.
Shop the zone: Homes zoned for Spoto High-Hb High School
The Providence Reserve buying strategy.
If we were buying in Providence Reserve today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Providence Reserve.
A closer look at the Providence Reserve market
At a median of $222 per square foot, Providence Reserve prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 3% year over year. Homes that do trade take a median 37 days on market, useful leverage on any listing that has lingered.
The housing stock is 63 homes built between 2019 and 2021, and 71% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Providence Reserve. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Providence Reserve buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.3). Basis: Recent Direction -2.8% year-over-year; Owner Commitment 71% owner-occupied; Pricing Power 94.7% sale-to-list. Refreshed with each data update.
What it really costs to own in Providence Reserve
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $100/month across 7 MLS listings (most billed monthly; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Hillsborough County is $1,816/yr (6,518 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2020 across 7 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Providence Reserve
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Providence Reserve
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Providence Reserve will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $100/month (about $1,200/yr) · median of 7 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $100 per month ($1,200 a year) - the median AssociationFee across 7 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Providence Reserve buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Providence Reserve sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Providence Reserve, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Providence Reserve home worth?
Get a no-obligation home value based on real comparable sales in Providence Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Riverview →
Recently off market in Providence Reserve
Homes in Providence Reserve that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 10714 Whitland Grove Drive · off market
Last 30 days in Providence Reserve: 1 closed sale (median $600,000). As of October 24, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
| Location | Riverview, Hillsborough County, FL · ZIP 33578 |
|---|---|
| Homes in the community | 63 (FL DOR 2025 assessment roll) |
| Years built | 2019–2021 (median 2020) |
| Typical living area | 2,618 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Gated Community - No Guard, Gated Community, Community Mailbox, Touchless Entry, Gated, Secured Garage/Parking |
| Sale prices, last 12 months | $520,000 median across 5 closed sales · $222 per sq ft · -2.8% vs the prior 12 months |
| Days on market (closed sales) | 37 median |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 71% |
| Zoned public schools | Hillsborough County Public Schools (verify by address); Symmes Elementary, McLane Middle, Spoto High commonly associated; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Providence Reserve key facts,” movewithmomentum.com/neighborhoods/providence-reserve, data as of September 20, 2026.
Housing distress & ownership in Providence Reserve, Riverview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
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Riverview guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Hillsborough County)
- Homestead exemption (Hillsborough County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Riverview? Join Momentum in Riverview: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Whitland Grove Drive (31 homes on record)
21% of homes for sale in ZIP 33578 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Hillsborough County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
What is the median home price in Providence Reserve?
How long do homes in Providence Reserve take to sell?
How many homes are in Providence Reserve?
What share of Providence Reserve is owner-occupied?
When were the homes in Providence Reserve built?
What schools serve Providence Reserve?
Who is the best real estate agent for Providence Reserve?
How do I find a top Riverview real estate agent who knows Providence Reserve?
Can Momentum Realty connect me with an agent for Providence Reserve?
Where is Providence Reserve, and what county is it in?
Is Providence Reserve a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 33578)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2022 (15 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Providence Reserve fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Providence Reserve
- Home values · What homes in Providence Reserve actually sell for
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