Saga Bay Gardens
Condos for Sale in Cutler Bay, FL
All 78 homes for sale in Cutler Bay, FL · median $310,000 · 45 condos for sale in Cutler Bay · 85 homes for sale in 33189 · Miami-Dade County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via MIAMI MLS
As of October 2026, Saga Bay Gardens Condo in Cutler Bay, FL has 6 homes for sale, asking from $189,000 to $295,000 (median $218,000). Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $190,000, $250 per square foot, a median 86 days on market, sellers accepting 95% of original asking. Homes listed or recently sold were built 1988–1988; 5 of 6 report an HOA (median $604/mo). At the median price and Miami-Dade County's FY2025-26 rate of 17.59 mills, annual property tax runs about $3,340 ($2,630 with the full homestead exemption).
| Location | Cutler Bay, Miami-Dade County, FL · ZIP 33189 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Sale prices, last 12 months | $190,000 median across 3 closed sales · $250 per sq ft |
| Days on market (closed sales) | 86 median |
| For sale right now | 6 active, 0 pending · median asking $218,000 |
Data as of September 20, 2026. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2017 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “SAGA BAY GARDENS CONDO key facts,” movewithmomentum.com/neighborhoods/saga-bay-gardens-condo, data as of September 20, 2026.
Last 30 days in Saga Bay Gardens: 2 new listings (median asking $194,450). As of September 23, 2026, Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Saga Bay Gardens Condo
Live MLS inventory for Saga Bay Gardens Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Saga Bay Gardens Condo listings as of 2026-09-23, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2017 through 2026. Tap any home to ask about it.
Every Home for Sale in Saga Bay Gardens Condo Right Now (6)
All 6 active and pending Saga Bay Gardens Condo listings with a detail page, newest first, refreshed twice a day from the MLS.
- 8240 SW 210th St 101 · $199,900 · 2 bd / 2 ba · listed Sep 8, 2026 · listed by Coldwell Banker Realty
- 8260 SW 210th St 308 · $189,000 · 1 bd / 1 ba · listed Sep 8, 2026 · listed by EXP Realty LLC
- 8200 SW 210th St 111 · $236,900 · 2 bd / 2 ba · listed Jul 12, 2026 · listed by Coldwell Banker Realty
- 8260 SW 210th St 220 · $295,000 · 2 bd / 2 ba · listed Jul 2, 2026 · listed by Alpha Realty Services Corp
- 8260 SW 210th St 210 · $230,000 · 2 bd / 2 ba · listed Jul 2, 2026 · listed by Epic Choice Realty
- 8200 SW 210th St 103 · $206,000 · 1 bd / 1 ba · listed Jul 2, 2026 · listed by Charles Rutenberg Realty FTL
Saga Bay Gardens Condo isn't giving us much to work with right now — the most recent window shows a single closing, which means there isn't a reliable pool of comparable sales to anchor a price trend. In a market this thin, the last closing tells you what one buyer and one seller agreed to on one day, not what the building is worth as a whole.
For a seller, that means pricing has to lean on unit-specific condition, floor plan, and any recent comparable activity in the broader Saga Bay area rather than a clean trend line. For a buyer, it means doing your own legwork on condo docs, reserves, and recent assessments before assuming the last sale is a fair benchmark — with volume this low, one outlier closing can skew perception of the whole community.
The 60-Second Overview
Saga Bay Gardens Condo market snapshot (as of September 20, 2026): the median sale price is about $190K ($250 per sq ft over the trailing 12 months of closed sales), and a median 86 days on market for closed sales.
In ZIP 33189 (Cutler Bay), 322 homes closed in the last 12 months at a median of $575K ($343/sq ft), up 1.7% year over year, with a median 45 days on market. Right now 123 active and 28 pending listings — a balanced market. See the live ZIP 33189 housing market and the Miami-Dade County market.
MIAMI REALTORS sales records identify 8 homes in SAGA BAY GARDENS Condo that have changed hands since 2020, built between 1988 and 1988 (median 1988), with a median living area of about 760 sq ft and a typical 1-bedroom, 1-bath layout; 100% are condominiums. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Saga Bay Gardens Condo is a condominium community in Miami-Dade County with very limited recent MLS turnover, which puts more weight on individual unit due diligence than on any building-wide pricing pattern.
The setting & the homes.
Aerial and on-site photos of Saga Bay Gardens Condo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Saga Bay Gardens CondoPhotos from MIAMI MLS listings in Saga Bay Gardens Condo; content deemed reliable but not guaranteed.
Who Saga Bay Gardens Condo is best for.
Best for
- A buyer targeting a specific unit in this building who is prepared to lean on condo documents and inspection rather than market comparables
- An investor comfortable evaluating a condo purchase on fundamentals when comparable sales data is limited
- A seller who has realistic expectations about pricing given the low recent transaction volume
Probably not for
- A buyer who wants a clear list of building amenities before considering a purchase, since none are currently identified in MLS data
- Anyone relying on recent sales trends to set or validate a price, given only a single closing in the current window
- A buyer who wants a fast, comparable-driven transaction rather than one built on individual due diligence
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level MIAMI MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($190K) IS the median in the snapshot above.
Windows contain 0 to 11 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2017 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Miami-Dade County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Miami-Dade County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
23% of homes for sale in ZIP 33189 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).
Saga Bay Gardens Condo Market Scorecard
Saga Bay Gardens Condo is currently a balanced market., a median asking price of $218,000, and homes go under contract in about 117 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: MIAMI MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
The Saga Bay Gardens Condo buying strategy.
If we were buying in Saga Bay Gardens Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Saga Bay Gardens Condo.
Reading a market with almost no data
Current MLS data does not identify any specific community amenities for Saga Bay Gardens Condo, and the closings window shows only a single transaction. That combination — no amenity detail on file and one closing — means this is not a community where we can point to a clear price band, a typical days-on-market figure, or an amenity package as a selling point. It's a snapshot, not a trend.
That doesn't mean the building isn't worth considering; it means the analysis has to move from the market level down to the unit level faster than usual. Condo association financials, building reserves, insurance status, and the specific unit's condition will carry more weight here than any aggregate statistic, simply because the aggregate statistic barely exists yet.
The location and the amenities are priced into every listing in Saga Bay Gardens Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When MLS data is this thin, the value of a broker isn't reciting stats — it's knowing what questions to ask the condo association, how to pull comparable context from outside the immediate closings window, and how to structure an offer or a listing when there isn't a clean trend to point to. That's the work we do before you sign anything.
Saga Bay Gardens Condo in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $604/month (about $7,248/yr) · median of 15 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $604 per month ($7,248 a year) — the median AssociationFee across 15 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Saga Bay Gardens Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Saga Bay Gardens Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Saga Bay Gardens Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Saga Bay Gardens Condo home worth?
Get a no-obligation home value based on real comparable sales in Saga Bay Gardens Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cutler Bay →
Recently off market in SAGA BAY GARDENS CONDO
Homes in SAGA BAY GARDENS CONDO that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 8240 SW 210th St 207 · off market
- 8240 SW 210th St 214 · off market
- 8240 SW 210th St 319 · off market
Frequently Asked Questions
What is the median home price in Saga Bay Gardens Condo?
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Where is Saga Bay Gardens, and what county is it in?
Should you buy in Saga Bay Gardens Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | MIAMI MLS, refreshed twice daily (last: September 23, 2026) |
| Community market stats | MIAMI MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | MIAMI MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2017 (63 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the MIAMI MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how SAGA BAY GARDENS CONDO fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Saga Bay GardensCondos for Sale in Cutler Bay
- Home values · What homes in Saga Bay GardensCondos for Sale in Cutler Bay actually sell for
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