Saga Bay Townhomes
Homes for Sale in Cutler Bay, FL

Saga Bay Townhomes is a townhome community in Miami-Dade County where pricing is being set unit by unit rather than by shared amenities, since no community amenities are currently identified in MLS listings for the area.

MIAMI REALTORS sales records identify 44 homes in SAGA BAY TOWNHOMES that have changed hands since 2006, built between 1986 and 2005 (median 1988), with a median living area of about 1,381 sq ft and a typical 3-bedroom, 2.5-bath layout; 95% are townhomes. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Saga Bay Townhomes is too small for its own price trend, so here is the market around it.

In ZIP 33189, 109 homes are on the market and 21% are under contract — a steady corner of Cutler Bay.

Across Miami-Dade County, 15,314 homes are active and 3,367 pending (18% under contract).

In ZIP 33189 (Cutler Bay), 322 homes closed in the last 12 months at a median of $575K ($343/sq ft), up 1.7% year over year, with a median 45 days on market. Right now 123 active and 28 pending listings — a balanced market. See the live ZIP 33189 housing market and the Miami-Dade County market.

ZIP and county figures describe the wider market, not Saga Bay Townhomes specifically. Momentum Research analysis of MLS records.

With only four closings feeding this snapshot, Saga Bay Townhomes is not a high-volume market segment right now, and that matters for how you use the numbers. The median price of $412,500 and median price per square foot of $268.16 are useful directional markers, but a single unusually updated or unusually dated unit can move them more than it would in a deeper market. Anyone pricing a listing or evaluating an offer here should look hard at the comparable unit itself, not just the community-wide median.

The year-over-year figure of -4.6% combined with a market heat score of 19 suggests demand has cooled from where it was, and a median 55.5 days on market backs that up — homes are sitting longer than in a fast-moving segment. That is not a red flag on its own; it is a signal that sellers should expect more negotiation and buyers should expect more room to ask for it, particularly on units that need work, since price per square foot spread is likely doing more of the talking than any shared amenity would.

In a segment with only a handful of recent closings, pricing strategy depends on reading the specific comparables correctly rather than leaning on a broad community average. We track unit-level detail, days-on-market patterns, and the current negotiation posture so a listing gets priced to move and an offer gets structured to hold up in a market that is currently favoring buyers on time and terms.

Listings in this community report association dues of about $70 per month ($840 a year) — the median AssociationFee across 24 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.