SAGA BAY TOWNHOMES in Cutler Bay

SAGA BAY TOWNHOMES
Homes for Sale in Cutler Bay, FL

Community in Cutler Bay · Miami-Dade County · ZIP 33189
Median sale $412K
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Live Market Pulse
19/100
Market Heat
Cooler than normal
2019 → 2026 · 66 at the 2022 peak
0 is SAGA BAY TOWNHOMES's coldest market since 2019, 100 its hottest. Today: 19. How it's scored

Photo via miami

Built fromLive miami data13 years of closingsUpdated twice daily
Live · SAGA BAY TOWNHOMES Housing Pulse miami + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$412K
Median sold · 12 mo
down 4.6% vs the prior 12 months
-4.6%
1-yr price change
n = 4 and 4 sales in the two windows
$268/sf
Sold $/sqft · 12 mo
peak $314 in 2023
94.9%
Sale vs ask
Tempo
56days
Median DOM · closed
9 days at the 2021 low
4
Sold · last 12 mo
10-yr average: about 5 a year
Ownership and context
25%
Cash buyers · SAGA BAY TOWNHOMES
1 of 4 sales, 12 mo ending July 2026
Track record · 13 years of records
1,512sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

The current read on Saga Bay Townhomes starts with a small data set: four closings in the window behind this snapshot. That is enough to establish a directional price but not enough to treat the median as a precise ceiling or floor. At $412,500 with a median price per square foot of $268.16, pricing here is condition and unit-size driven rather than amenity driven — there is no community amenity package identified in current MLS listings, so value is coming from the structure itself, not shared recreation space.

A median days-on-market of just over 55 days and a market heat score of 19 point to a slower-moving, buyer-leaning posture right now. Combined with a year-over-year price change of -4.6%, this reads as a market where sellers need to price accurately from day one rather than testing the top of the range, and where buyers have some room to negotiate on terms or closing costs rather than needing to move on the first showing.

SAGA BAY TOWNHOMES Housing Pulse · Momentum Research · as of July 20, 2026

SAGA BAY TOWNHOMES right now

🟡 Off the recent peak. The trailing-12-month median ($412K) is down 4.6% from the prior 12 months ($432K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level miami closed sales, 12-month windows ending July 20. Confidence: Low (4 and 4 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 20, 2026 · Live data: miami, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

SAGA BAY TOWNHOMES market snapshot (as of July 20, 2026): the median sale price is about $412K ($268 per sq ft over the trailing 12 months of closed sales), and a median 56 days on market for closed sales. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level miami closed sales (4 closings in the current window).

Saga Bay Townhomes is a townhome community in Miami-Dade County where pricing is being set unit by unit rather than by shared amenities, since no community amenities are currently identified in MLS listings for the area.

Best for

  • Buyers focused on the unit itself — layout, condition, square footage — rather than shared amenities.
  • Buyers comfortable with a longer sale cycle who want negotiating leverage on price or closing terms.
  • Sellers who can price precisely to current comparables and are not expecting a fast, multiple-offer sale.

Probably not for

  • Buyers who want an established amenity package as part of what they are paying for.
  • Sellers expecting the tight timeline and firm pricing that comes with a hotter market.
  • Anyone relying on the community median alone to set a firm number without checking the specific comparable units.

Windows contain 0 to 9 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2013 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K2014201620182020202220242026
Down 4.6% year over year.
Every sale since 2013 · price vs size
$0$200K$400K1k2k2k
52 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$200$3002014201620182020202220242026
Up from $175 in 2013 to a $314 peak in 2023; $268 now.
Median days on market · closed sales
2040602014201620182020202220242026
9 days at the 2021 low; 56 now.
Sale price vs original ask · median
95%98%100%102%2014201620182020202220242026
94.9% now.
Homes sold per 12-mo window
02582014201620182020202220242026
0 to 9 a year; 4 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning202220242026
66 at the 2022 peak, 19 in the troughs, 19 now. Same score as the hero card, full history.

SAGA BAY TOWNHOMES Market Scorecard

Balanced

SAGA BAY TOWNHOMES is currently a balanced market., and homes go under contract in about 102 days.

$412,500
Median sold
$323
List $/sqft
102
Days on mkt
5/2/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: miami, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in SAGA BAY TOWNHOMES

Live MLS inventory for SAGA BAY TOWNHOMES. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending SAGA BAY TOWNHOMES listings as of 2026-08-19, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2013 through 2026. Tap any home to ask about it.

If we were buying in SAGA BAY TOWNHOMES today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in SAGA BAY TOWNHOMES.

Best Buy
Buyers and sellers who want a straightforward townhome purchase without factoring shared amenities into the value equation.
Biggest Risk
The small closing count means the median price and price per square foot can shift with the next few sales.
Sweet Spot
A buyer comparing unit condition and size closely against price per square foot rather than assuming a fixed community price band.
Avoid If
You need a fast, competitive-bid sale timeline or you are counting on community amenities as part of the value.

A small sample, a soft market

With only four closings feeding this snapshot, Saga Bay Townhomes is not a high-volume market segment right now, and that matters for how you use the numbers. The median price of $412,500 and median price per square foot of $268.16 are useful directional markers, but a single unusually updated or unusually dated unit can move them more than it would in a deeper market. Anyone pricing a listing or evaluating an offer here should look hard at the comparable unit itself, not just the community-wide median.

The year-over-year figure of -4.6% combined with a market heat score of 19 suggests demand has cooled from where it was, and a median 55.5 days on market backs that up — homes are sitting longer than in a fast-moving segment. That is not a red flag on its own; it is a signal that sellers should expect more negotiation and buyers should expect more room to ask for it, particularly on units that need work, since price per square foot spread is likely doing more of the talking than any shared amenity would.

The location and the amenities are priced into every listing in SAGA BAY TOWNHOMES. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a segment with only a handful of recent closings, pricing strategy depends on reading the specific comparables correctly rather than leaning on a broad community average. We track unit-level detail, days-on-market patterns, and the current negotiation posture so a listing gets priced to move and an offer gets structured to hold up in a market that is currently favoring buyers on time and terms.

SAGA BAY TOWNHOMES in 15 seconds.

Best forBuyers and sellers who want a straightforward townhome purchase without factoring shared amenities into the value equation.
Biggest advantageThe current negotiating room on price and terms, given the slower pace and softer year-over-year trend.
Biggest riskThe small closing count means the median price and price per square foot can shift with the next few sales.
Sweet spotA buyer comparing unit condition and size closely against price per square foot rather than assuming a fixed community price band.
Avoid ifYou need a fast, competitive-bid sale timeline or you are counting on community amenities as part of the value.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed SAGA BAY TOWNHOMES sales matched to your home.

What is your SAGA BAY TOWNHOMES home worth?

Get a no-obligation home value based on real comparable sales in SAGA BAY TOWNHOMES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in SAGA BAY TOWNHOMES?
The median sale price in SAGA BAY TOWNHOMES was $412K over the 12 months ending July 20, 2026 (4 closed sales, miami).
How long do homes in SAGA BAY TOWNHOMES take to sell?
Homes that closed in the 12 months ending July 20, 2026 took a median 56 days on market (4 sales, miami).
Do cash buyers compete in SAGA BAY TOWNHOMES?
Cash buyers took 25% of SAGA BAY TOWNHOMES sales in the 12 months ending July 2026 (1 of 4 closings, miami).
Who is the best real estate agent for SAGA BAY TOWNHOMES?
The best agent for SAGA BAY TOWNHOMES is one who actively works Cutler Bay and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for SAGA BAY TOWNHOMES.
How do I find a top Cutler Bay real estate agent who knows SAGA BAY TOWNHOMES?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows SAGA BAY TOWNHOMES and the wider Cutler Bay area.
Can Momentum Realty connect me with an agent for SAGA BAY TOWNHOMES?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your SAGA BAY TOWNHOMES purchase or sale - no call center and no pressure.
Buyers focused on the unit itself — layout, condition, square footage — rather than shared amenities.Excellent fit
Buyers comfortable with a longer sale cycle who want negotiating leverage on price or closing terms.Excellent fit
Sellers who can price precisely to current comparables and are not expecting a fast, multiple-offer sale.Excellent fit
Buyers who want an established amenity package as part of what they are paying for.Probably not
Sellers expecting the tight timeline and firm pricing that comes with a hotter market.Probably not
Anyone relying on the community median alone to set a firm number without checking the specific comparable units.Probably not

Data sources & freshness

Community market statsmiami closed sales, 12-month windows ending July 20, 2026
Under-contract sharesmiami records, as of 2026-07-18
Historical depthClosed-sale records back to 2013 (52 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of miami records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the miami member average and 8 days faster, and we’ll price yours against live your area comps.

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Thinking of selling in SAGA BAY TOWNHOMES? 4 recorded closings; median 55 days on market (window ending 2026-07-20). See the Miami-Dade County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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