Aerial view of Saga Bay Townhomes 1st Ad

Saga Bay Townhomes 1st Ad
Homes for Sale in Cutler Bay, FL

All 78 homes for sale in Cutler Bay, FL · median $310,000 · 32 townhomes for sale in Cutler Bay · 85 homes for sale in 33189 · Miami-Dade County homes for sale

Community in Cutler Bay · Miami-Dade County · ZIP 33189
Median sale $409K
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True comps, carrying-cost math, and listings before the portals.

Built fromLive MIAMI MLS data8 years of closingsUpdated twice daily

Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $408,750, $273 per square foot, a median 69 days on market, sellers accepting 90% of original asking (-0% versus the prior year). At the median price and Miami-Dade County's FY2025-26 rate of 17.59 mills, annual property tax runs about $7,190 ($6,480 with the full homestead exemption).

Live · Saga Bay Townhomes 1st Ad Housing Pulse MIAMI MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$409K ▼
Median sold · 12 mo
down 0.1% vs the prior 12 months
-0.1% ▼
1-yr price change
n = 4 and 3 sales in the two windows
$273/sf
Sold $/sqft · 12 mo
peak $323 in 2025
90.2%
Sale vs ask
Tempo
70days
Median DOM · closed
8 days at the 2018 low
4
Sold · last 12 mo
10-yr average: about 3 a year
Track record · 8 years of records
1,530sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Saga Bay Townhomes 1st Ad is pricing around $408,750 at the median, with price per square foot near $272.86. That per-foot figure is really the number to watch here — it tells you more about condition and unit size than the median price alone, since townhome layouts in this community can vary.

A median of just under 70 days on market and a modest 1.4% year-over-year move point to a market that is neither rushing nor stalling — offers are being made, but sellers priced realistically are the ones closing. With only four closings feeding this snapshot, treat every figure here as directional rather than precise, and lean on a current comparable pull before setting a list price or an offer.

Saga Bay Townhomes 1st Ad Housing Pulse · Momentum Research · as of September 20, 2026

Saga Bay Townhomes 1st Ad right now

🟡 Off the recent peak. The trailing-12-month median ($409K) is down 0.1% from the prior 12 months ($409K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level MIAMI MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: MIAMI MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Nearby homes for sale

No active listings inside SAGA BAY TOWNHOMES 1ST AD right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

8140 SW 209th St
$410K · 0.2 mi away
3 bd · 3 ba · 1,293 sqft
8140 SW 209th St
Listed by Realty One Group Evolution
8240 SW 210th St 101
$200K · 0.2 mi away
2 bd · 2 ba · 980 sqft
8240 SW 210th St 101
Listed by Coldwell Banker Realty
8260 SW 210th St 220
$295K · 0.2 mi away
2 bd · 2 ba · 980 sqft
8260 SW 210th St 220
Listed by Alpha Realty Services Corp
8260 SW 210th St 210
$230K · 0.2 mi away
2 bd · 2 ba · 980 sqft
8260 SW 210th St 210
Listed by Epic Choice Realty
8260 SW 210th St 308
$189K · 0.2 mi away
1 bd · 1 ba · 760 sqft
8260 SW 210th St 308
Listed by EXP Realty LLC
20801 SW 83rd Ave
$414K · 0.2 mi away
3 bd · 3 ba · 1,293 sqft
20801 SW 83rd Ave
Listed by Brown Harris Stevens

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Saga Bay Townhomes 1st Ad market snapshot (as of September 20, 2026): the median sale price is about $409K ($273 per sq ft over the trailing 12 months of closed sales), and a median 70 days on market for closed sales. The trailing-12-month median is down 0% from the prior 12 months, computed from record-level MIAMI MLS closed sales (4 closings in the current window).

In ZIP 33189 (Cutler Bay), 322 homes closed in the last 12 months at a median of $575K ($343/sq ft), up 1.7% year over year, with a median 45 days on market. Right now 123 active and 28 pending listings — a balanced market. See the live ZIP 33189 housing market and the Miami-Dade County market.

MIAMI REALTORS sales records identify 24 homes in SAGA BAY TOWNHOMES 1ST AD that have changed hands since 2018, built between 1988 and 2005 (median 1995), with a median living area of about 1,510 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are townhomes. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Saga Bay Townhomes 1st Ad is a Miami-Dade County townhome community where recent activity has been thin, so pricing signals should be read as a starting point for research rather than a fixed benchmark.

Best for

  • Buyers targeting a townhome purchase near the $408,750 median who are flexible on move-in timing given the longer typical marketing period.
  • Buyers comfortable doing extra diligence in a low-closing-volume market rather than relying on broad-based trend data.
  • Buyers prioritizing per-square-foot value and willing to compare unit condition directly rather than assuming a uniform product.

Probably not for

  • Buyers who need a documented list of community amenities before making a decision — none are currently identified from MLS listings.
  • Buyers who want a high-volume, data-rich market to lean on for pricing confidence.
  • Buyers expecting a fast-moving, competitive-offer environment based on the current median days on market.

Windows contain 1 to 5 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2018 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K20182020202220242026
Down 0.1% year over year.
Sold $ per sq ft · trailing 12 mo
$200$30020182020202220242026
Up from $171 in 2018 to a $323 peak in 2025; $273 now.
Median days on market · closed sales
20406020182020202220242026
8 days at the 2018 low; 70 now.
Sale price vs original ask · median
90%95%100%20182020202220242026
90.2% now.
Homes sold per 12-mo window
02420182020202220242026
1 to 5 a year; 4 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Miami-Dade County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,210/mo
Miami-Dade County typical true cost to own
$158/mo
Miami-Dade County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

21% of homes for sale in ZIP 33189 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).

If we were buying in Saga Bay Townhomes 1st Ad today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Saga Bay Townhomes 1st Ad.

Best Buy
Buyers comfortable evaluating a small, thinly-traded townhome market on a unit-by-unit basis rather than relying on broad community averages.
Biggest Risk
With only four closings behind this snapshot, the median price and per-square-foot figures carry a wide margin of uncertainty.
Sweet Spot
Buyers targeting a price point near the $408,750 median who are prepared to verify condition and any amenities directly.
Avoid If
You need amenity-backed community features confirmed upfront — none are currently identified from MLS listings here.

What the numbers actually say

With just four recorded closings in this window, this is a low-volume snapshot. The median price of $408,750 and per-square-foot figure of $272.86 are useful reference points, but they come from a small pool — a single high-condition renovation or a single distressed sale can swing the median meaningfully in either direction.

The median 69.5-day marketing period suggests these homes are not moving instantly, which gives buyers some room to negotiate on condition or terms rather than competing purely on speed. Year-over-year movement of 1.4% reads as essentially flat, so this is not a market where recent price history alone tells you much about where the next sale will land. No community amenities are identified from current MLS listings, so any pool, clubhouse, or recreational feature would need to be confirmed directly rather than assumed.

“

The location and the amenities are priced into every listing in Saga Bay Townhomes 1st Ad. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-volume community like this one, the median and per-square-foot numbers only tell part of the story — we pull the actual recent comparables, check unit-level condition, and verify what amenities (if any) actually apply before you write an offer or set a list price.

Saga Bay Townhomes 1st Ad in 15 seconds.

Best forBuyers comfortable evaluating a small, thinly-traded townhome market on a unit-by-unit basis rather than relying on broad community averages.
Biggest advantageA median 69.5-day marketing period gives buyers some room to negotiate rather than compete against fast-moving bidding.
Biggest riskWith only four closings behind this snapshot, the median price and per-square-foot figures carry a wide margin of uncertainty.
Sweet spotBuyers targeting a price point near the $408,750 median who are prepared to verify condition and any amenities directly.
Avoid ifYou need amenity-backed community features confirmed upfront — none are currently identified from MLS listings here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Saga Bay Townhomes 1st Ad homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Saga Bay Townhomes 1st Ad.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Saga Bay Townhomes 1st Ad sales matched to your home.

What is your Saga Bay Townhomes 1st Ad home worth?

Get a no-obligation home value based on real comparable sales in Saga Bay Townhomes 1st Ad, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Cutler Bay →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Saga Bay Townhomes 1st Ad?
The median sale price in Saga Bay Townhomes 1st Ad was $409K over the 12 months ending September 20, 2026 (4 closed sales, MIAMI MLS).
How long do homes in Saga Bay Townhomes 1st Ad take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 70 days on market (4 sales, MIAMI MLS).
Who is the best real estate agent for Saga Bay Townhomes 1st Ad?
The best agent for Saga Bay Townhomes 1st Ad is one who actively works Cutler Bay and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Saga Bay Townhomes 1st Ad.
How do I find a top Cutler Bay real estate agent who knows Saga Bay Townhomes 1st Ad?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Saga Bay Townhomes 1st Ad and the wider Cutler Bay area.
Can Momentum Realty connect me with an agent for Saga Bay Townhomes 1st Ad?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Saga Bay Townhomes 1st Ad purchase or sale - no call center and no pressure.
Where is Saga Bay Townhomes 1st Ad, and what county is it in?
Saga Bay Townhomes 1st Ad is in Cutler Bay, Miami-Dade County, FL, ZIP 33189.
Buyers targeting a townhome purchase near the $408,750 median who are flexible on move-in timing given the longer typical marketing period.Excellent fit
Buyers comfortable doing extra diligence in a low-closing-volume market rather than relying on broad-based trend data.Excellent fit
Buyers prioritizing per-square-foot value and willing to compare unit condition directly rather than assuming a uniform product.Excellent fit
Buyers who need a documented list of community amenities before making a decision — none are currently identified from MLS listings.Probably not
Buyers who want a high-volume, data-rich market to lean on for pricing confidence.Probably not
Buyers expecting a fast-moving, competitive-offer environment based on the current median days on market.Probably not

Data sources & freshness

Community market statsMIAMI MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesMIAMI MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2018 (29 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the MIAMI MLS member average and 8 days faster, and we’ll price yours against live local comps.

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More on Saga Bay Townhomes 1st Ad

Thinking of selling in SAGA BAY TOWNHOMES 1ST AD? 4 recorded closings; median 69 days on market (window ending 2026-09-20). See the Miami-Dade County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Saga Bay Townhomes 1st Ad with Momentum Realty’s local guides.

Saga Bay Gardens Condo0.2 mi away · median $190K, 3 sales/12 moSaga Bay Townhomes0.3 mi away · 5 for saleCACentury At0.3 mi away · 2 for saleCove Condo0.4 mi away · median $265K, 3 sales/12 moCentennial0.4 mi away · median $565K, 9 sales/12 moSea Grape Town Homes0.4 mi away · 2 for saleSaga Bay0.5 mi awayLe Club At Old Cutler Con0.6 mi away · median $240K, 11 sales/12 mo

Browse all neighborhood guides →

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