Theresa Arbor
Homes for Sale in Temple Terrace, FL
All 89 homes for sale in Temple Terrace, FL · median $349,000 · 49 homes for sale in 33617 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of October 2026, Theresa Arbor in Temple Terrace, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 10 recorded sales closed at a median of $598,000, $247 per square foot, a median 34 days on market, sellers accepting 96% of original asking (-11% versus the prior year). Homes listed or recently sold were built 1986 - 1995; 11 of 11 report an HOA (median $20/mo); none of the 11 geocoded homes sit in a FEMA special flood hazard zone (median elevation 41 ft). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $9,410 ($8,780 with the full homestead exemption).
Theresa Arbor right now
🟡 Balanced market. 1.1 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (1 active and pending listings, 10 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($598K) is down 11.3% from the prior 12 months ($674K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (10 and 8 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Theresa Arbor market snapshot (as of September 20, 2026): the median sale price is about $598K ($247 per sq ft over the trailing 12 months of closed sales), a median 35 days on market for closed sales, and 1.1 months of supply, a balanced market. The trailing-12-month median is down 11% from the prior 12 months, computed from record-level Stellar MLS closed sales (10 closings in the current window).
In ZIP 33617 (Temple Terrace), 441 homes closed in the last 12 months at a median of $332K ($223/sq ft), down 0.7% year over year, with a median 35 days on market. Right now 85 active and 29 pending listings put supply at about 3.8 months - a balanced market. See the live ZIP 33617 housing market and the Hillsborough County market.
County records show 9 qualified sales in Theresa Arbor across 2024 - 2025 (3 in 2024, 6 in 2025), median $649,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Theresa Arbor: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov.
Theresa Arbor is a community of 160 homes in Temple Terrace, Hillsborough County, built between 1960 and 2020 (median 1989.5), with a median living area of about 3,192 square feet. 89% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Theresa Arbor. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Theresa Arbor; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($598K) IS the median in the snapshot above, and the move from 2025 ($674K) IS the -11.3% one-year change.
Windows contain 0 to 12 sales each (10 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
18% of homes for sale in ZIP 33617 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Theresa Arbor Market Scorecard
Theresa Arbor is currently a balanced market. About 1.1 months of supply, a median asking price of $439,000.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Theresa Arbor
Live MLS inventory for Theresa Arbor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Theresa Arbor listings as of 2026-10-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.
Theresa Arbor on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Theresa Arbor
- Golf Carts OK · reported on 4 of 6 listings
- Deed Restrictions · reported on 2 of 6 listings
- Golf · reported on 2 of 6 listings
- Fitness Center · reported on 2 of 6 listings
- Playground · reported on 2 of 6 listings
- Pool · reported on 2 of 6 listings
- Tennis Court(s) · reported on 2 of 6 listings
- Dog Park · reported on 1 of 6 listings
- Park · reported on 1 of 6 listings
- Racquetball · reported on 1 of 6 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hillsborough County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Theresa Arbor listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Theresa Arbor address.
The Theresa Arbor buying strategy.
If we were buying in Theresa Arbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Theresa Arbor.
A closer look at the Theresa Arbor market
At a median of $247 per square foot, Theresa Arbor prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 1.1 months of supply, a balanced market and the trailing-12-month median down 11% year over year. Homes that do trade take a median 35 days on market, useful leverage on any listing that has lingered.
The housing stock is 160 homes built between 1960 and 2020, and 89% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Theresa Arbor. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Theresa Arbor buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.1). Basis: Recent Direction -11.3% year-over-year; Liquidity & Demand 1.1 months of supply; Owner Commitment 89% owner-occupied; Pricing Power 96.1% sale-to-list. Refreshed with each data update.
What it really costs to own in Theresa Arbor
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | MLS listings here mostly enter dues as billed annually, but the median entry is only $238/year across 10 listings (2026-10-20), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Hillsborough County is $1,816/yr (6,518 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 11 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1988 across 10 listings. An original roof here would be about 38 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Theresa Arbor
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Theresa Arbor
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Theresa Arbor will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues in MLS listings look inconsistent here (median entry $238/year across 10 listings). Confirm the current dues with the association
- Any club/amenity membership is billed separately
MLS listings here mostly enter association dues as billed annually, but the median entry is only $238 a year across 10 records, which usually means a quarterly or monthly amount was entered as annual. Ask the association or the listing agent for the current dues and what they cover before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 11 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=11) · as of 2026-10
Tools for a Theresa Arbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Theresa Arbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Theresa Arbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Theresa Arbor home worth?
Get a no-obligation home value based on real comparable sales in Theresa Arbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Temple Terrace →
Recently off market in Theresa Arbor
Homes in Theresa Arbor that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 6326 N Queensway Dr · off market
| Location | Temple Terrace, Hillsborough County, FL · ZIP 33617 |
|---|---|
| Homes in the community | 160 (FL DOR 2025 assessment roll) |
| Years built | 1960–2020 (median 1989.5) |
| Typical living area | 3,192 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Golf Carts OK, Deed Restrictions, Golf, Dog Park, Fitness Center, Park |
| Sale prices, last 12 months | $598,000 median across 10 closed sales · $247 per sq ft · -11.3% vs the prior 12 months |
| Days on market (closed sales) | 34 median |
| For sale right now | 1 active, 0 pending · median asking $439,000 · 1.1 months of supply |
| Owner-occupied (homestead) share | 89% |
| Zoned public schools | Hillsborough County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Theresa Arbor key facts,” movewithmomentum.com/neighborhoods/theresa-arbor-temple-terrace, data as of September 20, 2026.
Housing distress & ownership in Theresa Arbor, Temple Terrace
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Every Home for Sale in Theresa Arbor Temple Terrace Right Now (1)
All 1 active and pending Theresa Arbor Temple Terrace listings with a detail page, newest first, refreshed twice a day from the MLS.
- 6328 N Queensway Drive · $419,000 · 3 bd / 2 ba · pending · listed Jul 22, 2026 · listed by Coldwell Banker Realty
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Florida buyer guides
Frequently Asked Questions
What is the median home price in Theresa Arbor?
How long do homes in Theresa Arbor take to sell?
Is Theresa Arbor a buyer's or seller's market right now?
How many homes are in Theresa Arbor?
What share of Theresa Arbor is owner-occupied?
When were the homes in Theresa Arbor built?
What schools serve Theresa Arbor?
Who is the best real estate agent for Theresa Arbor?
How do I find a top Temple Terrace real estate agent who knows Theresa Arbor?
Can Momentum Realty connect me with an agent for Theresa Arbor?
Where is Theresa Arbor, and what county is it in?
Is Theresa Arbor in a flood zone?
Is Theresa Arbor a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (7 streets, ZIP 33617)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (73 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Theresa Arbor fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Theresa Arbor
- Home values · What homes in Theresa Arbor actually sell for
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