Useppa Island
Homes for Sale in Useppa Island, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Gulf Coast MLS
As of September 2026, Useppa Island in Useppa Island, FL has 4 homes for sale and 1 pending, asking from $950,000 to $2,800,000 (median $1,197,500). Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $937,500, $610 per square foot, a median 105 days on market, sellers accepting 92% of original asking (+1% versus the prior year). Homes listed or recently sold were built 1978–2009; 4 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 2 ft). At the median price and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $14,970 ($14,310 with the full homestead exemption).
| Location | Useppa Island, Lee County, FL · ZIP 33924 |
|---|---|
| Home types (current listings and sales) | singlefamilyresidence 80%, attached 20% |
| Sale prices, last 12 months | $937,500 median across 4 closed sales · $610 per sq ft · +1.4% vs the prior 12 months |
| Days on market (closed sales) | 105 median |
| For sale right now | 5 active, 1 pending · median asking $1,260,000 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Useppa Island key facts,” movewithmomentum.com/neighborhoods/useppa-island, data as of September 20, 2026.
Homes For Sale Right Now in Useppa Island
Live MLS inventory for Useppa Island. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Useppa Island listings as of 2026-09-26, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Useppa Island Right Now (5)
All 5 active and pending Useppa Island listings with a detail page, newest first, refreshed twice a day from the MLS.
- 123 Useppa Island Unit B · $950,000 · 2 bd / 3 ba · listed Jul 12, 2026 · listed by Century 21 Sunbelt Realty
- 128 Useppa Island · $2,200,000 · 4 bd / 4 ba · pending · listed Jul 11, 2026 · listed by Century 21 Sunbelt Realty
- 315 Useppa Island · $2,800,000 · 4 bd / 4 ba · listed Jun 27, 2026 · listed by Century 21 Sunbelt Realty
- 143 Useppa Island · $1,400,000 · 3 bd / 3 ba · listed Jun 27, 2026 · listed by Premier Sotheby's Int'l Realty
- 303 Useppa · $995,000 · 2 bd / 3 ba · listed Jun 27, 2026 · listed by Delta Realty Int Inc
Useppa Island trades in a thin, specialized market, and the numbers reflect that. With only a handful of closings in the current window, a $900K median and a per-square-foot figure north of $559 tell you more about the type of property changing hands than about a broad, liquid market. Every sale here moves the average.
An 85-day median days-on-market is longer than what you'd see in a typical mainland subdivision, which fits an island where access, condition, and buyer pool are all narrower. Sellers should price to the specific property, not to a community average built on so few data points, and buyers should expect negotiation room tied to condition rather than a fast, competitive bidding process.
Useppa Island right now
🟡 Still climbing. The trailing-12-month median ($938K) is up 1.4% from the prior 12 months ($925K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 28, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Useppa Island market snapshot (as of September 20, 2026): the median sale price is about $938K ($610 per sq ft over the trailing 12 months of closed sales), and a median 105 days on market for closed sales. The trailing-12-month median is up 1% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (4 closings in the current window).
In ZIP 33924 (Useppa Island), 26 homes closed in the last 12 months at a median of $560K ($595/sq ft), up 14.2% year over year, with a median 79 days on market. Right now 24 active and 1 pending listings — a buyer's market. See the live ZIP 33924 housing market and the Lee County market.
Florida Gulf Coast MLS sales records identify 24 homes in Useppa Island that have changed hands since 2015, built between 1912 and 2000 (median 1981), with a median living area of about 1,844 sq ft and a typical 3-bedroom, 3-bath layout. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Useppa Island is a small, low-volume market where each closing carries outsized weight in the statistics, and the current MLS data does not list any standardized community amenities to describe.
The setting & the homes.
Aerial and on-site photos of Useppa Island. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Useppa IslandPhotos from Florida Gulf Coast MLS listings in Useppa Island; content deemed reliable but not guaranteed.
Who Useppa Island is best for.
Best for
- Buyers looking for a distinct island property and comfortable with a longer marketing and negotiation timeline
- Sellers with a unique property who can price based on condition and specifics rather than a broad market average
- Buyers prioritizing the property itself over a defined set of community amenities
Probably not for
- Buyers who want a fast, competitive-offer transaction
- Buyers relying on a large set of recent comparable sales to validate price
- Buyers expecting a built-out amenity package as part of the purchase
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($938K) IS the median in the snapshot above, and the move from 2025 ($925K) IS the +1.4% one-year change.
Windows contain 1 to 14 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
8% of homes for sale in ZIP 33924 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-28).
Useppa Island Market Scorecard
Useppa Island is currently a balanced market., a median asking price of $1,260,000, and homes go under contract in about 161 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Useppa Island, Useppa Island
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Useppa Island on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Useppa Island buying strategy.
If we were buying in Useppa Island today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Useppa Island.
A Market of Few Transactions
The closings window here is small enough that the median price of $900,000 and median price-per-square-foot of $559.35 should be read as a snapshot of recent activity, not a stable trend line. A single unusual sale can shift these figures meaningfully from one reporting period to the next.
The 85-day median days-on-market suggests homes here sit longer than in higher-volume markets, which is consistent with a limited buyer pool and a property type that is not interchangeable with mainland inventory. Pricing strategy and marketing patience both need to account for that reality rather than assume typical market speed.
The location and the amenities are priced into every listing in Useppa Island. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, interpreting the data correctly matters more than reciting it. We look at what's actually closed, how long it sat, and what that means for your specific property or offer, rather than leaning on averages built from a handful of transactions.
Useppa Island in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $1,622/month (about $19,464/yr) · median of 17 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $1,622 per month ($19,464 a year) — the median AssociationFee across 17 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Useppa Island buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Useppa Island sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Useppa Island, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Useppa Island home worth?
Get a no-obligation home value based on real comparable sales in Useppa Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Useppa Island on the map →
Recently off market in Useppa Island
Homes in Useppa Island that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 218 Useppa Island · off market
- 303 Useppa Unit A · off market
- 507 Useppa · off market
- 515 Useppa · off market
Frequently Asked Questions
What is the median home price in Useppa Island?
How long do homes in Useppa Island take to sell?
Who is the best real estate agent for Useppa Island?
How do I find a top Useppa Island real estate agent who knows Useppa Island?
Can Momentum Realty connect me with an agent for Useppa Island?
Where is Useppa Island, and what county is it in?
Should you buy in Useppa Island?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (62 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Useppa Island fits the bigger picture — live prices, inventory, and Momentum Scores:
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