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Homes for Sale in Destin, FL

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594 homes are for sale in Destin, FL as of 2026-10-27, with 71 more under contract. The median list price is $641,950, most homes list between $285K to $2.15M, and the median listing has been on the market 128 days. That is 195 houses, 351 condos and 48 townhouses. 23 homes came on the market this week and 418 sold in the last 12 months at a median of $730,000.

Destin, FL key facts
LocationOkaloosa County, FL
ZIP codes with their own page1
For sale right now594 active, 71 under contract
Asking prices$641,950, median · most homes $285K–$2.15M
Median days on market (active listings)128
Property types for sale195 houses, 351 condos, 48 townhouses
New listings this week23
Homes sold, last 12 months418 at a median of $730,000

Listing counts and prices as of 2026-10-27; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Destin, FL key facts,” movewithmomentum.com/homes-for-sale/destin-fl/, data as of 2026-10-27.

594
Homes for sale
$641,950
Median list price
$285K to $2.15M
Typical range
128
Median days on market
23
New this week
71
Under contract
$4,384
Est. monthly cost at median
17.1
Months of supply

Newest homes for sale in Destin

The most recently listed homes in Destin, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

202 Henderson Resort Way #1301, home for sale in Destin
$1.40M New
3 bd · 3 ba · built 2022
202 Henderson Resort Way #1301, 32541
Destin
Listing courtesy of The Premier Property Group Seacrest Office
64 Terra Cotta Way, home for sale in Destin
$1.20M New
5 bd · 4 ba · built 1995
64 Terra Cotta Way, 32541
Terra Cotta Terrace
Listing courtesy of Scenic Sotheby's International Realty
82 Pompano Street, home for sale in Destin
$1.95M New
7 bd · 7.5 ba · built 2012
82 Pompano Street, 32541
Crystal Beach
Listing courtesy of LPT Realty LLC
4041 Broken Arrow Court, home for sale in Destin
$549,900 New
3 bd · 2 ba · built 2001
4041 Broken Arrow Court, 32541
Indian Lake
Listing courtesy of Urban Interest Realty LLC
3896 Gulf Mist Court, home for sale in Destin
$669,900 New
5 bd · 4 ba · built 1999
3896 Gulf Mist Court, 32541
Destin
Listing courtesy of Coldwell Banker Realty
124 Tuscany Drive, home for sale in Destin
$615,000 New
3 bd · 3 ba · built 1999
124 Tuscany Drive, 32541
Tuscany S/D Ph2 Lot 40
Listing courtesy of Real Estate Professionals of Destin Inc
4645 Destiny Way, home for sale in Destin
$4.40M New
5 bd · 5.5 ba · built 2020
4645 Destiny Way, 32541
Destiny S/D
Listing courtesy of Destin Vacation Company LLC
4376 Stonebridge Road, home for sale in Destin
$1.55M New
4 bd · 3.5 ba · built 2001
4376 Stonebridge Road, 32541
Destin
Listing courtesy of Wooley Luxury Properties LLC
207 Beach Drive #A, home for sale in Destin
$289,000 New
2 bd · 1.5 ba · built 1981
207 Beach Drive #A, 32541
Destin
Listing courtesy of Red Hot Realty
775 Gulf Shore Drive #8149, home for sale in Destin
$285,000 New
1 bd · 1 ba · built 1986
775 Gulf Shore Drive #8149, 32541
Sandpiper Cove
Listing courtesy of Keller Williams Realty Destin
91 Stingray Street, home for sale in Destin
$1.92M New
6 bd · 5 ba · built 1994
91 Stingray Street, 32541
Crystal Beach
Listing courtesy of Watersound Real Estate
1018 E Highway 98 #150, home for sale in Destin
$1.35M New
3 bd · 3 ba · built 1996
1018 E Highway 98 #150, 32541
Destin
Listing courtesy of Brix Realty
3290 Scenic Highway 98 East #201B, home for sale in Destin
$750,000 New
1 bd · 1.5 ba · built 1995
3290 Scenic Highway 98 East #201B, 32541
Destin
Listing courtesy of Ocean Reef Realty Inc
4010 Dancing Cloud Court #400, home for sale in Destin
$269,000 New
3 bd · 2 ba · built 1999
4010 Dancing Cloud Court #400, 32540
Indian Lake
Listing courtesy of ERA American Real Estate
97 Sunflower Court, home for sale in Destin
$1.98M New
3 bd · 3 ba · built 1999
97 Sunflower Court, 32541
Destin Pointe
Listing courtesy of Kohls Group LLC
1008 Highway 98 #123, home for sale in Destin
$1.07M New
2 bd · 2 ba · built 1984
1008 Highway 98 #123, 32541
Destin
Listing courtesy of 850 Properties - Santa Rosa Beach
4326 Carriage Lane, home for sale in Destin
$995,000 New
3 bd · 2.5 ba · built 2003
4326 Carriage Lane, 32541
Kelly Plantation S/D
Listing courtesy of 30A Local Real Estate
445 Gulf Shore Drive #14, home for sale in Destin
$899,000 New
3 bd · 3.5 ba · built 1980
445 Gulf Shore Drive #14, 32541
Destin
Listing courtesy of Emerald Coast Local Real Estate Inc
1040 E Highway 98, #716, home for sale in Destin
$429,900 New
1 bd · 1.5 ba · built 1984
1040 E Highway 98, #716, 32541
Destin
Listing courtesy of Coldwell Banker Realty
4207 Indian Bayou Trail #2810, home for sale in Destin
$320,000 New
2 bd · 2 ba · built 2007
4207 Indian Bayou Trail #2810, 32541
The Palms Of Destin
Listing courtesy of Coastal Heritage Real Estate LLC
950 E Highway 98 #7091, home for sale in Destin
$2.95M New
3 bd · 3.5 ba · built 1983
950 E Highway 98 #7091, 32541
Destin
Listing courtesy of Compass
4217 Jade Loop, home for sale in Destin
$436,000 New
3 bd · 2 ba · built 2005
4217 Jade Loop, 32541
Diamond Lakes
Listing courtesy of Go Coastal Realty LLC
4207 Indian Bayou Trail #2508, home for sale in Destin
$285,000 New
2 bd · 2 ba · built 2007
4207 Indian Bayou Trail #2508, 32541
The Palms Of Destin
Listing courtesy of Coldwell Banker Realty
4071 Burning Tree Drive, home for sale in Destin
$675,000
3 bd · 2.5 ba · built 1998
4071 Burning Tree Drive, 32541
Windsor Forest
Listing courtesy of Pinnacle Beach Properties

Destin homes for sale by price

Every active listing in Destin grouped by price, with the newest listings in each band. The median is $641,950; the busiest band is $1M and up.

Under $200K: 5 homes

$200K – $300K: 68 homes

$300K – $400K: 82 homes

$400K – $500K: 60 homes

$500K – $750K: 132 homes

$750K – $1M: 71 homes

$1M and up: 176 homes

Every home for sale in Destin right now (594)

All 594 active Destin listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 400 of 594; the price bands above, the ZIP pages and the map cover the rest.

Pending and under contract in Destin (71)

Destin homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.

Browse every listing on Momentum Realty.

Homes for sale in Destin by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32541589$639,900
325504$2.15M
325401$269,000

Destin communities with the most homes for sale

The Destin neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
The Palms Of Destin37$339,000——
Crystal Beach24$1.96M——
Sandpiper Cove21$325,000——
Regatta Bay17$2.44M——
Indian Lake16$256,500——
Sterling Shores15$645,000——
Emerald Grande14$700,000——
Holiday Isle12$2.06M——
Destiny S/D11$1.10M——
Kelly Plantation S/D9$1.30M——
Villages Of Crystal Beach8$1.02M——
Destiny East8$1.70M——
Terra Cotta Terrace8$1.13M——
Harbor Landing7$950,000——
Terrace At Pelican Beach7$550,000——
One Water Place5$1.20M——
Emerald Bay5$997,500——
Indian Bayou5$789,000——
Calusa Bay S/D4$652,450——
Capri by the Gulf4$445,000——
Century Park West4$283,950——
Destiny By The Sea4$2.31M——
Marbella4$896,350——
St Martin Beachwalk Villas4$495,450——
Crystal Shores4$1.56M——
Sundestin4$487,500——
Destin Pointe3$1.98M——
Kokomo Kove3$1.40M——
Moreno Acres S/D3$699,000——
Sides Moreno Point West3$985,000——

What is for sale in Destin: property types

Another 1 listings in Destin are land, commercial or other non-residential property and are not counted above.

Browse by type: Condos for sale in Destin (351) · Townhomes for sale in Destin (48).

The Destin real estate market right now

Over the last 12 months 418 homes sold in Destin at a median of $730,000 (-4.2% year over year). Sellers received 91% of list price and homes took a median 99 days to go under contract. With 594 homes for sale against that sales pace, months of supply is 17.1, a buyer’s market by the six-month rule.

Destin supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K201220.095
$300K–$500K931318.583
$500K–$750K57699.9116
$750K+1442068.490

Destin home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$593,8824448195%
2021$746,3547163798%
2022$956,0205402598%
2023$850,5154006093%
2024$895,9703576894%
2025$899,4463529091%
2026$852,8194839991%

What a home in Destin costs to own

Take the median $641,950 listing with 20% down at today’s 7.32% 30-year rate: principal and interest run about $3,528/month. Okaloosa County’s typical millage of 12.89 puts property tax near $7,633/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Okaloosa County is about $2,644/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $4,384/month plus any HOA or CDD assessment.

Explore Destin

Homes for sale near Destin

Recently off market in Destin

Homes in Destin that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Common questions

How many homes are for sale in Destin, FL?
As of 2026-10-27, Momentum's MLS record shows 594 residential homes actively listed for sale in Destin and 71 under contract. 23 of them came on the market in the last 7 days.
What is the median home price in Destin?
The median list price of homes for sale in Destin is $641,950. Ten percent of listings are under $285K and ten percent are above $2.15M. Over the last 12 months the median SOLD price was $730,000, -4.2% year over year.
How long do homes take to sell in Destin?
Homes currently listed have been on the market a median of 128 days. Homes that sold in the last 12 months took a median of 99 days and sold at 91% of list price. At today's inventory that is 17.1 months of supply, a buyer's market by the usual six-month rule.
What does a $641,950 home in Destin cost per month?
Roughly $4,384 a month with 20% down at 7.32%: principal and interest of $3,528, Okaloosa County property tax of about $636/month after the $50,000 homestead exemption, and insurance near $220/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Destin neighborhoods have the most homes for sale?
The communities with the most active listings right now are The Palms Of Destin (37), Crystal Beach (24), Sandpiper Cove (21), Regatta Bay (17), Indian Lake (16). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Destin?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Destin can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Destin, FL, and what county is it in?
Destin is in Okaloosa County, Florida. Homes for sale there today carry the ZIP codes 32541, 32550, 32540. Nearby cities in the same county with homes for sale: Crestview, Fort Walton Beach, Niceville, Mary Esther, Shalimar.
What ZIP codes are in Destin, FL?
Listings in Destin are currently in 3 ZIP codes: 32541, 32550, 32540. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in Destin, FL?
195 single-family houses are for sale in Destin today, out of 594 total listings (351 condos, 48 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in Destin, FL?
Start with the numbers: 594 homes are for sale in Destin today at a median asking price of $641,950, so a 20% down payment on the median home is about $128,390 and principal and interest run near $3,528/month at today's 7.32% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is Destin in?
Destin is in Okaloosa County, Florida. Okaloosa County's 12-month median sale price is $364K on 4,204 closings. Property tax, school zoning and permitting for Destin run through Okaloosa County.
Is Destin a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Destin: the median sale price over the last 12 months was $730K across 418 closings (-4.2% year over year), 100% above the Okaloosa County median of $364K; homes took a median 99 days to go under contract; 585 homes are for sale today, 9.1 months of supply at the current pace, which favors buyers; the communities with the most sales are THE PALMS OF DESTIN, REGATTA BAY, CRYSTAL BEACH, Destiny East. The market tracker, price bands and community pages on this site carry the full numbers.
Is Destin in a flood zone?
Partly. Across 136 homes sampled in Destin's largest communities, about 79% sit outside a FEMA Special Flood Hazard Area (Zone X) and about 21% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map; each community page here shows its own mix.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Destin as of 2026-10-27 and refresh as homes list and sell. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

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