Golf Course Homes for Sale in Destin, FL

This page tracks every Destin listing whose MLS record reports a golf course or golf-club community, by community, with live counts and asking prices, and the membership and fee questions that decide what a golf-community home really costs.

177 homes in golf communities are for sale or pending in Destin, FL today across 79 communities. The median asking price is $990,000, from $239,000 to $15,000,000. Listings in Destin without that feature have a median of $835,000. Most listings right now: Regatta Bay (13), Kelly Plantation S/D (12), Regatta Bay (10). Updated September 9, 2026 from the MLS.

Destin golf course homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most golf course homes listed are tabled; the rest follow.

CommunityGolf Course HomesNew buildMedian listFrom
Regatta Bay130$2,379,000$1,395,000
Kelly Plantation S/D120$1,572,500$895,000
100$2,434,500$1,635,000
80$1,582,500$1,125,000
One Water Place70$1,199,000$950,000
70$919,000$649,000
60$1,374,000$950,000
Indian Bayou60$909,450$590,000
Sandpiper Cove Ph 0160$337,000$287,000
60$327,000$285,000
40$1,897,000$1,100,000
40$1,265,000$1,100,000
40$1,012,450$775,000
Regatta Bay Ph 130$2,599,999$1,849,999
30$2,350,000$1,849,999
Regatta Bay Ph 230$2,295,000$1,499,000
Sandpiper Cove30$349,900$239,000
30$349,900$239,000
Regatta Bay Patio Homes20$1,387,450$949,900
Sandpiper Cove Ph 0220$754,950$750,000
20$754,950$750,000
Sandpiper Cove Ph 2020$392,000$379,000
20$387,450$369,900
20$371,375$335,000
Sandpiper Cove20$277,000$275,000
20$272,000$269,000
Kelly Plantation10$2,669,870$2,669,870
Regatta Bay10$2,500,000$2,500,000
10$2,500,000$2,500,000
Henderson Cottages10$1,750,000$1,750,000
10$1,599,000$1,599,000
Kelly Plantation S/D Ph 210$1,450,000$1,450,000
10$1,399,900$1,399,900
ONE WATER PLACE at Kelly Plantation10$1,195,000$1,195,000
Kelly Plantation10$1,150,000$1,150,000
Regatta Patio Homes10$1,125,000$1,125,000
10$1,099,000$1,099,000
One Water Place At Kelly Plantation10$1,099,000$1,099,000
Emerald Bay10$990,000$990,000
10$990,000$990,000
10$930,000$930,000
Kelly Plantation - Carriage Place10$895,000$895,000
10$875,000$875,000
Indian Bayou Unit V10$849,000$849,000
10$795,000$795,000
10$685,000$685,000
Sandpiper Cove Ph 1010$648,000$648,000
10$648,000$648,000
Regatta Bay Golf Villas10$619,000$619,000
10$610,000$610,000
10$599,000$599,000
Emerald Grande10$590,000$590,000
10$575,000$575,000
10$520,000$520,000
Ariel Dunes Ii10$520,000$520,000
10$499,000$499,000
Sandpiper Cove Ph 1110$418,900$418,900
10$399,900$399,900
10$390,000$390,000
Sandpiper Cove Phase #1 Unit B Bldg 1410$390,000$390,000

Also with golf course homes for sale: (1), Sandpiper Cove Phase XII (1), (1), Luau Ii (1), Sandpiper Cove Phase 01 (1), (1), (1), (1), Sandpiper Cove Ph 03 (1), (1), Sandpiper Cove Phase #1 Unit F Bldg 13 (1), (1), Sandpiper Cove Ph 18 (1), Sandpiper Cove Ph 14 (1), Sandpiper Cove Ph 13 (1), (1), (1), Sandpiper Cove Ph 19 (1), (1).

Golf community costs: membership is the number to get first

Three kinds of golf community exist and the price of a home tells you nothing about which one you are looking at: mandatory-membership clubs (an initiation fee, often five figures, plus monthly dues, both required at closing), optional-membership clubs (the course is private but the home does not require joining) and public or semi-private courses where the community simply borders the fairways. Ask the listing agent for the current membership schedule in writing, whether an initiation fee is refundable or equity-based, and whether a capital assessment is pending on the clubhouse. Add HOA and, in many newer Florida golf communities, a CDD bond that shows up on the tax bill. Our true cost of ownership calculator puts dues, taxes and insurance into one monthly number.

Questions to ask about any golf-community listing

Is membership mandatory, and what are the initiation fee and monthly dues today? Is the club member-owned or developer-owned, and is a turnover or assessment scheduled? Which holes border the lot, and has the seller had errant-ball damage claims? Is there a CDD, and how many years remain on the bond? What did the seller pay in total (HOA + club + CDD) last year? A local agent who works these communities will know which clubs are financially healthy.

Common questions

How many homes in golf communities are for sale in Destin?
As of September 9, 2026, 177 Destin, FL listings whose MLS record reports a golf course or golf-club community are active or pending, across 79 communities. The count updates with every MLS refresh.
What do golf course homes cost in Destin?
The median asking price today is $990,000, with listings from $239,000 to $15,000,000. Destin listings without that feature have a median of $835,000.
Which Destin community has the most golf course homes for sale?
Regatta Bay has the most right now (13), followed by Kelly Plantation S/D (12), Regatta Bay (10), Kelly Plantation S/D (8).
Do I have to join the golf club if I buy in a golf community?
Only in mandatory-membership communities, where joining is a condition of purchase and the fees are due at closing. Many Florida and Georgia golf communities make membership optional or are built around public courses. The community's governing documents and the club's current fee schedule answer it for a specific home; get both before you offer.

Keep exploring Destin

Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Destin, FL whose MLS record reports a golf course or golf-club community. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Hiring an agent in Duval County, FL?

Get matched with the right local expert.

Tell us your goal in Duval County, FL and we’ll connect you with the Momentum agent who knows it best — backed by a RealTrends 500 brokerage. No pressure, no obligation.

Prefer to talk now? Call (904) 351-6461.

Work with a local Duval County, FL expert

A real conversation with a local specialist, usually within one business day.

or call (904) 351-6461