Homes for Sale $300K to $500K in Destin, FL
This page tracks every Destin listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
190 homes listed between $300,000 and $500,000 are for sale or pending in Destin, FL today across 95 communities. The median asking price is $389,900, from $300,000 to $499,999. Listings in Destin without that feature have a median of $795,000. Most listings right now: The Palms Of Destin (34), Jetty East Condo (12), Grand Caribbean West Condo (6). Updated October 2, 2026 from the MLS.
Live $300k–$500k homes in Destin: the listings
155 active listings match today (26% of Destin inventory), median asking $389,900, median 133 days on market. Photo cards link to the listing; refreshed nightly.
Newest $300k–$500k homes in Destin
The most expensive $300k–$500k homes in Destin
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 4207 Indian Bayou Trail #Unit 21201 | $499,900 | — | The Palms Of Destin |
| 775 Gulf Shore Drive #Unit 4111 | $499,000 | — | SANDPIPER Cove |
| 1700 Scenic Highway 98 #107 | $499,000 | — | — |
| 900 Gulf Shore Drive #Unit 3044 | $499,000 | — | — |
| 1006 U.S. 98 #132 | $499,000 | — | St. Martin Beach Villas |
| 4207 Indian Bayou Trail #2913 | $499,000 | — | The Palms Of Destin |
| 30 Moreno Point Road #306B | $497,998 | — | — |
| 970 Highway 98 #1106 | $497,000 | — | Terrace At Pelican Beach |
| 940 Highway 98 #Unit 16 | $495,000 | — | South Bay By The Gulf |
| 1040 Hwy 98 #308 | $495,000 | — | Sundestin |
$300K–$500K Homes by price
| Band | For sale | Share |
|---|---|---|
| $300K–$500K | 155 | 100% |
Destin homes $300K–$500K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes $300K–$500K listed are tabled; the rest follow.
| Community | Homes $300K–$500K | New build | Median list | From |
|---|---|---|---|---|
| The Palms Of Destin | 34 | 0 | $339,900 | $300,000 |
| Jetty East Condo | 12 | 0 | $382,000 | $324,000 |
| Grand Caribbean West Condo | 6 | 0 | $372,500 | $359,000 |
| Islander Condo Ph 2 | 5 | 0 | $407,000 | $389,900 |
| Capri by the Gulf | 4 | 0 | $445,000 | $425,000 |
| Diamond Lakes | 4 | 0 | $442,450 | $439,000 |
| Dolphin Point Condo | 4 | 0 | $417,450 | $375,000 |
| Sterling Shores | 4 | 0 | $392,000 | $379,000 |
| Palms Street Townhomes | 4 | 0 | $381,945 | $368,810 |
| Sundestin | 3 | 0 | $474,900 | $347,000 |
| St Martin Beachwalk Villas | 3 | 0 | $449,000 | $365,000 |
| Sandpiper Cove Ph 03 | 3 | 0 | $407,750 | $320,000 |
| Chateau La Mer II Phase II | 3 | 0 | $375,000 | $319,000 |
| Sandpiper Cove Ph 01 | 3 | 0 | $360,000 | $309,000 |
| The Oaks at Old Town | 2 | 0 | $487,500 | $487,500 |
| Terrace At Pelican Beach | 2 | 0 | $473,500 | $450,000 |
| Silver Dunes Condo | 2 | 0 | $471,250 | $467,500 |
| Caribbean Dunes Ph 1 | 2 | 0 | $466,000 | $443,000 |
| Eastwood 9Th Addn | 2 | 0 | $449,949 | $399,900 |
| Tuscany S/D | 2 | 0 | $424,000 | $399,000 |
| Islander Condo | 2 | 0 | $422,438 | $369,877 |
| South Bay By The Gulf | 2 | 0 | $415,000 | $335,000 |
| Laguna Point Condo | 2 | 0 | $395,000 | $390,000 |
| Sandpiper Cove Ph 20 | 2 | 0 | $387,450 | $369,900 |
| Harbor Place Townhomes | 2 | 0 | $367,499 | $360,000 |
| Sandpiper Cove | 2 | 0 | $367,450 | $349,900 |
| Sundestin International Condo | 2 | 0 | $367,000 | $345,000 |
| Chateau La Mer Condo 2 | 2 | 0 | $364,000 | $359,000 |
| Jetty East Condominium | 2 | 0 | $352,950 | $310,000 |
| Indian Lake Ph 3 | 1 | 0 | $499,500 | $499,500 |
| Sandpiper Cove Ph 26 | 1 | 0 | $499,000 | $499,000 |
| Seafarer Condo | 1 | 0 | $499,000 | $499,000 |
| Shoreline Towers 3 | 1 | 0 | $499,000 | $499,000 |
| St. Martin Beach Villas | 1 | 0 | $499,000 | $499,000 |
| Spring Lake #2 | 1 | 0 | $490,000 | $490,000 |
| Indian Trail Estates | 1 | 0 | $489,999 | $489,999 |
| Emerald Grande | 1 | 0 | $475,000 | $475,000 |
| Sandpiper Cove Ph 25 | 1 | 0 | $475,000 | $475,000 |
| Indian Woods | 1 | 0 | $475,000 | $475,000 |
| Kellys 3rd Addn to Destin | 1 | 0 | $472,500 | $472,500 |
| Sea Hills 1St | 1 | 0 | $469,000 | $469,000 |
| Enclave Ph 2 | 1 | 0 | $465,000 | $465,000 |
| Kell-Aire Gardens 2Nd Addn | 1 | 0 | $449,500 | $449,500 |
| Southbay By The Gulf Unit F-1 | 1 | 0 | $447,000 | $447,000 |
| Southbay By The Gulf | 1 | 0 | $445,000 | $445,000 |
| Southbay By The Gulf | 1 | 0 | $445,000 | $445,000 |
| CHATEAU LA MER CONDO PHASE l | 1 | 0 | $438,000 | $438,000 |
| Caribbean Dunes Ph 2 | 1 | 0 | $429,000 | $429,000 |
| Kellys Addn To Destin | 1 | 0 | $425,000 | $425,000 |
| Tuscan Village TH | 1 | 0 | $425,000 | $425,000 |
| Southbay By The Gulf Unit F-1 | 1 | 0 | $425,000 | $425,000 |
| Poolside Villas Condo | 1 | 0 | $420,000 | $420,000 |
| Grand Caribbean West Condo | 1 | 0 | $418,000 | $418,000 |
| Kellys 3Rd Add Destin | 1 | 0 | $410,000 | $410,000 |
| Destin Oaks | 1 | 0 | $405,000 | $405,000 |
| Holiday Surf & Racquet Club | 1 | 0 | $400,000 | $400,000 |
| Quiet Wood | 1 | 0 | $399,900 | $399,900 |
| Legion Cove S/D | 1 | 0 | $399,900 | $399,900 |
| Twin Lakes | 1 | 0 | $399,000 | $399,000 |
| Sun King Towers | 1 | 0 | $395,000 | $395,000 |
Also with homes $300K–$500K for sale
- Harbor Breeze (1)
- Sandpiper Cove Phase #1 Unit B Bldg 14 (1)
- Indian Trail Condo (1)
- Twin Lakes Estates (1)
- Sandpiper Cove Phase XII (1)
- Sandpiper Cove Phase XII (1)
- Enclave Ph 1 (1)
- Sea Hills 2Nd (1)
- Caribbean East Condo (1)
- Isla Blanca T/H (1)
- Century Park West (1)
- Magnolia House (1)
- Sandpiper Cove Phase 01 (1)
- Sandpiper Cove Phase #3 Unit 1060 Bldg 23 (1)
- Grand Caribbean East Condo (1)
- SANDPIPER COVE Condominiums (1)
- Calhoun S/D To Destin (1)
- Magnolia Park Ph 1 (1)
- Old Bay Village Phase 1 (1)
- Nautical Way (1)
- Gulf Terrace Condo (1)
- Magnolia Park Ph 1 (1)
- Quail Lake (1)
- Quail Hollow (1)
- Quail Hollow (1)
- Indian Lake (1)
- Sandpiper Cove Condominiums Phase XII (1)
- Quail Run (1)
- Quail Run (1)
- Twin Lakes Townhomes Ph 2 (1)
- Mikstakel Townhomes (1)
- Chateau La Mer Ii Phase Ii Unit 1204 (1)
- Mossey Cove T/H (1)
- Magnolia Park (1)
- Gulf Terrace Condominium Association (1)
Where this band sits in the market
The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.
Questions to ask about any listing in this band
What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.
Common questions
How many homes listed between $300,000 and $500,000 are for sale in Destin?
What do homes $300K–$500K cost in Destin?
Which Destin community has the most homes $300K–$500K for sale?
What is the monthly payment on a $400,000 home?
Keep exploring Destin
- All homes for sale in Destin
- Destin ZIP codes with prices
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- Destin golf course homes
- Destin gated community homes
- Destin 4-bedroom homes
- Destin homes under $300K
- Homes $300K–$500K in every city
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Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Destin, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.