Homes for Sale $300K to $500K in Surfside, FL

This page tracks every Surfside listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

14 homes listed between $300,000 and $500,000 are for sale or pending in Surfside, FL today across 7 communities. The median asking price is $410,000, from $330,000 to $499,000. Listings in Surfside without that feature have a median of $999,500. Most listings right now: The Waverly At Surfside B (4), Four Winds Condo (2), Spiaggia Ocean Condo (2). Updated September 11, 2026 from the MLS.

Surfside homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

Community	Homes $300K–$500K	Median list	From
The Waverly At Surfside B	4	$444,500	$385,000
Four Winds Condo	2	$416,500	$405,000
Spiaggia Ocean Condo	2	$410,000	$405,000
Surfside Palms Condo	2	$384,450	$369,000
Ocean 91 Condo	2	$341,000	$330,000
The Waverly At Surfside Bc	1	$460,000	$460,000
Atlantic Rose Condo	1	$429,990	$429,990

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Surfside?

As of September 11, 2026, 14 Surfside, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 7 communities. The count updates with every MLS refresh.

What do homes $300K–$500K cost in Surfside?

The median asking price today is $410,000, with listings from $330,000 to $499,000. Surfside listings without that feature have a median of $999,500.

Which Surfside community has the most homes $300K–$500K for sale?

The Waverly At Surfside B has the most right now (4), followed by Four Winds Condo (2), Spiaggia Ocean Condo (2), Surfside Palms Condo (2).

What is the monthly payment on a $400,000 home?

At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Surfside

Live data: MIAMI REALTORS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Surfside, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.