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Condos for Sale in Bay County, FL

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890 condos are for sale in Bay County, FL as of 2026-11-05. The median list price is $374,904, most condos list between $229K to $699K, and the median listing has been on the market 96 days. 179 condos came on the market this week and 3,682 sold in the last 12 months at a median of $372,176.

890
Condos for sale
$374,904
Median list price
$229K to $699K
Typical range
96
Median days on market
179
New this week
$2,537
Est. monthly cost at median
2.9
Months of supply

Newest condos for sale in Bay County

The most recently listed homes in Bay County, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

10713 Front Beach Road 1702, Panama City Beach, FL 32407, home for sale in Bay County
$1.58M New
4 bd · 4 ba · built 2005
10713 Front Beach Road 1702, Panama City Beach, FL 32407, 32407
Grandview East At Long Beach
Listing courtesy of Anchor Realty Florida
7115 Thomas Drive 1803, Panama City, FL 32408, home for sale in Bay County
$1.35M New
3 bd · 3 ba · built 2001
7115 Thomas Drive 1803, Panama City, FL 32408, 32408
Hidden Dunes Condo
Listing courtesy of Think Real Estate
10611 Front Beach Road 1303, Panama City Beach, FL 32407, home for sale in Bay County
$999,900 New
4 bd · 4 ba · built 2006
10611 Front Beach Road 1303, Panama City Beach, FL 32407, 32407
Ocean Ritz
Listing courtesy of Scenic Sotheby's International Realty
15817 Front Beach Road 2-1701, home for sale in Bay County
$899,500 New
2 bd · 2 ba · built 2006
15817 Front Beach Road 2-1701, 32413
Calypso Towers
Listing courtesy of Beach Time Realty, Inc
10719 Front Beach Road 205, Panama City Beach, FL 32407, home for sale in Bay County
$899,000 New
4 bd · 3 ba · built 2004
10719 Front Beach Road 205, Panama City Beach, FL 32407, 32407
Marisol Condo
Listing courtesy of Counts Real Estate Group Inc
5801 Thomas Drive 901, home for sale in Bay County
$725,000 New
3 bd · 2 ba · built 1982
5801 Thomas Drive 901, 32408
Regency Towers
Listing courtesy of Scenic Sotheby's International Realty
6609 Thomas Drive 502, Panama City Beach, FL 32408, home for sale in Bay County
$719,900 New
2 bd · 2 ba · built 1999
6609 Thomas Drive 502, Panama City Beach, FL 32408, 32408
Coral Reef Condo
Listing courtesy of Emerald Sands Real Estate
17643 Front Beach Road 1701, Panama City Beach, FL 32413, home for sale in Bay County
$650,000 New
2 bd · 2 ba · built 2009
17643 Front Beach Road 1701, Panama City Beach, FL 32413, 32413
Tropic Winds
Listing courtesy of Beycome of Florida LLC
2120 Wild Heron Way 201, home for sale in Bay County
$649,000 New
3 bd · 2 ba · built 2006
2120 Wild Heron Way 201, 32413
Wild Heron
Listing courtesy of Watersound Real Estate
8727 Thomas Drive A7, home for sale in Bay County
$640,000 New
4 bd · 3 ba · built 1974
8727 Thomas Drive A7, 32408
Sugar Beach Condo
Listing courtesy of Beachy Beach Real Estate
15928 Front Beach Road 3-907, home for sale in Bay County
$625,000 New
3 bd · 2 ba · built 2020
15928 Front Beach Road 3-907, 32413
Calypso Towers
Listing courtesy of Better Homes and Gardens Coast Properties
4050 Marriott Drive 3305, home for sale in Bay County
$615,000 New
3 bd · 3 ba · built 2007
4050 Marriott Drive 3305, 32408
Bay Point Grand Residences
Listing courtesy of Scenic Sotheby's International Realty
7205 Thomas Drive A105, Panama City Beach, FL 32408, home for sale in Bay County
$595,000 New
2 bd · 2 ba · built 1974
7205 Thomas Drive A105, Panama City Beach, FL 32408, 32408
Dunes Of Panama
Listing courtesy of Bright Realty Solutions
4425 Thomas Drive 309T, Panama City Beach, FL 32408, home for sale in Bay County
$595,000 New
2 bd · 3 ba · built 1981
4425 Thomas Drive 309T, Panama City Beach, FL 32408, 32408
Moonspinner Apartments
Listing courtesy of Counts Real Estate Group Inc
4050 Marriott Drive 3803, home for sale in Bay County
$575,000 New
2 bd · 2 ba · built 2007
4050 Marriott Drive 3803, 32408
Bay Point Grand Residences
Listing courtesy of Counts Real Estate Group Inc
15928 Front Beach Road 32006, home for sale in Bay County
$575,000 New
3 bd · 2 ba · built 2020
15928 Front Beach Road 32006, 32413
Calypso Towers
Listing courtesy of Scenic Sotheby's International Realty
11619 Front Beach Road 708, home for sale in Bay County
$575,000 New
2 bd · 2 ba · built 1985
11619 Front Beach Road 708, 32407
Edgewater Tower
Listing courtesy of Foundation Real Estate Agency LLC
17757 Front Beach Road 2302B, Panama City Beach, FL 32413, home for sale in Bay County
$549,000 New
2 bd · 2 ba · built 2004
17757 Front Beach Road 2302B, Panama City Beach, FL 32413, 32413
Celadon Beach
Listing courtesy of REMAX By The Sea
11483 Front Beach Road 710, home for sale in Bay County
$549,000 New
2 bd · 2 ba · built 1985
11483 Front Beach Road 710, 32407
Edgewater Beach
Listing courtesy of Counts Real Estate Group Inc
16819 Front Beach Road 1200, home for sale in Bay County
$539,900 New
2 bd · 2 ba · built 2007
16819 Front Beach Road 1200, 32413
Tidewater Beach
Listing courtesy of Emerald Seascapes Properties LLC
14825 Front Beach Road 2204, home for sale in Bay County
$524,900 New
2 bd · 2 ba · built 2005
14825 Front Beach Road 2204, 32413
Sunrise Beach
Listing courtesy of CENTURY 21 AllPoints Realty
14825 Front Beach Road 1904, home for sale in Bay County
$499,999 New
2 bd · 2 ba · built 2005
14825 Front Beach Road 1904, 32413
Sunrise Beach
Listing courtesy of Dalton Wade Inc
11347 Front Beach Road 104, home for sale in Bay County
$495,000 New
1 bd · 2 ba · built 1990
11347 Front Beach Road 104, 32407
Edgewater Beach
Listing courtesy of Coastal Vibes Luxury Realty
9900 S Thomas Drive 804, Panama City, FL 32408, home for sale in Bay County
$474,900 New
2 bd · 3 ba · built 2007
9900 S Thomas Drive 804, Panama City, FL 32408, 32408
Shores Of Panama
Listing courtesy of Coastal Palms Real Estate

Bay County condos for sale by price

Every active listing in Bay County grouped by price, with the newest listings in each band. The median is $374,904; the busiest band is $300K – $400K.

Under $200K: 51 homes

$200K – $300K: 216 homes

$300K – $400K: 232 homes

$400K – $500K: 131 homes

$500K – $750K: 192 homes

$750K – $1M: 50 homes

$1M and up: 18 homes

Every home for sale in Bay County right now (890)

All 890 active Bay County listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 400 of 890; the price bands above, the ZIP pages and the map cover the rest.

Pending and under contract in Bay County (84)

Bay County homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.

Browse every listing on Momentum Realty.

Condos for sale in Bay County by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPCondos for saleMedian list price
32408383$349,900
32413292$409,950
32407185$429,900
3240118$305,000
324568$485,000
324094$542,500

Bay County communities with the most condos for sale

The Bay County neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Laketown Wharf Panama City Beach82$334,950——
Shores Of Panama Panama City Beach59$355,000——
Calypso Towers Panama City Beach40$634,000——
Edgewater Tower Panama City Beach39$575,000——
Origin At Seahaven Panama City Beach30$287,250——
Tidewater Beach Panama City Beach22$467,500——
Boardwalk Central Panama City Beach21$474,900——
Sunbird Condo Panama City Beach21$310,000——
Pinnacle Port Panama City Beach17$369,000——
Edgewater Golf Villas Panama City Beach16$279,450——
Grand Panama Beach Resort Panama City Beach15$569,000——
Island Reserve Panama City Beach15$279,900——
Nautilus Cove Condo Panama City Beach15$230,000——
Endless Summer Panama City Beach14$227,450——
Majestic Beach Tower Panama City Beach13$414,000——
Sunrise Beach Panama City Beach13$515,000——
Celadon Beach Panama City Beach12$534,000——
Aqua Panama City Beach12$746,500——
Fontainebleau Terrace Panama City Beach11$194,900——
Horizon South Panama City Beach11$260,000——
Reflections Panama City11$449,000——
Villas Of St. Thomas Panama City11$295,000——
Dunes Of Panama Panama City Beach10$492,000——
Emerald Beach Resort Panama City Beach10$418,750——
Long Beach Towers Panama City Beach9$699,900——
The Summit Panama City Beach8$322,000——
Bay Point Grand Residences Panama City Beach8$572,450——
Marina Landing Panama City Beach8$489,950——
Bay Point Studio Villas Panama City Beach7$255,000——
Leeward/Windward Condo Panama City Beach7$455,000——

The Bay County real estate market right now

Over the last 12 months 3,682 homes sold in Bay County at a median of $372,176 (-1.5% year over year). Sellers received 95% of list price and homes took a median 71 days to go under contract. With 890 condos for sale against that sales pace, months of supply is 2.9, a seller’s market by the six-month rule. New construction was 31% of sales.

Bay County supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K6540None80
$300K–$500K7650None73
$500K–$750K48118None80
$750K+970None75

Bay County home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$271,5454,4764696%
2021$324,2776,5263098%
2022$395,1985,7572098%
2023$465,0541,7084995%
2024$404,1823,4275195%
2025$394,6183,4606994%
2026$407,0153,6827194%

What a home in Bay County costs to own

Take the median $374,904 listing with 20% down at today’s 7.24% 30-year rate: principal and interest run about $2,044/month. Bay County’s typical millage of 12.28 puts property tax near $3,989/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Bay County is about $1,928/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,537/month plus any HOA or CDD assessment.

Explore Bay County

Condos for sale by city in Bay County

Common questions

How many condos are for sale in Bay County, FL?
As of 2026-11-05, Momentum's MLS record shows 890 condos actively listed for sale in Bay County. 179 of them came on the market in the last 7 days.
What is the median home price in Bay County?
The median list price of condos for sale in Bay County is $374,904. Ten percent of listings are under $229K and ten percent are above $699K. Over the last 12 months the median SOLD price was $372,176, -1.5% year over year.
How long do homes take to sell in Bay County?
Homes currently listed have been on the market a median of 96 days. Homes that sold in the last 12 months took a median of 71 days and sold at 95% of list price. At today's inventory that is 2.9 months of supply, a seller's market by the usual six-month rule.
What does a $374,904 home in Bay County cost per month?
Roughly $2,537 a month with 20% down at 7.24%: principal and interest of $2,044, Bay County property tax of about $332/month after the $50,000 homestead exemption, and insurance near $161/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Bay County neighborhoods have the most condos for sale?
The communities with the most active listings right now are Laketown Wharf (82), Shores Of Panama (59), Calypso Towers (40), Edgewater Tower (39), Origin At Seahaven (30). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Bay County?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Bay County can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Bay County as of 2026-11-05 and refresh as homes list and sell. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

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