Ambassador Beach Condo
Homes for Sale in Panama City Beach, FL

Community in Panama City Beach · Bay County · ZIP 32013
Median sale $242K
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Live Market Pulse
41/100
Market Heat
Near its long-run normal
2013 → 2026 · 79 at the 2019 peak
0 is Ambassador Beach Condo's coldest market since 2013, 100 its hottest. Today: 41. How it's scored
Built fromLive cpar data14 years of closingsUpdated twice daily
Live · Ambassador Beach Condo Housing Pulse cpar + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$242K
Median sold · 12 mo
up 3.2% vs the prior 12 months
+3.2%
1-yr price change
n = 6 and 9 sales in the two windows
92.2%
Sale vs ask
Bay median: 94.4%
+440%
T12M median vs 2012
from a $45K median in 2012
Tempo
92days
Median DOM · closed
18 days at the 2019 low
6
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
0%
Cash buyers · Ambassador Beach Condo
0 of 3 sales, 12 mo ending July 2016
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Ambassador Beach Condo is priced in the mid-$240s at the median, and with a market heat score of 41 this is not a community where units move quickly. A median of 92 days on market tells you pricing has to be realistic from day one — overpriced units simply sit.

The long-run number is the one worth sitting with: values here are up 440% since 2012, against a more modest 3.2% year-over-year gain. That combination reads as a market that has already done its heavy appreciation and has settled into a slower, steadier grind. Six closings in the recent window is a thin sample, so treat any single sale as a data point, not a trend.

Ambassador Beach Condo Housing Pulse · Momentum Research · as of July 28, 2026

Ambassador Beach Condo right now

🟡 Still climbing. The trailing-12-month median ($242K) is up 3.2% from the prior 12 months ($235K) and up 440% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level cpar closed sales, 12-month windows ending July 28. Confidence: Medium (6 and 9 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 28, 2026 · Live data: cpar, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Ambassador Beach Condo market snapshot (as of July 28, 2026): the median sale price is about $242K, and a median 92 days on market for closed sales. The trailing-12-month median is up 3% from the prior 12 months and up 440% since 2012, computed from record-level cpar closed sales (6 closings in the current window).

Ambassador Beach Condo sits in the Panama City Beach condo market in Bay County, where pricing at the mid-$240s and a 92-day median marketing time point to a segment that rewards patience over speed, whether you are buying or listing.

Best for

  • Buyers targeting a condo purchase near the mid-$240s who can be patient through a longer marketing period
  • Sellers who can price realistically and accept that 92 days is a typical, not unusual, timeline here
  • Investors comparing long-run appreciation data who are less focused on short-term price movement

Probably not for

  • Buyers who need a fast closing or expect quick competing offers in a low-heat market
  • Sellers expecting the rapid appreciation pace seen earlier in this market's history to repeat immediately
  • Anyone relying on a large recent-sales sample to fine-tune price — the current closings window is thin

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 28 of each year, from record-level cpar closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($242K) IS the median in the snapshot above, and the move from 2025 ($235K) IS the +3.2% one-year change.

Windows contain 0 to 10 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K20122014201620182020202220242026
Up 3.2% year over year; up 440% since 2012.
Median days on market · closed sales
020040020122014201620182020202220242026
18 days at the 2019 low; 92 now.
Sale price vs original ask · median
70%80%90%100%20122014201620182020202220242026
92.2% now vs Bay 94.4%.
Homes sold per 12-mo window
051020122014201620182020202220242026
0 to 10 a year; 6 in the current window.
Indexed since 2012 · Ambassador Beach Condo vs Bay
200400Bay +126%Ambassador Beach Condo +440%20122014201620182020202220242026
Same cpar record, indexed to 100 at 2012.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182026
79 at the 2019 peak, 41 in the troughs, 41 now. Same score as the hero card, full history.

If we were buying in Ambassador Beach Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ambassador Beach Condo.

Best Buy
Buyers and sellers comfortable with a slower-paced condo market rather than a fast-turnover one.
Biggest Risk
A thin six-sale closings window means pricing conclusions carry real uncertainty.
Sweet Spot
Buyers targeting the mid-$240s median with flexibility on timeline.
Avoid If
You need a fast sale or fast close — 92 days is the current median, not the floor.

A market that has already made its move

The 440% climb since 2012 is the headline number for this community, and it puts current pricing in context: this is not an early-stage opportunity, it is an established condo market that has already appreciated substantially over more than a decade. The much smaller 3.2% year-over-year change suggests that run has slowed to something closer to normal, incremental movement rather than the kind of rapid gains that defined the earlier stretch.

A median of 92 days on market and a heat score of 41 both point the same direction: demand exists, but it is not urgent. Sellers should expect a real marketing period rather than a quick turnaround, and buyers who are willing to be patient and precise on price have room to negotiate. With only six closings in the current window, pricing conclusions should be treated as directional rather than precise, and any specific unit needs to be evaluated on its own condition and listing history rather than the community average alone.

The location and the amenities are priced into every listing in Ambassador Beach Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.2B · Buy Score
Long-Term Appreciation10.0/10
Recent Direction6.8/10
Pricing Power4.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.2). Basis: Long-Term Appreciation +440% since 2012; Recent Direction +3.2% year-over-year; Pricing Power 92.2% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a market with a thin closings sample and a 92-day median marketing period, pricing a unit correctly the first time matters more than in a fast-moving market where mistakes get absorbed quickly. We track the actual comparable sales as they close, not a stale average, and we price and negotiate accordingly — whether that means holding firm on a well-priced listing or knowing when a buyer has real leverage on days on market.

Ambassador Beach Condo in 15 seconds.

Best forBuyers and sellers comfortable with a slower-paced condo market rather than a fast-turnover one.
Biggest advantageLong-term appreciation here has been substantial, even as the current pace has cooled.
Biggest riskA thin six-sale closings window means pricing conclusions carry real uncertainty.
Sweet spotBuyers targeting the mid-$240s median with flexibility on timeline.
Avoid ifYou need a fast sale or fast close — 92 days is the current median, not the floor.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ambassador Beach Condo sales matched to your home.

What is your Ambassador Beach Condo home worth?

Get a no-obligation home value based on real comparable sales in Ambassador Beach Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Ambassador Beach Condo?
The median sale price in Ambassador Beach Condo was $242K over the 12 months ending July 28, 2026 (6 closed sales, cpar).
How long do homes in Ambassador Beach Condo take to sell?
Homes that closed in the 12 months ending July 28, 2026 took a median 92 days on market (6 sales, cpar).
Do cash buyers compete in Ambassador Beach Condo?
Cash buyers took 0% of Ambassador Beach Condo sales in the 12 months ending July 2016 (0 of 3 closings, cpar).
Have Ambassador Beach Condo home prices gone up?
The trailing-12-month median is up 440% since 2012, from $45K to $242K (cpar closed records).
Who is the best real estate agent for Ambassador Beach Condo?
The best agent for Ambassador Beach Condo is one who actively works Panama City Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Ambassador Beach Condo.
How do I find a top Panama City Beach real estate agent who knows Ambassador Beach Condo?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Ambassador Beach Condo and the wider Panama City Beach area.
Can Momentum Realty connect me with an agent for Ambassador Beach Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Ambassador Beach Condo purchase or sale - no call center and no pressure.
Buyers targeting a condo purchase near the mid-$240s who can be patient through a longer marketing periodExcellent fit
Sellers who can price realistically and accept that 92 days is a typical, not unusual, timeline hereExcellent fit
Investors comparing long-run appreciation data who are less focused on short-term price movementExcellent fit
Buyers who need a fast closing or expect quick competing offers in a low-heat marketProbably not
Sellers expecting the rapid appreciation pace seen earlier in this market's history to repeat immediatelyProbably not
Anyone relying on a large recent-sales sample to fine-tune price — the current closings window is thinProbably not

Data sources & freshness

Community market statscpar closed sales, 12-month windows ending July 28, 2026
Historical depthClosed-sale records back to 2012 (66 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.

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