Homes for Sale Under $300K in Milton, FL
This page tracks every Milton listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
180 homes listed under $300,000 are for sale or pending in Milton, FL today across 54 communities. The median asking price is $249,900, from $44,000 to $299,987. Listings in Milton without that feature have a median of $376,960. Most listings right now: Rivers Cove (17), Avalon Beach (13), Skyline Heights (8). Updated October 2, 2026 from the MLS.
First-time buyers: what Milton costs at the entry level
96 active single-family homes, townhomes and condos at or below $300,000 — median $266,500, about $1,676/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Milton
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Santa Rosa County · First-time buyer guide
Milton homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Rivers Cove | 17 | 16 | $244,900 | $199,900 |
| Avalon Beach | 13 | 7 | $259,900 | $151,000 |
| Skyline Heights | 8 | 0 | $140,900 | $99,800 |
| Horizons Edge | 6 | 6 | $278,240 | $269,990 |
| Liberty Farms | 5 | 5 | $294,900 | $274,900 |
| Harvest Point | 5 | 5 | $273,490 | $262,490 |
| Cambria | 4 | 0 | $296,250 | $289,000 |
| Ventura Manor | 3 | 0 | $260,000 | $250,000 |
| Blackwater Reserve | 2 | 2 | $297,400 | $294,900 |
| Marlin Place At Avalon | 2 | 2 | $294,900 | $294,900 |
| Avalon Park | 2 | 0 | $285,450 | $274,900 |
| Bon View | 2 | 0 | $279,500 | $279,000 |
| Plantation Woods | 2 | 0 | $273,500 | $272,000 |
| Town Of Milton | 2 | 0 | $249,450 | $219,900 |
| Woodbury Forest | 2 | 0 | $244,925 | $234,950 |
| Spencer Manor | 2 | 0 | $216,950 | $183,900 |
| Georgetown Estates | 2 | 0 | $204,900 | $199,800 |
| West Milton Heights | 2 | 0 | $183,500 | $129,000 |
| College Park | 2 | 0 | $139,900 | $79,900 |
| Nichols Lake | 2 | 0 | $119,500 | $80,000 |
| Taryns Estates | 1 | 0 | $299,900 | $299,900 |
| Ashton Woods | 1 | 0 | $299,900 | $299,900 |
| Windsor Villas | 1 | 0 | $297,000 | $297,000 |
| Hawks Nest | 1 | 0 | $295,000 | $295,000 |
| Avalon | 1 | 1 | $294,999 | $294,999 |
| Cheyenne Estates | 1 | 0 | $284,000 | $284,000 |
| Avalon Estates | 1 | 0 | $283,000 | $283,000 |
| Sundial Estates | 1 | 0 | $280,000 | $280,000 |
| Jaimees Ridge | 1 | 0 | $279,000 | $279,000 |
| Crestline | 1 | 0 | $275,000 | $275,000 |
| Villas At Chantilly | 1 | 0 | $272,000 | $272,000 |
| Channing Woods Estates | 1 | 0 | $269,900 | $269,900 |
| Woodland Lake Hts | 1 | 1 | $269,900 | $269,900 |
| Westland Acres | 1 | 0 | $269,000 | $269,000 |
| Berryhill Est | 1 | 0 | $265,000 | $265,000 |
| Whitney Acres | 1 | 0 | $265,000 | $265,000 |
| Chantilly Woods | 1 | 0 | $259,900 | $259,900 |
| Monticello Estates | 1 | 0 | $259,900 | $259,900 |
| Country Club Estates | 1 | 0 | $250,000 | $250,000 |
| Milton Heights | 1 | 0 | $249,900 | $249,900 |
| Kingswood Estates | 1 | 0 | $249,000 | $249,000 |
| Arrowhead Estates | 1 | 0 | $245,000 | $245,000 |
| Woodcrest Estates | 1 | 0 | $240,000 | $240,000 |
| Santa Villa | 1 | 0 | $238,500 | $238,500 |
| Kennington | 1 | 0 | $223,900 | $223,900 |
| Bronnum Heights | 1 | 0 | $220,000 | $220,000 |
| Monterey Shores | 1 | 0 | $220,000 | $220,000 |
| Hayes Heights | 1 | 0 | $198,000 | $198,000 |
| Deer Lake Estates | 1 | 0 | $195,000 | $195,000 |
| North Bass Estates | 1 | 0 | $175,000 | $175,000 |
| Bagdad | 1 | 0 | $170,500 | $170,500 |
| Chaffin | 1 | 0 | $159,900 | $159,900 |
| Lakewood Manor 3 | 1 | 0 | $130,000 | $130,000 |
| Riley Way | 1 | 0 | $105,000 | $105,000 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Milton?
What do homes under $300K cost in Milton?
Which Milton community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Milton
- All homes for sale in Milton
- Milton ZIP codes with prices
- Milton waterfront homes
- Milton 4-bedroom homes
- Milton homes $300K–$500K
- Homes Under $300K in every city
Homes Under $300K in nearby Santa Rosa County cities
- Pace homes under $300K (66 for sale)
- Gulf Breeze homes under $300K (30 for sale)
- Jay homes under $300K (15 for sale)
Live data: Pensacola AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Milton, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.