4Th Street Gardens
Homes for Sale in St. Petersburg, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $812,500, $356 per square foot, a median 25 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 2025–2025 with 7 new construction; 7 of 7 report an HOA (median $369/mo); 1 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 4 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $15,750 ($14,940 with the full homestead exemption).
4Th Street Gardens is pricing on the home itself, not on a shared amenity package. With a median price of $812,500 and a median price per square foot of $356.36, the spread here is going to come down to lot, layout, updates, and proximity to 4th Street rather than any clubhouse or pool line item — because current MLS data shows no community amenities identified.
A median 25 days on market says well-priced, well-presented listings are moving inside a month, not sitting. That's a market where sellers can hold a firm number if the home shows well, and buyers who wait too long on a decision risk losing the one that fit.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside 4Th Street GardensHomes for Sale in St. Petersburg, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
4Th Street Gardens market snapshot (as of September 12, 2026): the median sale price is about $812K ($356 per sq ft over the trailing 12 months of closed sales), and a median 25 days on market for closed sales.
In ZIP 33705 (St Petersburg), 431 homes closed in the last 12 months at a median of $450K ($315/sq ft), down 1.4% year over year, with a median 51 days on market. Right now 111 active and 27 pending listings put supply at about 4.7 months — a buyer's market. See the live ZIP 33705 housing market and the Pinellas County market.
Stellar MLS sales records identify 5 homes in 4Th Street Gardens that have changed hands since 2025, built between 2025 and 2025 (median 2025), with a median living area of about 2,280 sq ft and a typical 3-bedroom, 3.5-bath layout; 100% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
4Th Street Gardens sits in St Petersburg's Pinellas County core, and pricing here tracks the individual home rather than any shared community feature — there's no clubhouse, gate, or amenity package baked into the number.
Who 4Th Street Gardens is best for.
Best for
- Buyers focused on the home itself — condition, layout, lot — over a shared amenity package
- Buyers comfortable moving quickly in a market with a median 25-day sale timeline
- Buyers targeting a mid-$800s price point in St Petersburg's Pinellas County core
Probably not for
- Buyers who want a clubhouse, pool, or other organized community amenity as part of the purchase
- Buyers who need a large, deep comparable set to underwrite a decision — current closings volume here is limited
- Buyers hoping to negotiate slowly in a market that's been clearing listings in about three weeks
4Th Street Gardens on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
The 4Th Street Gardens buying strategy.
If we were buying in 4Th Street Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in 4Th Street Gardens.
What's actually setting the price
At $356.36 per square foot on a $812,500 median, this is a per-home market: condition, updates, and layout are doing the work that amenities do in other communities. Two houses of similar size a block apart can land in very different places depending on what's been done to them.
Six closings is the current window behind these numbers, which is a real caveat — a small sample can move fast on one or two unusual sales. Treat the median as directional, and lean on a comparable-by-comparable read of the individual listing rather than the headline number alone.
The location and the amenities are priced into every listing in 4Th Street Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, per-home market like this one, the median only tells you so much — we pull the actual comparables behind the six recent closings, walk the specific condition and layout differences, and price or negotiate off that, not off a headline number.
4Th Street Gardens in 15 seconds.
What it really costs to own in 4Th Street GardensHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $369/month across 7 MLS listings (most billed monthly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2025 across 7 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in 4Th Street GardensHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about 4Th Street GardensHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works 4Th Street GardensHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $369/month (about $4,428/yr) · median of 7 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $369 per month ($4,428 a year) — the median AssociationFee across 7 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a 4Th Street Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed 4Th Street Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in 4Th Street Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your 4Th Street Gardens home worth?
Get a no-obligation home value based on real comparable sales in 4Th Street Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in 4Th Street Gardens on the map →
Last 30 days in 4Th Street Gardens: 1 new listing (median asking $765,000). As of October 20, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
| Location | St Petersburg, Pinellas County, FL · ZIP 33705 |
|---|---|
| Home types (current listings and sales) | townhouses 100% |
| Amenities listed by sellers | Gated Community - No Guard, Gated Community, Community Mailbox, Golf Carts OK, Irrigation-Reclaimed Water |
| Sale prices, last 12 months | $812,500 median across 6 closed sales · $356 per sq ft |
| Days on market (closed sales) | 25 median |
| For sale right now | 0 active, 0 pending |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “4Th Street Gardens key facts,” movewithmomentum.com/neighborhoods/4th-street-gardens, data as of September 20, 2026.
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St Petersburg guides & data
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- Property taxes (Pinellas County)
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Florida buyer guides
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- 4Th Street S (6 homes on record)
15% of homes for sale in ZIP 33705 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-19).
4Th Street Gardens Market Scorecard
4Th Street Gardens is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 33705 ZIP is $336,944, about 4.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in 4Th Street Gardens?
How long do homes in 4Th Street Gardens take to sell?
Who is the best real estate agent for 4Th Street Gardens?
How do I find a top St Petersburg real estate agent who knows 4Th Street Gardens?
Can Momentum Realty connect me with an agent for 4Th Street Gardens?
Where is 4Th Street Gardens, and what county is it in?
Should you buy in 4Th Street Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2025 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how 4Th Street Gardens fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for 4Th Street Gardens. These are the public schools most often assigned to other communities in ZIP 33705; zones change and vary by address, so confirm with the district before you buy.
- Lakewood Elementary School · Elementary · FLDOE grade A (assigned to 2 nearby communities)
- Lakewood High School · High · FLDOE grade A (assigned to 2 nearby communities)
- Bay Point Middle School · Middle · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near 4Th Street Gardens with Momentum Realty’s local guides.