Summerwood
Homes for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Summerwood in Panama City Beach, FL has 4 homes for sale, asking from $419,500 to $539,900 (median $449,500). Homes listed or recently sold were built 1998–2001; 4 of 4 report an HOA (median $59/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 33 ft).
| Location | Panama City Beach, Bay County, FL · ZIP 32413 |
|---|---|
| Homes in the community | 205 (FL DOR 2025 assessment roll) |
| Years built | 1996–2015 (median 2000) |
| Typical living area | 2,153 sq ft (median) |
| For sale right now | 4 active, 0 pending · median asking $449,500 |
| Owner-occupied (homestead) share | 69% |
Data as of November 11, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Summerwood key facts,” movewithmomentum.com/neighborhoods/summerwood--bay, data as of November 11, 2026.
Last 30 days in Summerwood: 1 new listing (median asking $539,900). As of November 11, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Summerwood
Live MLS inventory for Summerwood. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 18 daysTop listing
Active · 39 days
Active · 51 days
Active · 59 daysActive and pending Summerwood listings as of 2026-11-11, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Summerwood Bay Right Now (4)
All 4 active and pending Summerwood Bay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 124 Beachwood Drive, Panama City Beach, Fl 32413 · $539,900 · 5 bd / 3 ba · listed Oct 16, 2026 · listed by Seashore Realty LLC
- 214 Summerwood Drive, Panama City Beach, Fl 32413 · $469,999 · 3 bd / 2 ba · listed Oct 3, 2026 · listed by Berkshire Hathaway HomeServices Beach Properties of Florida
- 119 Summerwood Drive, Panama City Beach, Fl 32413 · $429,000 · 3 bd / 2 ba · listed Aug 30, 2026 · listed by Keller Williams Success Realty
- 334 Summerwood Drive, Panama City Beach, Fl 32413 · $419,500 · 3 bd / 3 ba · listed Aug 14, 2026 · listed by Coastal Palms Real Estate
Price here is driven by the home, not the address. Summerwood spans a wide build window from 1979 to 2017, with a median year built around 2000, so what you pay tracks closely to condition, updates, and how much of the original house is left. The median sits at $467,500 on roughly 2,132 square feet, but expect a broad spread on either side of that number depending on how far a given property has been renovated.
The posture right now is patient. A median of 60 days on market and a heat score of 36 tell you this is not a bidding-war neighborhood — sellers who price to condition transact, sellers who price to hope sit. For buyers, that means room to inspect, negotiate, and walk. Year-over-year movement of 1.6% is essentially flat, so nobody should be buying on the expectation of a quick jump.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Summerwood is an established Panama City Beach community of 244 homes with an owner-occupancy share near 62%, which tends to keep turnover measured and inventory decisions deliberate rather than speculative.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Summerwood. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
SummerwoodSummerwoodSummerwoodSummerwoodPhotos from CPAR MLS listings in Summerwood; content deemed reliable but not guaranteed.
Who Summerwood is best for.
Best for
- Owner-occupant buyers targeting a mid-$460s home who value stability over speculation
- Buyers willing to renovate and comfortable underwriting a home by its condition
- Long-hold buyers who want an established, low-turnover community
Probably not for
- Investors needing rapid turnover or short marketing times
- Buyers expecting a specific amenity package, since none is identified from current MLS listings
- Anyone counting on a quick jump in value given flat year-over-year movement
The market around Summerwood
Summerwood is too small for its own price trend, so here is the market around it.
In ZIP 32413, 735 homes are on the market and 13% are under contract — a slower corner of Panama City Beach.
Across Bay County, 2,406 homes are active and 434 pending (15% under contract).
ZIP and county figures describe the wider market, not Summerwood specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Summerwood, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Summerwood on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Summerwood buying strategy.
If we were buying in Summerwood today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summerwood.
A condition-driven resale market
With homes built across nearly four decades and a median vintage around 2000, the housing stock is mixed by design. Some properties have been carried through updates; others are closer to original. That variety is why the single median figure of $467,500 only tells part of the story — two homes of similar size can land far apart based on roof, systems, kitchens, and finishes. Underwrite the specific house, not the neighborhood average.
The 60-day median days-on-market and modest 8-closing window mean data moves slowly here, so recent comparable sales carry real weight and stale pricing shows up quickly. The long-run gain of 129% since 2012 reflects the arc of this cycle, not a promise about the next one; treat it as history, not a forecast.
The location and the amenities are priced into every listing in Summerwood. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market where a single median hides a wide condition-driven spread, our value is separating a fair price from an optimistic one on the exact home in front of you. With a thin closing window and 60-day marketing times, we lean on tight comps and inspection strategy so buyers do not overpay for finishes and sellers do not chase the market down.
Summerwood in 15 seconds.
Tools for a Summerwood buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summerwood sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Summerwood, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Summerwood home worth?
Get a no-obligation home value based on real comparable sales in Summerwood, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Recently off market in Summerwood
Homes in Summerwood that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 104 Sandalwood Lane · off market
- 307 Summerwood Drive · off market
- 315 Summerwood Drive · off market
Frequently Asked Questions
How many homes are in Summerwood?
What share of Summerwood is owner-occupied?
When were the homes in Summerwood built?
Who is the best real estate agent for Summerwood?
How do I find a top Panama City Beach real estate agent who knows Summerwood?
Can Momentum Realty connect me with an agent for Summerwood?
Should you buy in Summerwood?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Summerwood with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 11, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32413)) |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Summerwood fits the bigger picture — live prices, inventory, and Momentum Scores: