Flat Island
Homes for Sale in Apollo Beach, FL
All 382 homes for sale in Apollo Beach, FL · median $465,000 · 347 homes for sale in 33572 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of November 2026, the MLS records 11 closed sales in Flat Island in Apollo Beach, FL since 2012, the most recent in June 2026. Across Apollo Beach as a whole, 754 homes closed in the last 12 months at a median of $485,000, 72 median days on market, with 341 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $7,630 ($7,000 with the full homestead exemption).
Flat Island is a small community in Apollo Beach, and with only a one-property closings window in the current snapshot, there is not enough recent transaction depth to read price like a broad market. What that means in practice: a single sale can swing the picture, so treat any headline number as a data point, not a trend.
For a buyer, the takeaway is patience and homework — you will likely be pricing off condition, lot, and water access on a home-by-home basis rather than a deep comp set. For a seller, thin recent activity cuts both ways: less competing inventory to sit against, but also fewer directly comparable closings to anchor an appraisal. Come to the table with defensible pricing logic.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Flat Island right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Flat Island sits within Apollo Beach in Hillsborough County, a stretch of the Tampa Bay shoreline known for canal and waterfront living. As a compact community, it trades on individual home characteristics more than on volume.
Stellar MLS sales records identify 19 homes in Flat Island that have changed hands since 2008, built between 1993 and 2026 (median 2003), with a median living area of about 3,517 sq ft and a typical 4-bedroom, 3.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in Flat Island across 2024–2025 (3 in 2024, 3 in 2025), median $1.36M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Flat Island is best for.
Best for
- Buyers who want a waterfront-oriented Apollo Beach location and are comfortable evaluating a home individually
- Buyers with a flexible budget who will pay for condition and lot position rather than a fixed price point
- Long-horizon owners who value a small, low-inventory community over a high-turnover one
Probably not for
- Buyers who need many recent comparable sales to feel confident on price
- Buyers on a rigid budget who want a predictable entry point across the community
- Buyers who need to move quickly and cannot wait for the right individual listing
The market around Flat Island
Flat Island is too small for its own price trend, so here is the market around it.
In ZIP 33572, 400 homes are on the market and 17% are under contract — a slower corner of Apollo Beach.
Across Hillsborough County, 6,324 homes are active and 1,810 pending (22% under contract).
In ZIP 33572 (Apollo Beach), 345 homes closed in the last 12 months at a median of $475K ($209/sq ft), up 11.2% year over year, with a median 70 days on market. Right now 96 active and 29 pending listings put supply at about 3.3 months — a healthy market. See the live ZIP 33572 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not Flat Island specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Flat Island
Live MLS inventory for Flat Island. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Flat Island listings as of 2026-11-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. Tap any home to ask about it.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Apollo Beach-HB · Elementary
- Eisenhower-HB · Middle
- Lennard-HB · High
Zoned schools reflect the assignments reported on recent Flat Island listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Flat Island address.
The Flat Island buying strategy.
If we were buying in Flat Island today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Flat Island.
A thin-data waterfront pocket
The defining feature of a community this small is that averages lie. With a one-property closings window, there is no reliable spread to quote, so the honest approach is qualitative: expect pricing to be driven heavily by condition, lot position, and any direct water access rather than by a neighborhood-wide baseline.
Apollo Beach's appeal is its proximity to Tampa Bay and its canal-oriented layout, which puts a premium on waterfront and boatable frontage where it exists. In Flat Island specifically, you should verify what a given address actually offers on the water rather than assuming the community label guarantees it.
The location and the amenities are priced into every listing in Flat Island. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with almost no recent closings to lean on, guesswork is expensive. We build pricing from the specifics of the property and the surrounding Apollo Beach market rather than from a comp set that does not exist, and we will tell you plainly when the data cannot support a number.
Flat Island in 15 seconds.
Tools for a Flat Island buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Flat Island sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Flat Island, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Flat Island home worth?
Get a no-obligation home value based on real comparable sales in Flat Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Apollo Beach →
| Location | Apollo Beach, Hillsborough County, FL · ZIP 33572 |
|---|---|
| Homes in the community | 48 (FL DOR 2025 assessment roll) |
| Years built | 1990–2024 (median 2001.0) |
| Typical living area | 4,060 sq ft (median) |
| Amenities listed by sellers | Basketball Court, Clubhouse, Gated, Gated Community - Guard, Pickleball Court(s), Playground |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 74% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Flat Island key facts,” movewithmomentum.com/neighborhoods/flat-island, data as of September 20, 2026.
Housing distress & ownership in Flat Island, Apollo Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Every Home for Sale in Flat Island Right Now (1)
All 1 active and pending Flat Island listings with a detail page, newest first, refreshed twice a day from the MLS.
- 6402 Rubia Circle · $799,900 · 4 bd / 3.5 ba · listed Oct 6, 2026 · listed by Keller Williams Tampa Central
More Apollo Beach home searches
- All homes for sale in Apollo Beach, FL
- Homes for sale in Hillsborough County, FL
- Apollo Beach pool homes for sale
- Gated communities in Apollo Beach
- Apollo Beach home values: what is my house worth?
- ZIP 33572 housing scorecard
Apollo Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Hillsborough County)
- Homestead exemption (Hillsborough County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Real estate agent in Apollo Beach? Join Momentum in Apollo Beach: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Rubia Circle (16 homes on record)
- Rubia Circle (2 homes on record)
20% of homes for sale in ZIP 33572 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Email me new listings in Flat Island
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Flat Island
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Flat Island will answer, and the answer is published on this page for the next buyer.
Recent Developments in Flat Island
Development, infrastructure, retail, and school activity affecting Flat Island, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- September 2026Development
Sarasota Memorial to buy 120 acres in Manatee County for possible hospital campus
The Sarasota County Public Hospital Board approved a nearly $60 million purchase of about 120 acres along State Road 64 just east of I-75, contingent on rezoning. A 10-acre parcel would first hold a freestanding emergency department, with physician offices and a possible full hospital later.
What it may mean for the marketA future emergency department and medical campus would add healthcare access for east Manatee County residents. The site is about 5 miles south of Flat Island.
Source: Tampa Bay Business and Wealth - September 2026Schools
New Wimauma middle school under construction, to open August 2027
A new grades 6 through 8 school on West Lake Drive in Wimauma is under construction, and the school board is set to choose its name from three finalists. It is intended as a pathway to Aquilla J. Morgan High School. Districtwide enrollment fell from 183,015 to 171,553 over the last year.
What it may mean for the marketA new public middle school adds local school capacity in one of southern Hillsborough's fastest-growing areas. The project is about 11 miles northeast of Flat Island, elsewhere in Hillsborough County.
Source: BayNews 9 - August 2026Development
ONE Tampa condo tower tops out at 42 stories with nearly 70% of units sold
Kolter Urban's 42-story tower at North Ashley Drive and East Twiggs Street has 225 residences and is capped at 649 feet by aviation limits. Closings are expected to begin in the third quarter of 2027. About 5,000 square feet of ground-floor restaurant space is planned.
What it may mean for the marketNew downtown condo inventory and ground-floor dining add housing choices and walkable amenities near Curtis Hixon Waterfront Park. The project is about 27 miles north of Flat Island, elsewhere in Hillsborough County.
Source: Tampa Bay Business and Wealth - August 2026Parks & Amenities
Tampa advances $1.999 million design contract for Picnic Island coastal restoration
Tampa selected HDR Engineering to design a nature-based shoreline plan including living breakwaters, a living shoreline and reinforced dunes. The contract covers design and permitting only, over 458 days, funded by a state resiliency grant. Construction is not yet funded or scheduled.
What it may mean for the marketShoreline work aims to reduce flood and erosion exposure for Port Tampa City and add park and trail amenities. The project is about 22 miles northwest of Flat Island, elsewhere in Hillsborough County.
Source: Tampa Bay Business and Wealth - July 2026Development
33-story tower planned for Water Street Tampa expansion
Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.
What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 26 miles north of Flat Island, elsewhere in Hillsborough County.
Source: Florida YIMBY - July 2026Infrastructure
New Interstate 75 interchange planned for Parrish area access
A new Interstate 75 interchange is being planned to improve access for the Parrish area, primarily located in Hillsborough County and connecting to Manatee County through a possible Fort Hamer Road extension. The project is in the planning phase.
What it may mean for the marketPlans a new interstate interchange that would expand road capacity and connectivity for a growing area, potentially shaping future development patterns along the corridor. The site is about 2 miles north of Flat Island.
Source: Tampa Bay Times
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Flat Island?
What share of Flat Island is owner-occupied?
When were the homes in Flat Island built?
Who is the best real estate agent for Flat Island?
How do I find a top Apollo Beach real estate agent who knows Flat Island?
Can Momentum Realty connect me with an agent for Flat Island?
Where is Flat Island, and what county is it in?
Should you buy in Flat Island?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 33572)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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