Banana Bay
Condos for Sale in Cocoa Beach, FL
All 207 homes for sale in Cocoa Beach, FL · median $550,000 · 164 condos for sale in Cocoa Beach · 220 homes for sale in 32931 · Brevard County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Space Coast MLS
As of October 2026, Banana Bay Condo in Cocoa Beach, FL has 4 homes for sale. Homes listed or recently sold were built 1981–1985; 7 of 7 report an HOA (median $723/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 4 ft).
Part of Banana Bay, Cocoa Beach, FL — see all Banana Bay homes for sale (4 listings across 8 sections in the MLS).
Homes For Sale Right Now in Banana Bay Condo
Live MLS inventory for Banana Bay Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
ActiveTop listing
Active
Active
PendingActive and pending Banana Bay Condo listings as of 2026-10-01, priced high to low. Based on information from the Space Coast MLS for the period 2005 through 2025. Tap any home to ask about it.
At Banana Bay Condo, price is driven by the unit itself, not by a shared amenity package — current MLS listings show no community amenities to underwrite value. That means condition, floor level, layout, and any water proximity do the heavy lifting, and you should expect a wide spread between updated and dated units rather than a tight, predictable band.
For buyers, that puts the burden on inspection and comparison: two units in the same building can trade very differently based on renovation status alone. For sellers, the lesson is the inverse — presentation and updates are the lever you actually control here, since there is no clubhouse or pool story to lean on.
Banana Bay Condo right now
🟢 Buyer-leaning market. 16.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Space Coast MLS records, as of September 20, 2026. Confidence: Low (4 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Space Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Banana Bay Condo is a small condo community in Cocoa Beach, Brevard County, where value comes down to the individual unit rather than shared community features, none of which appear in current MLS listings.
Space Coast MLS sales records identify 71 homes in Banana Bay Condo that have changed hands since 2005, built between 1980 and 1985 (median 1983), with a median living area of about 1,340 sq ft and a typical 2-bedroom, 2-bath layout; 73% are condominiums. Source: Space Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Banana Bay Condo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Banana Bay CondoPhotos from Space Coast MLS listings in Banana Bay Condo; content deemed reliable but not guaranteed.
Who Banana Bay Condo is best for.
Best for
- Buyers seeking a Cocoa Beach coastal condo who care more about the unit than a shared amenity package
- Value-focused buyers willing to weigh a renovation-in-progress against a turnkey unit
- Buyers who read condo documents carefully and want the monthly carry, not just the purchase price, to pencil out
Probably not for
- Buyers who want a full amenity set — pool, clubhouse, fitness — as part of the deal
- Buyers expecting uniform, predictable pricing across every unit in the community
- Buyers unwilling to dig into association reserves, insurance, and fee structure before committing
The market around Banana Bay Condo
Banana Bay Condo is too small for its own price trend, so here is the market around it.
In ZIP 32931, 270 homes are on the market and 17% are under contract — a slower corner of Cocoa Beach.
Across Brevard County, 4,132 homes are active and 1,477 pending (26% under contract).
In ZIP 32931 (Cocoa Beach), 395 homes closed in the last 12 months at a median of $329K ($211/sq ft), up 3.2% year over year, with a median 39 days on market. Right now 91 active and 27 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32931 housing market and the Brevard County market.
ZIP and county figures describe the wider market, not Banana Bay Condo specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Banana Bay Condo, Cocoa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on information from the Space Coast MLS for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Banana Bay Condo on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Space Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Brevard County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Cape View · Elementary
- Cocoa Beach · Middle
- Cocoa Beach · High
Zoned schools reflect the assignments reported on recent Banana Bay Condo listings and can change; always confirm with Brevard County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Banana Bay Condo address.
Shop the zone: Homes zoned for Cocoa Beach High School
The Banana Bay Condo buying strategy.
If we were buying in Banana Bay Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Banana Bay Condo.
A unit-by-unit market
With no amenities identified from current listings, Banana Bay behaves as a straightforward Cocoa Beach condo play: what you pay tracks the condition and configuration of the specific unit. Do not assume comparable pricing across the community — look hard at kitchens, baths, flooring, and any deferred maintenance before you anchor on a number.
The absence of a shared amenity set also shifts attention to the association itself. Reserves, insurance posture, and the fee structure matter more when there is no pool or clubhouse absorbing that budget, so read the condo documents closely and treat the monthly carry as part of your true cost.
The location and the amenities are priced into every listing in Banana Bay Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community that trades unit by unit, our value is comparison discipline — helping you separate a genuinely updated unit from a cosmetically staged one, and pushing on the association documents so the monthly cost holds no surprises. We will also tell you plainly when a given listing is priced ahead of its condition.
Banana Bay Condo in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $723/month (about $8,676/yr) · median of 51 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $723 per month ($8,676 a year) — the median AssociationFee across 51 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Banana Bay Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Banana Bay Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Banana Bay Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Banana Bay Condo home worth?
Get a no-obligation home value based on real comparable sales in Banana Bay Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cocoa Beach →
16% of homes for sale in ZIP 32931 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Frequently Asked Questions
Is Banana Bay Condo a buyer's or seller's market right now?
Who is the best real estate agent for Banana Bay Condo?
How do I find a top Cocoa Beach real estate agent who knows Banana Bay Condo?
Can Momentum Realty connect me with an agent for Banana Bay Condo?
Where is Banana Bay, and what county is it in?
Should you buy in Banana Bay Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Space Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | Space Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Banana Bay Condo fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
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