Banana Bay
Condos for Sale in Cocoa Beach, FL

All 207 homes for sale in Cocoa Beach, FL · median $550,000 · 164 condos for sale in Cocoa Beach · 220 homes for sale in 32931 · Brevard County homes for sale

Community in Cocoa Beach · Brevard County · ZIP 32931
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Built fromLive Space Coast MLS data21 years of closingsUpdated twice daily

As of October 2026, the MLS records 5 closed sales in Banana Bay Condo Ph Ix in Cocoa Beach, FL since 2005, the most recent in August 2026. Across Cocoa Beach as a whole, 134 homes closed in the last 12 months at a median of $585,000, 53 median days on market, with 47 homes for sale today. At that median and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $9,130 ($8,510 with the full homestead exemption).

Part of Banana Bay, Cocoa Beach, FL — see all Banana Bay homes for sale (4 listings across 8 sections in the MLS).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Banana Bay Condo Ph IX is a small condo phase in Cocoa Beach, and with no community amenities identified from current MLS listings, price here is driven by the unit itself — condition, floor plan, updates, and where a given unit sits within the building. Do not expect an amenity package to carry value; what you are buying is the walls, the finishes, and the Cocoa Beach location.

Because this is a narrow, condition-driven segment, individual sales can look uneven from the outside. For a buyer, that means a well-updated unit and a tired one are not interchangeable, and each deserves its own read. For a seller, it means the work you have or have not done shows up directly in the price — there is no shared clubhouse or pool to lean on.

Nearby homes for sale

No active listings inside Banana BayCondos for Sale in Cocoa Beach, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

2020 N Atlantic Avenue #308-S
$175K · 0.1 mi away
1 bd · 1 ba · 672 sqft
2020 N Atlantic Avenue #308-S
Listed by Florida Property Center
2090 N Atlantic Avenue #507
$450K · 0.1 mi away
2 bd · 2 ba · 1,600 sqft
2090 N Atlantic Avenue #507
Listed by Sands Realty
2090 N Atlantic Avenue #Ph 1
$750K · 0.1 mi away
3 bd · 2 ba · 2,200 sqft
2090 N Atlantic Avenue #Ph 1
Listed by Realty 2000 One
1700 Commodore Boulevard #1103
$325K · 0.1 mi away
2 bd · 2 ba · 1,234 sqft
1700 Commodore Boulevard #1103
Listed by Don Harkins Realty, LLC
2090 N Atlantic Avenue #202
$250K · 0.1 mi away
2 bd · 2 ba · 1,200 sqft
2090 N Atlantic Avenue #202
Listed by C. Apollo Realty Inc
200 S Banana River Boulevard #1103
$310K · 0.2 mi away
2 bd · 2 ba · 1,340 sqft
200 S Banana River Boulevard #1103
Listed by Better Homes & Gardens RE Star

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Banana Bay Condo Ph IX is a compact condo phase in Cocoa Beach, Brevard County, where the appeal is the beachside location rather than any on-site amenity set.

Space Coast MLS sales records identify 70 homes in Banana Bay Condo that have changed hands since 2005, built between 1980 and 1985 (median 1983), with a median living area of about 1,340 sq ft and a typical 2-bedroom, 2-bath layout; 73% are condominiums. Source: Space Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Beach-focused buyers who prioritize a Cocoa Beach location over on-site amenities
  • Buyers comfortable evaluating a condo on its own condition and reviewing association documents closely
  • Those seeking a smaller condo footprint rather than a large managed complex

Probably not for

  • Buyers who want a resort-style complex with pools, fitness, or shared recreation
  • Buyers looking for a set price range or entry-level target before touring individual units
  • Those unwilling to dig into condo association finances and maintenance responsibilities

The market around Banana Bay Condo

Banana Bay Condo is too small for its own price trend, so here is the market around it.

In ZIP 32931, 270 homes are on the market and 17% are under contract — a slower corner of Cocoa Beach.

Across Brevard County, 4,132 homes are active and 1,477 pending (26% under contract).

In ZIP 32931 (Cocoa Beach), 395 homes closed in the last 12 months at a median of $329K ($211/sq ft), up 3.2% year over year, with a median 39 days on market. Right now 91 active and 27 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32931 housing market and the Brevard County market.

ZIP and county figures describe the wider market, not Banana Bay Condo specifically. Momentum Research analysis of MLS records.

If we were buying in Banana Bay Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Banana Bay Condo.

Best Buy
Buyers who want a Cocoa Beach condo footprint and judge each unit on its own condition.
Biggest Risk
With no amenities and a small phase, value rests entirely on the individual unit and the association's finances.
Sweet Spot
A well-maintained unit paired with a healthy association and clear condo documents.
Avoid If
You need an amenity-rich complex with pools, gyms, or shared facilities.

A unit-by-unit market

With no amenities identified from current listings, valuation in Banana Bay Ph IX comes down to the specifics of each condo — interior condition, layout, and position in the building. That makes generalizations risky; two units in the same phase can justify very different numbers based on what has been updated.

The location does the heavy lifting. Cocoa Beach itself is the draw, so the practical questions for a buyer are proximity to the water, exterior maintenance responsibilities, and the health of the association — details that matter more here than any marketed feature. Read the condo documents closely before you commit.

“

The location and the amenities are priced into every listing in Banana Bay Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small, condition-driven condo phase like this, the right price hinges on details a generic search misses — the state of the specific unit, its place in the building, and what the association actually covers. We read those documents, compare units honestly, and tell you when a listing is priced on hope rather than condition.

Banana Bay Condo in 15 seconds.

Best forBuyers who want a Cocoa Beach condo footprint and judge each unit on its own condition.
Biggest advantageYou are buying location, not paying to maintain amenities you may not use.
Biggest riskWith no amenities and a small phase, value rests entirely on the individual unit and the association's finances.
Sweet spotA well-maintained unit paired with a healthy association and clear condo documents.
Avoid ifYou need an amenity-rich complex with pools, gyms, or shared facilities.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Banana Bay Condos for Sale in Cocoa Beach, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Banana Bay Condos for Sale in Cocoa Beach, FL.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Banana Bay Condo sales matched to your home.

What is your Banana Bay Condo home worth?

Get a no-obligation home value based on real comparable sales in Banana Bay Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Cocoa Beach →

Real comps, not an automated estimate.
Beach-focused buyers who prioritize a Cocoa Beach location over on-site amenitiesExcellent fit
Buyers comfortable evaluating a condo on its own condition and reviewing association documents closelyExcellent fit
Those seeking a smaller condo footprint rather than a large managed complexExcellent fit
Buyers who want a resort-style complex with pools, fitness, or shared recreationProbably not
Buyers looking for a set price range or entry-level target before touring individual unitsProbably not
Those unwilling to dig into condo association finances and maintenance responsibilitiesProbably not

Data sources & freshness

Under-contract sharesSpace Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2005 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Banana Bay

Where is Banana Bay?

Banana Bay is a community in Cocoa Beach, Brevard County, Florida, ZIP 32931.

Are there homes for sale in Banana Bay right now?

No active listings inside Banana Bay at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Banana Bay have an HOA or CDD?

No HOA is on record for Banana Bay in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

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