Bay Oaks Condo
Homes for Sale in Clearwater, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price here is driven by condition and unit specifics, not size variety. These are compact units built between 1972 and 1983, and the median sits at $161,500, or about $200 per square foot on a typical 900-square-foot floor plan. What separates one closing from the next is renovation status, floor, and views rather than square footage, so two units in the same building can trade very differently.
The market posture is balanced and unhurried. A median of 45 days on market and a heat score of 45 tell you buyers have time to inspect, compare, and negotiate rather than rush. The 11.4% year-over-year move shows real momentum in recorded prices, but with only 5 closings in the window, individual sales carry a lot of weight — sellers should price to condition, and buyers should not assume the last comp defines their unit.
Bay Oaks Condo right now
🟢 Still climbing. The trailing-12-month median ($162K) is up 11.4% from the prior 12 months ($145K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (5 and 5 sales in the two windows).
What's unique here: the median sale price is about 59% below the typical Pinellas County sale ($162K vs $390K, trailing 12 months, Stellar MLS records).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bay Oaks Condo market snapshot (as of July 15, 2026): the median sale price is about $162K ($200 per sq ft over the trailing 12 months of closed sales), and a median 45 days on market for closed sales. The trailing-12-month median is up 11% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
Bay Oaks Condo is a community of 28 homes in Clearwater, Pinellas County, built between 1972 and 1983 (median 1982.0), with a median living area of about 900 square feet. 75% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Bay Oaks Condo is a small, older condo community of 28 homes in Clearwater, where roughly three-quarters of units are homesteaded — a sign of owner occupancy rather than heavy investor churn.
Who Bay Oaks Condo is best for.
Best for
- Budget-conscious buyers targeting a median near $161,500 who want to own rather than rent
- Downsizers who want a smaller footprint and lower upkeep in one building
- Buyers comfortable with an early-1980s condo and willing to weigh renovation status carefully
Probably not for
- Buyers who need more than roughly 900 square feet of living space
- Investors seeking fast turnover, since owner-occupancy is high and units move slowly
- Buyers wanting new construction or a large, contemporary floor plan
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($162K) IS the median in the snapshot above, and the move from 2025 ($145K) IS the +11.4% one-year change.
Windows contain 0 to 8 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Bay Oaks Condo buying strategy.
If we were buying in Bay Oaks Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Oaks Condo.
A small condo pool where condition sets the number
With 28 total homes and a median build year of 1982, this is a defined, early-1980s condo community. The units are consistent in scale — a median of 900 living square feet — so the value conversation centers on what has been updated inside and what has not. Expect a wide spread in asking prices tied to interior condition, and read each listing on its own merits.
The homestead share near 75% matters for tone. It points to a community held largely by owner-occupants, which tends to mean fewer distressed flips and a steadier resale picture. For a buyer, that also means inventory is thin and turns slowly; when the right updated unit surfaces, it deserves a prompt, well-supported offer.
The location and the amenities are priced into every listing in Bay Oaks Condo. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bay Oaks Condo buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.9). Basis: Recent Direction +11.4% year-over-year; Owner Commitment 75% owner-occupied; Pricing Power 91.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this small, a handful of closings shape the entire comp set, so pricing and offer strategy have to be built unit by unit. We track every Bay Oaks trade, read condition against the median, and keep you from overpaying for a comp that does not match — or from underpricing a renovated unit against a dated one.
Bay Oaks Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bay Oaks Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Oaks Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Oaks Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Oaks Condo home worth?
Get a no-obligation home value based on real comparable sales in Bay Oaks Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Bay Oaks Condo?
How long do homes in Bay Oaks Condo take to sell?
How many homes are in Bay Oaks Condo?
What share of Bay Oaks Condo is owner-occupied?
When were the homes in Bay Oaks Condo built?
Do cash buyers compete in Bay Oaks Condo?
Who is the best real estate agent for Bay Oaks Condo?
How do I find a top Clearwater real estate agent who knows Bay Oaks Condo?
Can Momentum Realty connect me with an agent for Bay Oaks Condo?
Should you buy in Bay Oaks Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (27 streets, ZIP 33764)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2015 (34 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how BAY OAKS CONDO fits the bigger picture — live prices, inventory, and Momentum Scores:
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