Bay Terrace & Bay Terrace Add
Homes for Sale in Clearwater, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price in Bay Terrace is driven more by condition and lot than by any standard product type. The housing stock spans a full century, from 1922 to 2022, with a median build year of 1954, so what you are really buying is a mix of original mid-century homes, updated ones, and the occasional teardown-and-rebuild. At a median around $537,500 and roughly $448 per square foot on a median of about 1,347 square feet, the per-foot number tells you land and location are carrying real weight here — this is a compact-home, high-per-foot market, not a big-square-footage one.
The posture right now is balanced, leaning patient. A median of 57 days on market and a heat score of 56 say this is neither a frenzy nor a fire sale, and prices are off 3.2% year over year. For sellers that means condition and pricing discipline matter — overpriced listings will sit. For buyers it means there is room to negotiate and time to do diligence, especially on the older end of the stock where inspection findings can move a deal.
Bay Terrace & Bay Terrace Add right now
🟡 Off the recent peak. The trailing-12-month median ($538K) is down 3.2% from the prior 12 months ($555K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Medium (8 and 7 sales in the two windows).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bay Terrace & Bay Terrace Add market snapshot (as of July 15, 2026): the median sale price is about $538K ($448 per sq ft over the trailing 12 months of closed sales), and a median 57 days on market for closed sales. The trailing-12-month median is down 3% from the prior 12 months, computed from record-level Stellar MLS closed sales (8 closings in the current window).
Bay Terrace & Bay Terrace Add is a community of 217 homes in Clearwater, Pinellas County, built between 1922 and 2022 (median 1954), with a median living area of about 1,347 square feet. 57% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Bay Terrace is a small, established Clearwater pocket of about 217 homes where the per-square-foot figure runs high against modest living areas — a sign that location and land, not size, set the value.
Who Bay Terrace & Bay Terrace Add is best for.
Best for
- Buyers prioritizing location and compact living space over large floor plans
- Buyers around the mid-$500s comfortable inspecting and budgeting for older systems
- Long-hold owner-occupants who value an established, low-turnover pocket
Probably not for
- Buyers who need maximum square footage for the budget
- Buyers who want move-in-ready uniformity and predictable, product-based pricing
- Buyers needing a fast purchase with a deep set of recent comparable sales
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($538K) IS the median in the snapshot above, and the move from 2025 ($555K) IS the -3.2% one-year change.
Windows contain 0 to 11 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Bay Terrace & Bay Terrace Add buying strategy.
If we were buying in Bay Terrace & Bay Terrace Add today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Terrace & Bay Terrace Add.
A century of housing stock on small footprints
With build years running from 1922 to 2022 and a median of 1954, this is a community you underwrite house by house. Two homes at the same address on paper can be worlds apart in practice: one an original 1950s cottage, the next a recent rebuild. The median living area near 1,347 square feet keeps footprints compact, so the roughly $448 median per square foot reflects the value of being here rather than the value of extra room. Read every listing on its own condition and systems, not on the community average.
Owner-occupancy sits at about 57% homesteaded, which points to a stable core of long-held homes alongside a meaningful non-homestead share. With only 8 closings in the snapshot window and a 57-day median, this is a thin, slow-turning market where comparable sales are limited — another reason pricing here rewards a careful, property-specific read over broad assumptions.
The location and the amenities are priced into every listing in Bay Terrace & Bay Terrace Add. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bay Terrace & Bay Terrace Add buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.5). Basis: Recent Direction -3.2% year-over-year; Owner Commitment 57% owner-occupied; Pricing Power 93.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a thin market with wide variation in age and condition, the community median only takes you so far. We price and evaluate each home on its own systems, updates, and lot — and in a balanced market with room to negotiate, that granular read is what protects you on both sides of the table.
Bay Terrace & Bay Terrace Add in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bay Terrace & Bay Terrace Add buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Terrace & Bay Terrace Add sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Terrace & Bay Terrace Add, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Terrace & Bay Terrace Add home worth?
Get a no-obligation home value based on real comparable sales in Bay Terrace & Bay Terrace Add, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Bay Terrace & Bay Terrace Add?
How long do homes in Bay Terrace & Bay Terrace Add take to sell?
How many homes are in Bay Terrace & Bay Terrace Add?
What share of Bay Terrace & Bay Terrace Add is owner-occupied?
When were the homes in Bay Terrace & Bay Terrace Add built?
Do cash buyers compete in Bay Terrace & Bay Terrace Add?
Who is the best real estate agent for Bay Terrace & Bay Terrace Add?
How do I find a top Clearwater real estate agent who knows Bay Terrace & Bay Terrace Add?
Can Momentum Realty connect me with an agent for Bay Terrace & Bay Terrace Add?
Should you buy in Bay Terrace & Bay Terrace Add?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 33755)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2015 (44 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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