Bengal Bay
Condos for Sale in Indian Rocks Beach, FL
All 88 homes for sale in Indian Rocks Beach, FL · median $762,500 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 3 closed sales in Bengal Bay Condo in Indian Rocks Beach, FL since 2014, the most recent in January 2017. Across Indian Rocks Beach as a whole, 66 homes closed in the last 12 months at a median of $542,000, 66 median days on market, with 21 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $10,510 ($9,700 with the full homestead exemption).
Bengal Bay Condo is a small inventory pool — 127 homes — with a construction span running from 1931 to 2024. That range tells you this is not a single-phase, cookie-cutter building; it is a mix of eras stitched together, and the median year built of 1981 puts the typical unit at a age where mechanical systems, roofing, and interior finishes vary widely from one listing to the next. Buyers here have to evaluate each unit on its own maintenance history rather than assuming a building-wide standard.
With homestead share at roughly 23%, the majority of units are not owner-occupied under the exemption, which points to a market weighted toward investment, seasonal, or rental use rather than a primary-residence-dominant building. That posture shapes how units turn over and how condo association decisions get made — worth understanding before you commit.
Nearby homes for sale
No active listings inside Bengal Bay Condo right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bengal Bay Condo sits in Indian Rocks Beach, Pinellas County, with a small 127-unit footprint spanning nearly a century of construction — from pre-war buildings to recent additions — centered on a median year built of 1981.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Bengal Bay Condo is best for.
Best for
- Buyers seeking a compact coastal condo footprint and comfortable doing unit-specific diligence on age and condition
- Investors or seasonal owners aligned with a building where the homestead share is low and rental or non-primary use is common
- Buyers open to a mixed-vintage building where renovated and original-condition units sit side by side
Probably not for
- Buyers who want on-site community amenities like a pool or clubhouse as part of the purchase
- Buyers seeking a single, consistent construction era or building standard across the community
- Buyers wanting a larger living footprint beyond a compact condo floor plan
The market around Bengal Bay Condo
Bengal Bay Condo is too small for its own price trend, so here is the market around it.
In ZIP 33785, 171 homes are on the market and 9% are under contract — a slower corner of Indian Rocks Beach.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 33785 (Indian Rocks Beach), 168 homes closed in the last 12 months at a median of $528K ($480/sq ft), down 3.0% year over year, with a median 74 days on market. Right now 44 active and 9 pending listings put supply at about 4.0 months — a buyer's market. See the live ZIP 33785 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Bengal Bay Condo specifically. Momentum Research analysis of MLS records.
The Bengal Bay Condo buying strategy.
If we were buying in Bengal Bay Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bengal Bay Condo.
A building with layers, not a single vintage
The living space profile here is compact, with a median size of 1,291 square feet. That scale fits a coastal condo pattern: efficient footprints built for occupancy near the water rather than sprawling floor plans. Combined with the wide year-built range, it means two units in this community can feel entirely different — one gut-renovated, one carrying original 1980s or earlier finishes — even at similar sizes.
No community amenities are identified from current MLS listings, which means buyers should not assume a clubhouse, pool, or other shared recreational infrastructure is part of the package here. Confirm what the condo association actually maintains and what dues cover before assuming anything beyond the building structure itself.
The location and the amenities are priced into every listing in Bengal Bay Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, mixed-vintage building with a low homestead share, the difference between a sound purchase and a maintenance headache often comes down to unit-specific due diligence — association financials, recent capital work, and rental history. We walk that ground unit by unit rather than treating this as a uniform building.
Bengal Bay Condo in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bengal Bay Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bengal Bay Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bengal Bay Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bengal Bay Condo home worth?
Get a no-obligation home value based on real comparable sales in Bengal Bay Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Indian Rocks Beach →
Should you buy in Bengal Bay Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Common questions about Bengal Bay
Where is Bengal Bay?
Bengal Bay is a community in Indian Rocks Beach, Pinellas County, Florida, ZIP 33785.
Are there homes for sale in Bengal Bay right now?
No active listings inside Bengal Bay at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Bengal Bay have an HOA or CDD?
No HOA is on record for Bengal Bay in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Bengal Bay with Momentum Realty’s local guides.