Bonita Point
Homes for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Bonita Point in Panama City Beach, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $275,000, a median 0 days on market, sellers accepting 100% of original asking. At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,380 ($2,890 with the full homestead exemption).
Bonita Point is a thin-data market right now — just five closings in the current window — so the numbers here describe a small sample, not a deep trend. The median price sits at $275,000, and that figure is down 17.9% from a year ago, which in a market this size can reflect a shift in what happened to sell as much as a shift in what things are worth.
A median days-on-market of zero is worth noting rather than celebrating — with so few transactions, it likely reflects how few or how fast those specific closings moved rather than a reliable read on typical exposure time. The market heat score of 60 puts this at a moderate posture: not stalled, not competitive, just quiet. Buyers get room to evaluate; sellers should price off comparable condition and recent closings rather than assumptions about pace.
The 60-Second Overview
Bonita Point market snapshot (as of September 20, 2026): the median sale price is about $275K, and a median 0 days on market for closed sales.
Bonita Point is a community of 57 homes in Panama City Beach, Bay County, built between 1966 and 2006 (median 2001.0), with a median living area of about 1,349 square feet. 16% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Bonita Point in Panama City Beach is currently a low-volume corner of the Bay County market, with pricing and pace best read through a handful of recent closings rather than a long trend line.
Who Bonita Point is best for.
Best for
- Buyers targeting a purchase near the current $275,000 median who are comfortable pricing off a small comp set
- Buyers who want to avoid bidding pressure and are fine with a market posture that is moderate rather than fast-moving
- Sellers prepared to price carefully to recent, limited closings rather than a broad market average
Probably not for
- Buyers who want a long history of closings to validate a price before committing
- Anyone selecting a home based on listed community amenities, since none are currently identified in MLS data
- Sellers expecting a fast, high-volume market to generate multiple competing offers
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($275K) IS the median in the snapshot above.
Windows contain 1 to 12 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
11% of homes for sale in ZIP 32408 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Bonita Point Market Scorecard
Bonita Point is currently a balanced market., a median asking price of $259,000, and homes go under contract in about 74 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Bonita Point, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Bonita Point
Live MLS inventory for Bonita Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bonita Point listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Bonita Point buying strategy.
If we were buying in Bonita Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bonita Point.
Reading a thin market honestly
With only five closings feeding the current snapshot, Bonita Point does not offer the kind of statistical depth that supports confident forecasting. The $275,000 median is real and current, but it represents a small set of transactions — condition, terms, and even how a given seller priced could move that number more than any broad market shift.
The year-over-year figure, down 17.9%, should be read in that same context: a small sample can swing on the mix of what sold, not just on what buyers are willing to pay. No community amenities are identified in current MLS listings, so any amenity draw for a given home would need to be verified property by property rather than assumed at the community level.
The location and the amenities are priced into every listing in Bonita Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with this few closings, pricing a listing or evaluating an offer takes more than pulling a median off a report — it means digging into the individual comps that make up that number. We do that work before we advise a number, so sellers price to the actual market and buyers know what they are really comparing against.
Bonita Point in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bonita Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bonita Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bonita Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bonita Point home worth?
Get a no-obligation home value based on real comparable sales in Bonita Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Bonita Point on the map →
Frequently Asked Questions
What is the median home price in Bonita Point?
How long do homes in Bonita Point take to sell?
How many homes are in Bonita Point?
What share of Bonita Point is owner-occupied?
When were the homes in Bonita Point built?
Who is the best real estate agent for Bonita Point?
How do I find a top Panama City Beach real estate agent who knows Bonita Point?
Can Momentum Realty connect me with an agent for Bonita Point?
Should you buy in Bonita Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32407/32408)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (57 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Bonita Point fits the bigger picture — live prices, inventory, and Momentum Scores:
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