Grande Surf Club Condo
Homes for Sale in Panama City, FL

Community in Panama City · Bay County · ZIP 32408
Median sale $887K
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True comps, carrying-cost math, and listings before the portals.

Built fromLive cpar data14 years of closingsUpdated twice daily
Live · Grande Surf Club Condo Housing Pulse cpar + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$887K
Median sold · 12 mo
95.4%
Sale vs ask
Bay median: 94.4%
Tempo
73days
Median DOM · closed
16 days at the 2021 low
3
Sold · last 12 mo
10-yr average: about 2 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

The number that stands out here is the sample size: only three closings feed the current snapshot, so a median price near $887,400 should be read as a data point, not a market law. With that few transactions, one unusually large or unusually modest unit can swing the median substantially, and the next closing could move the picture again.

Median days on market sits at 73, which points to a deliberate, not rushed, sales process. Combined with the thin closing count, this reads as a market where pricing strategy on a single unit matters more than following a broader trend line — because right now, there isn't much of a trend line to follow.

The 60-Second Overview

Grande Surf Club Condo market snapshot (as of July 28, 2026): the median sale price is about $887K, and a median 73 days on market for closed sales.

Grande Surf Club Condo is a condominium community in Panama City, Bay County, currently showing a median sale price of $887,400 and a median 73 days on market across a small closings sample.

Best for

  • A buyer targeting a specific unit at Grande Surf Club Condo who is prepared to verify condo documents and amenities independently rather than relying on listing descriptions.
  • A seller comfortable pricing based on limited recent comps and willing to let a listing sit closer to the median 73-day mark to find the right buyer.
  • An investor or purchaser with flexible timing who can absorb some uncertainty in a market with a small closings sample.

Probably not for

  • A buyer who wants a confirmed list of building amenities before writing an offer, since none are currently identified from MLS listings.
  • Someone who needs a large comp set to validate a price before committing, given only three closings inform the current median.
  • A buyer or seller expecting a fast, high-volume sale process; the current 73-day median suggests a slower, more deliberate pace.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 28 of each year, from record-level cpar closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($887K) IS the median in the snapshot above.

Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
024620122014201620182020202220242026
0 to 6 a year; 3 in the current window.

If we were buying in Grande Surf Club Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Grande Surf Club Condo.

Best Buy
A buyer or seller comfortable making decisions on a small transaction sample rather than a deep trend line.
Biggest Risk
With only three closings feeding the data, the median price can shift meaningfully with the next sale.
Sweet Spot
Works best for a buyer or seller focused on one specific unit rather than expecting a well-established building-wide price pattern.
Avoid If
Avoid if you need amenity details or building-wide comps confirmed before you're comfortable moving — that information isn't yet visible in current MLS data.

A market defined by thin data

With only three closings in the current window, Grande Surf Club Condo doesn't yet offer the kind of statistical depth that lets a buyer or seller lean on averages with confidence. The $887,400 median is real, but it represents a small handful of transactions rather than a broad cross-section of unit types, floors, or conditions — which means unit-specific factors are likely doing more pricing work than any building-wide trend.

Current MLS listings for the community do not identify specific amenities, so anything a buyer wants to confirm — building services, parking arrangements, association rules, or shared facilities — should be verified directly through condo documents and association records rather than assumed. At 73 median days on market, sellers have room to price carefully and buyers have room to do that diligence without feeling rushed by competing offers.

The location and the amenities are priced into every listing in Grande Surf Club Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin on closings, pricing a unit well or evaluating an asking price requires more than pulling a median off a report. We dig into the individual comps that exist, flag when a number is being carried by too few data points, and push for the condo documents and amenity details that current listings don't spell out — so you're negotiating from facts, not assumptions.

Grande Surf Club Condo in 15 seconds.

Best forA buyer or seller comfortable making decisions on a small transaction sample rather than a deep trend line.
Biggest advantageA median 73-day market gives sellers room to price deliberately without immediate pressure to discount.
Biggest riskWith only three closings feeding the data, the median price can shift meaningfully with the next sale.
Sweet spotWorks best for a buyer or seller focused on one specific unit rather than expecting a well-established building-wide price pattern.
Avoid ifAvoid if you need amenity details or building-wide comps confirmed before you're comfortable moving — that information isn't yet visible in current MLS data.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Grande Surf Club Condo sales matched to your home.

What is your Grande Surf Club Condo home worth?

Get a no-obligation home value based on real comparable sales in Grande Surf Club Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Grande Surf Club Condo?
The median sale price in Grande Surf Club Condo was $887K over the 12 months ending July 28, 2026 (3 closed sales, cpar).
How long do homes in Grande Surf Club Condo take to sell?
Homes that closed in the 12 months ending July 28, 2026 took a median 73 days on market (3 sales, cpar).
Who is the best real estate agent for Grande Surf Club Condo?
The best agent for Grande Surf Club Condo is one who actively works Panama City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Grande Surf Club Condo.
How do I find a top Panama City real estate agent who knows Grande Surf Club Condo?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Grande Surf Club Condo and the wider Panama City area.
Can Momentum Realty connect me with an agent for Grande Surf Club Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Grande Surf Club Condo purchase or sale - no call center and no pressure.
A buyer targeting a specific unit at Grande Surf Club Condo who is prepared to verify condo documents and amenities independently rather than relying on listing descriptions.Excellent fit
A seller comfortable pricing based on limited recent comps and willing to let a listing sit closer to the median 73-day mark to find the right buyer.Excellent fit
An investor or purchaser with flexible timing who can absorb some uncertainty in a market with a small closings sample.Excellent fit
A buyer who wants a confirmed list of building amenities before writing an offer, since none are currently identified from MLS listings.Probably not
Someone who needs a large comp set to validate a price before committing, given only three closings inform the current median.Probably not
A buyer or seller expecting a fast, high-volume sale process; the current 73-day median suggests a slower, more deliberate pace.Probably not

Data sources & freshness

Community market statscpar closed sales, 12-month windows ending July 28, 2026
Historical depthClosed-sale records back to 2012 (21 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.

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