Grande Surf Club
Condos for Sale in Panama City, FL
All 268 homes for sale in Panama City, FL · median $349,900 · 233 condos for sale in Panama City · 302 homes for sale in 32408 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Grande Surf Club Condo in Panama City, FL has 5 homes for sale, asking from $749,900 to $975,000 (median $825,000). Homes listed or recently sold were built 2000–2000; 5 of 5 report an HOA (median $1,420/mo); 4 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 14 ft).
Last 30 days in Grande Surf Club: 3 new listings (median asking $950,000). As of November 11, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Grande Surf Club Condo
Live MLS inventory for Grande Surf Club Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 1 daysTop listing
Active · 15 days
Active · 24 days
Active · 143 days
Active · 186 daysActive and pending Grande Surf Club Condo listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The number that stands out here is the sample size: only three closings feed the current snapshot, so a median price near $887,400 should be read as a data point, not a market law. With that few transactions, one unusually large or unusually modest unit can swing the median substantially, and the next closing could move the picture again.
Median days on market sits at 73, which points to a deliberate, not rushed, sales process. Combined with the thin closing count, this reads as a market where pricing strategy on a single unit matters more than following a broader trend line — because right now, there isn't much of a trend line to follow.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Grande Surf Club Condo is a condominium community in Panama City, Bay County, currently showing a median sale price of $887,400 and a median 73 days on market across a small closings sample.
CPAR sales records identify 7 homes in Grande Surf Club Condo that have changed hands since 2019, built between 2000 and 2000 (median 2000), with a median living area of about 1,783 sq ft and a typical 3-bedroom, 2-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Grande Surf Club Condo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Grande Surf Club CondoGrande Surf Club CondoGrande Surf Club CondoGrande Surf Club CondoGrande Surf Club CondoPhotos from CPAR MLS listings in Grande Surf Club Condo; content deemed reliable but not guaranteed.
Who Grande Surf Club Condo is best for.
Best for
- A buyer targeting a specific unit at Grande Surf Club Condo who is prepared to verify condo documents and amenities independently rather than relying on listing descriptions.
- A seller comfortable pricing based on limited recent comps and willing to let a listing sit closer to the median 73-day mark to find the right buyer.
- An investor or purchaser with flexible timing who can absorb some uncertainty in a market with a small closings sample.
Probably not for
- A buyer who wants a confirmed list of building amenities before writing an offer, since none are currently identified from MLS listings.
- Someone who needs a large comp set to validate a price before committing, given only three closings inform the current median.
- A buyer or seller expecting a fast, high-volume sale process; the current 73-day median suggests a slower, more deliberate pace.
The market around Grande Surf Club Condo
Grande Surf Club Condo is too small for its own price trend, so here is the market around it.
In ZIP 32408, 684 homes are on the market and 10% are under contract — a slower corner of Panama City.
Across Bay County, 2,406 homes are active and 434 pending (15% under contract).
In ZIP 32408 (Panama City), 205 homes closed in the last 12 months at a median of $385K, with a median 83 days on market. Right now 389 active and 47 pending listings put supply at about 22.8 months — a soft market. See the live ZIP 32408 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Grande Surf Club Condo specifically. Momentum Research analysis of MLS records.
Grande Surf Club Condo on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Grande Surf Club Condo buying strategy.
If we were buying in Grande Surf Club Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Grande Surf Club Condo.
A market defined by thin data
With only three closings in the current window, Grande Surf Club Condo doesn't yet offer the kind of statistical depth that lets a buyer or seller lean on averages with confidence. The $887,400 median is real, but it represents a small handful of transactions rather than a broad cross-section of unit types, floors, or conditions — which means unit-specific factors are likely doing more pricing work than any building-wide trend.
Current MLS listings for the community do not identify specific amenities, so anything a buyer wants to confirm — building services, parking arrangements, association rules, or shared facilities — should be verified directly through condo documents and association records rather than assumed. At 73 median days on market, sellers have room to price carefully and buyers have room to do that diligence without feeling rushed by competing offers.
The location and the amenities are priced into every listing in Grande Surf Club Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin on closings, pricing a unit well or evaluating an asking price requires more than pulling a median off a report. We dig into the individual comps that exist, flag when a number is being carried by too few data points, and push for the condo documents and amenity details that current listings don't spell out — so you're negotiating from facts, not assumptions.
Grande Surf Club Condo in 15 seconds.
Tools for a Grande Surf Club Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Grande Surf Club Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Grande Surf Club Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Grande Surf Club Condo home worth?
Get a no-obligation home value based on real comparable sales in Grande Surf Club Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Grande Surf Club Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 12, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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