Caldwell
Homes for Sale in St. Johns, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 4 closed sales in Caldwell in St. Johns, FL since 2010, the most recent in June 2021. Across St. Johns as a whole, 1,374 homes closed in the last 12 months at a median of $505,000, 48 median days on market, with 301 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,800 ($6,280 with the full homestead exemption).
Caldwell is a small St. Johns County address, and with the snapshot we have there is no median price to anchor to — which tells you the honest thing up front: pricing here is driven by individual homes and their condition, not by a deep well of recent comparable sales. In a community this size, one or two transactions can move the story more than a broad trend, so the right read comes from walking the specific home rather than leaning on a neighborhood average.
For a buyer, that means underwriting each listing on its own merits and location within St. Johns County rather than assuming a market rate. For a seller, it means pricing off genuine comparables and a clear-eyed look at condition, because thin data cuts both ways — there is less cover for an aspirational number and more room for a well-prepared home to stand out.
The 60-Second Overview
Caldwell sits in St. Johns, within St. Johns County, one of the more sought-after corners of Northeast Florida for its location and access. Treat it as a place where the individual home, not a headline statistic, tells you what you are buying.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Caldwell is best for.
Best for
- Buyers set on a St. Johns County location who will evaluate each home individually
- Buyers comfortable moving decisively on the right property after thorough inspection
- Buyers who value a smaller address over a large, heavily traded subdivision
Probably not for
- Buyers who want a wide selection of comparable listings to choose from
- Buyers who rely on robust recent-sales data to set their offer
- Buyers seeking a low-effort, average-driven pricing decision
The market around Caldwell
Caldwell is too small for its own price trend, so here is the market around it.
In ZIP 32259, 546 homes are on the market and 36% are under contract — a fast-moving corner of St. Johns.
Across St. Johns County, 1,855 homes are active and 859 pending (32% under contract).
ZIP and county figures describe the wider market, not Caldwell specifically. Momentum Research analysis of MLS records.
The Caldwell buying strategy.
If we were buying in Caldwell today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Caldwell.
A small-address read
The key fact about Caldwell is scale. This is a compact St. Johns County community, and the practical effect is that valuation is condition-led and comparable-thin. When there is little recent sales history to lean on, the difference between a strong and a weak outcome is due diligence: the specific lot, the updates a home has or has not had, and where it sits relative to St. Johns County corridors and amenities.
That posture rewards patience on both sides. Buyers should expect to move on the right home quickly but only after real inspection, since averages will not save you from a specific problem. Sellers should expect to justify their number with facts a buyer can verify, because there is no broad market tide to carry a mispriced listing.
The location and the amenities are priced into every listing in Caldwell. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small St. Johns County address with limited comparable data, our value is straightforward: we build the pricing case from the homes themselves — condition, location, and verifiable recent sales — rather than a convenient average. We will tell you when a listing does not pencil, and when it is worth moving on.
Caldwell in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Caldwell buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Caldwell sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Caldwell, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Caldwell home worth?
Get a no-obligation home value based on real comparable sales in Caldwell, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Caldwell on the map →
Should you buy in Caldwell?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2010 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Caldwell fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.