Caldwell Terrace
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 16 homes for sale in 32259 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 3 closed sales in Caldwell Terrace in Jacksonville, FL since 2004, the most recent in August 2013. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $4,190 ($3,670 with the full homestead exemption).
Caldwell Terrace sits in the St. Johns County side of the Jacksonville market, and that county line does a lot of the pricing work here. What actually moves a number on any given listing is condition and how a home shows against its neighbors, not a tidy per-neighborhood formula. Expect a wide spread from house to house rather than a single band.
Without a fresh public snapshot in hand beyond the basics, the honest posture is to read each listing on its own merits. Buyers should underwrite the specific home in front of them; sellers should price to condition and recent comparable activity rather than to a headline. We update our read as verified data comes in from the realMLS feed.
Nearby homes for sale
No active listings inside Caldwell Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Caldwell Terrace is a Jacksonville community that falls inside St. Johns County, which shapes both its location profile and how buyers weigh it against neighboring options.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Caldwell Terrace is best for.
Best for
- Buyers prioritizing a St. Johns County location within reach of Jacksonville
- Buyers willing to underwrite a specific home on its condition rather than a neighborhood average
- Buyers who want a broker to check each listing against verified recent sales before offering
Probably not for
- Buyers who need a tight, predictable price band across the community
- Buyers expecting deep inventory and lots of comparable choices at once
- Buyers looking for guaranteed future returns rather than a home to use
The market around Caldwell Terrace
Caldwell Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32259, 552 homes are on the market and 35% are under contract — a fast-moving corner of Jacksonville.
Across St. Johns County, 1,922 homes are active and 834 pending (30% under contract).
In ZIP 32259 (Jacksonville), 2,439 homes closed in the last 12 months at a median of $498K ($224/sq ft), down 2.6% year over year, with a median 46 days on market. Right now 503 active and 251 pending listings put supply at about 18.1 months — a buyer's market. See the live ZIP 32259 housing market and the St. Johns County market.
ZIP and county figures describe the wider market, not Caldwell Terrace specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Caldwell Terrace, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Caldwell Terrace buying strategy.
If we were buying in Caldwell Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Caldwell Terrace.
Reading Caldwell Terrace on its own terms
The useful frame here is location plus condition. Being in St. Johns County while carrying a Jacksonville address gives Caldwell Terrace a foot in both worlds, and that positioning tends to matter to buyers comparing commutes and access.
Because we are working from a limited snapshot, we resist quoting figures we cannot stand behind. That is deliberate. The right move is to evaluate each home individually, confirm condition, and check it against the most recent verified sales before committing to a price.
The location and the amenities are priced into every listing in Caldwell Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We are a Northeast Florida brokerage that tracks the realMLS feed directly, so our read on Caldwell Terrace stays tied to verified activity rather than guesswork. When the data is thin, we will say so and price to the home in front of us instead of a slogan.
Caldwell Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Caldwell Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Caldwell Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Caldwell Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Caldwell Terrace home worth?
Get a no-obligation home value based on real comparable sales in Caldwell Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Should you buy in Caldwell Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2004 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Caldwell Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Caldwell Terrace. These are the public schools most often assigned to other communities in ZIP 32259; zones change and vary by address, so confirm with the district before you buy.
- Bartram Trail High School · 9-12 · FLDOE grade A (assigned to 24 nearby communities)
- Switzerland Point Middle School · 6-8 · FLDOE grade A (assigned to 19 nearby communities)
- Fruit Cove Middle School · 6-8 · FLDOE grade A (assigned to 18 nearby communities)
- Creekside High School · 9-12 · FLDOE grade A (assigned to 16 nearby communities)
- Julington Creek Elementary School · PreK-5 · FLDOE grade A (assigned to 9 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Caldwell Terrace
Where is Caldwell Terrace?
Caldwell Terrace is a community in Jacksonville, St. Johns County, Florida, ZIP 32259.
Are there homes for sale in Caldwell Terrace right now?
No active listings inside Caldwell Terrace at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Caldwell Terrace have an HOA or CDD?
No HOA is on record for Caldwell Terrace in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- St Clair Street (8 homes on record)
- W 3Rd Street (5 homes on record)
- W 3Rd Street (3 homes on record)
- Christen Drive (1 homes on record)
Nearby Communities
Explore more neighborhoods near Caldwell TerraceHomes for Sale in Jacksonville, FL with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.