Caldwell Terrace
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 3 closed sales in Caldwell Terrace in Jacksonville, FL since 2004, the most recent in August 2013. Across Jacksonville as a whole, 8,873 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,391 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $4,110 ($3,590 with the full homestead exemption).
Caldwell Terrace sits in the St. Johns County side of the Jacksonville market, and that county line does a lot of the pricing work here. What actually moves a number on any given listing is condition and how a home shows against its neighbors, not a tidy per-neighborhood formula. Expect a wide spread from house to house rather than a single band.
Without a fresh public snapshot in hand beyond the basics, the honest posture is to read each listing on its own merits. Buyers should underwrite the specific home in front of them; sellers should price to condition and recent comparable activity rather than to a headline. We update our read as verified data comes in from the realMLS feed.
The 60-Second Overview
Caldwell Terrace is a Jacksonville community that falls inside St. Johns County, which shapes both its location profile and how buyers weigh it against neighboring options.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Caldwell Terrace is best for.
Best for
- Buyers prioritizing a St. Johns County location within reach of Jacksonville
- Buyers willing to underwrite a specific home on its condition rather than a neighborhood average
- Buyers who want a broker to check each listing against verified recent sales before offering
Probably not for
- Buyers who need a tight, predictable price band across the community
- Buyers expecting deep inventory and lots of comparable choices at once
- Buyers looking for guaranteed future returns rather than a home to use
The market around Caldwell Terrace
Caldwell Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32259, 546 homes are on the market and 36% are under contract — a fast-moving corner of Jacksonville.
Across St. Johns County, 1,855 homes are active and 859 pending (32% under contract).
ZIP and county figures describe the wider market, not Caldwell Terrace specifically. Momentum Research analysis of MLS records.
The Caldwell Terrace buying strategy.
If we were buying in Caldwell Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Caldwell Terrace.
Reading Caldwell Terrace on its own terms
The useful frame here is location plus condition. Being in St. Johns County while carrying a Jacksonville address gives Caldwell Terrace a foot in both worlds, and that positioning tends to matter to buyers comparing commutes and access.
Because we are working from a limited snapshot, we resist quoting figures we cannot stand behind. That is deliberate. The right move is to evaluate each home individually, confirm condition, and check it against the most recent verified sales before committing to a price.
The location and the amenities are priced into every listing in Caldwell Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We are a Northeast Florida brokerage that tracks the realMLS feed directly, so our read on Caldwell Terrace stays tied to verified activity rather than guesswork. When the data is thin, we will say so and price to the home in front of us instead of a slogan.
Caldwell Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Caldwell Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Caldwell Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Caldwell Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Caldwell Terrace home worth?
Get a no-obligation home value based on real comparable sales in Caldwell Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Caldwell Terrace on the map →
Should you buy in Caldwell Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2004 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Caldwell Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.